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About This Home

This 3-bedroom, 2-bathroom single family at 640 Encarnacion Street in Punta Gorda, FL is listed for $405,999 ($197 per sqft). Built in 2021, the home offers 2,066 sqft of living space on a 0.26 acres lot.

Agent Description

BEST DEAL IN DEEP CREEK WITH 3 CAR GARAGE, FRONT SCREENED PORCH AND REAR LANAI --Meticulous Maintained!!! This STONE accent beauty with a front porch has it all!!! 3/2 PLUS FLEX ROOM!!!! Built in 2021 on a premium corner lot backing onto a greenbelt, this beautifully upgraded home offers 3 bedrooms, 2 bathrooms, and a spacious three-car garage.

At the heart of the home is the stunning kitchen, featuring fresh white cabinetry, granite countertops, stainless steel appliance package, large 12-foot island w/barstools, and large pantry perfect for entertaining or simply enjoying everyday life in style.

The kitchen flows seamlessly into the open-concept great room, which boasts crown molding, LED lighting, and sliding glass doors that lead to a screened lanai at the back of the home with coveted western exposure ideal for relaxing with a drink and taking in the gorgeous sunsets.

The primary suite is a private sanctuary with a tray ceiling, upgraded lighting, a spa-like bathroom with his/her vanities, a large glass shower w/dual shower heads, and generous walk-in closet. The two guest bedrooms are well-sized and share a bathroom, while the laundry room includes a GE washer and smart-sensor dryer with pedestal drawers.

The flex room off the foyer, finished with crown molding, is perfect for a more formal dining area or office. UPGRADES include premium tile flooring, crown molding, stone exterior accents, two garage openers, irrigation system, gutters, water filtration and a fenced yard.

WONDERFUL DEEP CREEK AMENITIES available, just a stone's throw away of GOLF, coffee shops, hair salons, restaurants, grocery stores, Banks, Dollar General Market, Pilates and much more...... MINUTES TO BEACH WITH AMENITIES OF beach club with boat ramp, fishing pier, grills, a pool and sporting activities like tennis, volleyball, basketball and horseshoes.

Across the harbor from the complex, you'll find the quaint shops and tantalizing restaurants of Fishermen's Village. It's one of the more popular beaches near Port Charlotte, FL.

Key Features

  • Built in 2021
  • 0.26 acre lot

Property Details

1 story
2 full
2021

Amenities

A/C

Monthly Cost Estimate

$2,371/mo

20% down · 6.5% · 30 years

Principal$294
Interest$1,759
Insurance$118
HOA$200

Estimates only. Actual payments may vary.

Location

640 Encarnacion Street

Punta Gorda, FL 33983

DEEP CREEK

Features & Amenities

Interior Features

BreakfastBarTrayCeilingsSeparateFormalDiningRoomDualSinksEatInKitchenFamilyDiningRoomHighCeilingsLivingDiningRoomMultipleShowerHeadsMainLevelPrimaryPantryShowerOnlySeparateShowerWalkInClosetsWindowTreatmentsHomeOffice

Exterior Features

FenceSprinklerIrrigationRoomForPoolShuttersManual

Property Details

Flooring

TileCarpet

Construction

Block Concrete Stone Stucco

Pool Features

Porch

Parking

OpenDrivewayGarageGuest

Heating

Electric (Heating)Central

Cooling

Central AirCeiling Fan(s)Electric

Appliances

DryerDishwasherElectricCooktopDisposalIceMakerMicrowaveRangeRefrigeratorRefrigeratorWithIceMakerSelfCleaningOvenWaterPurifierWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 640 Encarnacion Street is listed at $405,999 ($197/sqft). The estimated monthly payment is $1,959 based on 20% down at 6.5% interest.

HOA fees are $200/month.

Key features include: Built in 2021, 0.26 acre lot. Interior Features: BreakfastBar, TrayCeilings, SeparateFormalDiningRoom. Exterior Features: Fence, SprinklerIrrigation, RoomForPool.

This property is listed by Denise Pendleton Westdyke and can be reached at 2398106044 or denise.westdyke@yahoo.com.

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DW

Denise Pendleton Westdyke

Agent at Real Broker, LLC

(239) 810-6044

Listed by Real Broker, LLC

MLS# 2026002097· Source: listhub· Updated 86 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

640 Encarnacion Street, Punta Gorda, FL 33983

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