# 640 16TH TERRACE, Center Point, AL 35215 > **TL;DR:** 4bd/3ba single family, $199,900 ($95/sqft), built 1974, 2,096 sqft. > A/C. Est. $1,069/mo. Listed 106 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $199,900 | | Price/sqft | $95 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,096 | | Year Built | 1974 | | Lot Size | 15,246 sqft (0.35 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 106 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,011 | | Estimated Insurance | $58 | | **Total** | **$1,069** | ## Nearby Schools - **Elementary:** CENTER POINT - **Middle:** ERWIN - **High:** CENTER POINT ## Key Amenities - A/C ## Property Highlights - Built in 1974 - 0.35 acre lot ## Description ### Agent Description Welcome to a home that offers space, flexibility, and endless possibilities. This beautifully designed property features three bedrooms and two full bathrooms on the main level, along with a spacious living room, a well-appointed kitchen, and a relaxing deck perfect for enjoying your morning coffee or entertaining guests. What truly sets this home apart is the fully finished basement-a rare and valuable bonus. Complete with its own private entrance, full kitchen, bedroom, full bathroom, and private deck, this space is ideal for multi-generational living, hosting long-term guests, creating a private home office, or generating potential rental income. Whether you're looking for extra room to grow or a home with built-in versatility, this unique lower-level suite offers opportunities that are hard to find. Don't miss the chance to own a home that combines comfort, convenience, and exceptional value-all in one property. ## Location - **Address:** 640 16TH TERRACE, Center Point, AL 35215 - **County:** Jefferson - **Neighborhood:** BRIDLEWOOD - **Coordinates:** 33.631041, -86.703182 - **Google Maps:** https://www.google.com/maps?q=33.631041,-86.703182 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/bham/21459533 ## Listing Agent - **Name:** Vincent Brown - **Brokerage:** Kalos Realty LLC - **Broker Phone:** 2055867466 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/640-16th-Ter-NW_Center-Point_AL_35215_M86813-92374?f=listhub&s=BHAMMLSAL&m=21459533&c=propsimple) ## Photos ![640 16TH TERRACE - Photo 1](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f665837152r.jpg) ![640 16TH TERRACE - Photo 2](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f3806252395r.jpg) ![640 16TH TERRACE - Photo 3](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f1745016652r.jpg) ![640 16TH TERRACE - Photo 4](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f2263588133r.jpg) ![640 16TH TERRACE - Photo 5](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f956414605r.jpg) ![640 16TH TERRACE - Photo 6](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f1206879369r.jpg) ![640 16TH TERRACE - Photo 7](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f3411982436r.jpg) ![640 16TH TERRACE - Photo 8](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f2786124027r.jpg) ![640 16TH TERRACE - Photo 9](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f2115389140r.jpg) ![640 16TH TERRACE - Photo 10](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f815328481r.jpg) ![640 16TH TERRACE - Photo 11](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f3233651794r.jpg) ![640 16TH TERRACE - Photo 12](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f1040380583r.jpg) ![640 16TH TERRACE - Photo 13](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f810022259r.jpg) ![640 16TH TERRACE - Photo 14](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f750768175r.jpg) ![640 16TH TERRACE - Photo 15](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f725946343r.jpg) ![640 16TH TERRACE - Photo 16](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f2863144429r.jpg) ![640 16TH TERRACE - Photo 17](http://lh.rdcpix.com/8fd1220c468e8a609692fe887facd580l-f153683940r.jpg) --- **MLS#:** 21459533 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Greater Alabama MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/640-16th-terrace-center-point-al-35215-a83054eae23442e58d119f3434494ff7) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/640-16th-terrace-center-point-al-35215-a83054eae23442e58d119f3434494ff7#listing", "url": "https://staging.propertysimple.ai/listing/640-16th-terrace-center-point-al-35215-a83054eae23442e58d119f3434494ff7", "name": "640 16TH TERRACE, Center Point, AL 35215", "description": "Welcome to a home that offers space, flexibility, and endless possibilities. 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