# 64 Cross Creek Road # 28-D, Miramar Beach, FL 32550

> **TL;DR:** 1bd/1ba condo, $310,000 ($507/sqft), built 1985, 612 sqft.
> A/C. Est. $5,558/mo. Listed 183 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $310,000 |
| Price/sqft | $507 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 612 |
| Year Built | 1985 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 183 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,568 |
| Estimated Insurance | $90 |
| HOA | $3,900 |
| **Total** | **$5,558** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Destin
- **High:** South Walton

## Key Amenities

- A/C

## Property Highlights

- Built in 1985
- 2 stories

## Description

### Agent Description
Escape to the ultimate coastal retreat with this charming one-bedroom condo, perfectly positioned just minutes from the sparkling waters of the Gulf of Mexico--and already proven to generate strong rental income as a sought-after Florida getaway. Ideally located between pristine beaches, vibrant dining, Baytowne Wharf, and the Emerald Bay Golf Club, this home effortlessly blends investment potential with an unbeatable coastal lifestyle. Step inside to discover a meticulously maintained interior, where wood-look LVP flooring stretches throughout, eliminating the hassle of sandy carpets and adding a warm, inviting feel. The kitchen is a bright and airy haven with sleek white cabinetry, modern appliances, and granite countertops, offering a seamless mix of contemporary style and timeless elegance. The open-concept living and dining areas create a natural flow, perfect for entertaining or relaxing. While the community provides a shared laundromat, this unit also features space for a stackable washer and dryer for your convenience. Sliding glass doors flood the space with natural light and lead to a private deck, ideal for savoring your morning coffee or soaking in the serene surroundings. Enjoy easy access to the community pool, maintained by the HOA, just steps from your door--a perfect alternative when you're not beach-bound. Recent updates include a new roof in 2024 and an HVAC system installed in 2022, giving you peace of mind year-round. Whether you're seeking a smart investment property or a personal getaway, this condo checks all the boxes and won't stay on the market long. Don't miss your opportunity to own a slice of Florida paradise!

## Location

- **Address:** 64 Cross Creek Road # 28-D, Miramar Beach, FL 32550
- **County:** Walton
- **Neighborhood:** CROSS CREEK CLUB CONDO
- **Coordinates:** 30.379818, -86.38143
- **Google Maps:** https://www.google.com/maps?q=30.379818,-86.38143

## Listing Agent

- **Name:** Jessica Mackrael · **License:** 3409055
- **Brokerage:** Coldwell Banker Realty
- **Broker Phone:** (850) 501-1545
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/64-Cross-Creek-Rd-Unit-28_Miramar-Beach_FL_32550_M51792-58236?f=listhub&s=ECARMLSFL&m=1001720&c=propsimple)

## Photos

![64 Cross Creek Road # 28-D - Photo 1](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f1000809822r.jpg)

![64 Cross Creek Road # 28-D - Photo 2](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f575033168r.jpg)

![64 Cross Creek Road # 28-D - Photo 3](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f938781995r.jpg)

![64 Cross Creek Road # 28-D - Photo 4](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f3647215286r.jpg)

![64 Cross Creek Road # 28-D - Photo 5](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f3756750078r.jpg)

![64 Cross Creek Road # 28-D - Photo 6](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f3994200512r.jpg)

![64 Cross Creek Road # 28-D - Photo 7](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f4037819479r.jpg)

![64 Cross Creek Road # 28-D - Photo 8](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f916734019r.jpg)

![64 Cross Creek Road # 28-D - Photo 9](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f841772778r.jpg)

![64 Cross Creek Road # 28-D - Photo 10](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f1243041880r.jpg)

![64 Cross Creek Road # 28-D - Photo 11](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f807746193r.jpg)

![64 Cross Creek Road # 28-D - Photo 12](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f325726034r.jpg)

![64 Cross Creek Road # 28-D - Photo 13](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f861318128r.jpg)

![64 Cross Creek Road # 28-D - Photo 14](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f1424532001r.jpg)

![64 Cross Creek Road # 28-D - Photo 15](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f3003892399r.jpg)

![64 Cross Creek Road # 28-D - Photo 16](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f374638866r.jpg)

![64 Cross Creek Road # 28-D - Photo 17](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f1039100461r.jpg)

![64 Cross Creek Road # 28-D - Photo 18](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f2863011593r.jpg)

![64 Cross Creek Road # 28-D - Photo 19](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f4159787753r.jpg)

![64 Cross Creek Road # 28-D - Photo 20](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f2925469578r.jpg)

![64 Cross Creek Road # 28-D - Photo 21](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f2471599704r.jpg)

![64 Cross Creek Road # 28-D - Photo 22](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f3295663764r.jpg)

![64 Cross Creek Road # 28-D - Photo 23](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f363877799r.jpg)

![64 Cross Creek Road # 28-D - Photo 24](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f1748069711r.jpg)

![64 Cross Creek Road # 28-D - Photo 25](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f4139333898r.jpg)

![64 Cross Creek Road # 28-D - Photo 26](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f665506791r.jpg)

![64 Cross Creek Road # 28-D - Photo 27](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f2669842588r.jpg)

![64 Cross Creek Road # 28-D - Photo 28](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f487679633r.jpg)

![64 Cross Creek Road # 28-D - Photo 29](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f1648457378r.jpg)

![64 Cross Creek Road # 28-D - Photo 30](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f221949256r.jpg)

![64 Cross Creek Road # 28-D - Photo 31](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f2483021112r.jpg)

![64 Cross Creek Road # 28-D - Photo 32](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f723616474r.jpg)

![64 Cross Creek Road # 28-D - Photo 33](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f9947286r.jpg)

![64 Cross Creek Road # 28-D - Photo 34](http://lh.rdcpix.com/7de74167b69525778155d8ab3a9ede41l-f2557635031r.jpg)

---

**MLS#:** 1001720 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/64-cross-creek-road-miramar-beach-fl-32550-80cf4ae484c34e02a963a58a4b1a537c)

---

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