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About This Home

This 1-bedroom, 1-bathroom condo at 638 Chipley Avenue in Charlotte, NC is listed for $170,000 ($257 per sqft). Built in 1970, the home offers 662 sqft of living space on a 1.71 acres lot.

Agent Description

Welcome to 638 Chipley Ave #7 in Birch Landing - a distinctive two-story condo offering style, flexibility, and an unbeatable location just minutes from Uptown Charlotte. This 1-bedroom, 1-bath home with loft space features a layout rarely found in the community, with an open main level and an upper-level retreat that provides separation, privacy, and versatility.

The loft adds valuable flex space ideal for a home office, studio, or additional living area, while the bedroom and full bath create a quiet and functional layout. The main level offers a light-filled living area, efficient kitchen, and direct access to a private back patio and secondary entrance, adding convenience and outdoor enjoyment.

With no rental cap, this property offers long-term flexibility for a variety of ownership goals. Birch Landing is positioned perfectly for those who want easy access to Uptown, Plaza Midwood, Dilworth, and major transportation routes-without living in the center of heavy activity.

Nearby dining, entertainment, parks, and daily conveniences are just minutes away, making this an excellent balance of accessibility and comfort. The community is currently being upgraded with a parking lot renovation-and the seller has already paid the special assessment, so you enjoy the improvements without the expense. Whether you're looking for a primary residence or an investment opportunity, 638 Chipley Ave #7 stands out for its two-story design, competitive pricing, and location-driven value.

Key Features

  • Built in 1970
  • 1.71 acre lot
  • 2 stories

Property Details

2 stories
1 full
#7
1970

Amenities

A/C

Monthly Cost Estimate

$1,124/mo

20% down · 6.5% · 30 years

Principal$123
Interest$737
Insurance$50
HOA$215

Estimates only. Actual payments may vary.

Location

638 Chipley Avenue

Charlotte, NC 28205

Birch Landing

Property Details

Flooring

ConcreteCarpetTile

Construction

Brick Partial Hardboard Siding

Pool Features

Patio

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central AirHeat Pump

Appliances

DishwasherDisposalElectric OvenElectric RangeElectric Water HeaterMicrowaveRefrigeratorWasher/Dryer

Questions & Answers

This 1-bedroom, 1-bathroom condo at 638 Chipley Avenue is listed at $170,000 ($257/sqft). The estimated monthly payment is $952 based on 20% down at 6.5% interest.

HOA fees are $215/month.

Key features include: Built in 1970, 1.71 acre lot, 2 stories.

This property is listed by Maria Richardson and can be reached at 9805798692 or maria.richardson@cbrealty.com.

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MR

Maria Richardson

Agent at Coldwell Banker Realty

(980) 579-8692

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 4370398· Source: listhub· Updated 1 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

638 Chipley Avenue, Charlotte, NC 28205

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