About This Home

This 6-bedroom, 3-bathroom multi-family at 638 Providence Street in Albany, NY is listed for $430,000 ($157 per sqft). Built in 1938, the home offers 2,736 sqft of living space on a 0.08 acres lot.

Key Features

  • Built in 1938
  • 0.08 acre lot
  • 4 parking spaces

Property Details

3 full
4 spaces
1938

Amenities

ViewHardwood
Listing Description

Take advantage of this versatile, well-maintained two-family property offering excellent income potential and flexible living arrangements! Whether you're looking to generate rental income or offset your mortgage by living in one unit and renting the other, this property offers plenty of possibilities.

The first-floor unit features 3 bedrooms, 2 full bathrooms, a living room, dining room, and an additional rear area for living space, and it leads to a lovely deck-perfect for enjoying outdoor space. . The second-floor unit offers 3 bedrooms, 1 full bathroom, a living room, dining room, and an enclosed front porch that provides additional versatile space.

The property also features a clean, dry basement with ample storage potential, off-street parking, coin-operated laundry, and separate utilities-all valuable amenities for both residents and property owners. Conveniently located near hospitals and the SUNY campus, this property offers an appealing location for homeowners and potential tenants alike.

Live in one unit and rent the other, or add this promising property to your investment portfolio! Don't miss this opportunity to own a well-maintained two-family home with plenty of potential.

Monthly Cost Estimate

$2,300/mo

20% down · 6.5% · 30 years

Principal$311
Interest$1,863
Insurance$125

Estimates only. Actual payments may vary.

Location

638 Providence Street

Albany, NY 12208

New Scotland

Features & Amenities

Interior Features

Built-in Features

Property Details

Flooring

HardwoodLaminate

Construction

Aluminum Siding

Views

City

Outdoor Features

DeckPorch

Parking

Off Street

Heating

Natural GasBaseboardRadiantHot Water(Heating)

Questions & Answers

This 6-bedroom, 3-bathroom multi-family at 638 Providence Street is listed at $430,000 ($157/sqft). The estimated monthly payment is $2,299 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1938, 0.08 acre lot, 4 parking spaces. Interior Features: Built-in Features.

This property is listed by Rosemarie Durant.

RD

Rosemarie Durant

License 10401264469

Agent at Coldwell Banker Prime Properties

Listed by Coldwell Banker Prime Properties · Broker phone: (518) 640-4017 · View on Broker Site · Broker website

MLS# 202628815· Source: Global MLS, Inc.· 3 days on PropertySimple

Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

638 Providence Street, Albany, NY 12208

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