# 640 Smith Avenue S, Saint Paul, MN 55107 > **TL;DR:** 0bd/3ba commercial, $349,900, built 1911. > A/C. Est. $1,871/mo. Listed 32 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $349,900 | | Bathrooms | 3 full | | Year Built | 1911 | | Lot Size | 3,167 sqft (0.07 acres) | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 32 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,769 | | Estimated Insurance | $102 | | **Total** | **$1,871** | ## Key Amenities - A/C ## Property Highlights - Built in 1911 - 0.07 acre lot ## Description ### Agent Description Outstanding value! Priced at approximately one-third the price per square foot of many competing commercial properties, this prime corner office building at Smith Avenue and Baker Street offers a rare opportunity to acquire over 5,200 square feet of commercial space at an exceptionally attractive price and offering excellent visibility and high traffic exposure with convenient access to Downtown St Paul. Zoned B2 for small business use (under 10,000 SF), the property presents a versatile opportunity for a variety of commercial uses. The building offers approximately 5,279 total square feet, including 2,592 square feet on the main level and 2,687 square feet in the lower level. Currently configured as two separate office suites, the property provides flexibility for owner-users, investors, or future redevelopment. The left suite, had been occupied by a long-standing St. Paul insurance company, and features approximately 1,400 finished square feet, including separate restrooms, a utility room, storage space, and direct access to a loading area. The right suite, most recently leased to a computer repair business, offers approximately 1,000 finished square feet. The full lower level is currently utilized for storage, adding additional functional space and potential. Both suites are currently vacant creating a prime opportunity for occupancy or repositioning. Situated on a 3,165 square foot lot in a highly visible location, this property offers strong potential for an owner-operator, investor, or developer. See MLS supplements for detailed floor plans. ## Location - **Address:** 640 Smith Avenue S, Saint Paul, MN 55107 - **County:** Ramsey - **Neighborhood:** Princes Rearrangement Etc - **Coordinates:** 44.926745, -93.101647 - **Google Maps:** https://www.google.com/maps?q=44.926745,-93.101647 ## Listing Agent - **Name:** Steve Casalenda - **Brokerage:** RE/MAX Results - **Broker Phone:** (952) 829-2900 - **Listing URL:** [View original listing](https://results.net/real-estate/?listing_id=7154412) ## Photos ![640 Smith Avenue S - Photo 1](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3782907667r.jpg) ![640 Smith Avenue S - Photo 2](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f18006261r.jpg) ![640 Smith Avenue S - Photo 3](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f673849418r.jpg) ![640 Smith Avenue S - Photo 4](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f892754065r.jpg) ![640 Smith Avenue S - Photo 5](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f350201288r.jpg) ![640 Smith Avenue S - Photo 6](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3297532304r.jpg) ![640 Smith Avenue S - Photo 7](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3577873559r.jpg) ![640 Smith Avenue S - Photo 8](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3454897982r.jpg) ![640 Smith Avenue S - Photo 9](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f2440272045r.jpg) ![640 Smith Avenue S - Photo 10](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3622813841r.jpg) ![640 Smith Avenue S - Photo 11](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3654495749r.jpg) ![640 Smith Avenue S - Photo 12](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f2107672294r.jpg) ![640 Smith Avenue S - Photo 13](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f2505767707r.jpg) ![640 Smith Avenue S - Photo 14](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3466842282r.jpg) ![640 Smith Avenue S - Photo 15](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3788435703r.jpg) ![640 Smith Avenue S - Photo 16](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f898606057r.jpg) ![640 Smith Avenue S - Photo 17](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3099148535r.jpg) ![640 Smith Avenue S - Photo 18](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f2463278989r.jpg) ![640 Smith Avenue S - Photo 19](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f1291157324r.jpg) ![640 Smith Avenue S - Photo 20](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f1072704828r.jpg) ![640 Smith Avenue S - Photo 21](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f200715740r.jpg) ![640 Smith Avenue S - Photo 22](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f2628307287r.jpg) ![640 Smith Avenue S - Photo 23](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f218832473r.jpg) ![640 Smith Avenue S - Photo 24](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f1793937826r.jpg) ![640 Smith Avenue S - Photo 25](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f1214629682r.jpg) ![640 Smith Avenue S - Photo 26](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f4242507798r.jpg) ![640 Smith Avenue S - Photo 27](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3701058279r.jpg) ![640 Smith Avenue S - Photo 28](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f2919282942r.jpg) ![640 Smith Avenue S - Photo 29](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f964711472r.jpg) ![640 Smith Avenue S - Photo 30](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3866973576r.jpg) ![640 Smith Avenue S - Photo 31](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f1433633379r.jpg) ![640 Smith Avenue S - Photo 32](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f1911925286r.jpg) ![640 Smith Avenue S - Photo 33](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3090636828r.jpg) ![640 Smith Avenue S - Photo 34](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f3971095418r.jpg) ![640 Smith Avenue S - Photo 35](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f320654136r.jpg) ![640 Smith Avenue S - Photo 36](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f1096148094r.jpg) ![640 Smith Avenue S - Photo 37](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f1951797825r.jpg) ![640 Smith Avenue S - Photo 38](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f2114804267r.jpg) ![640 Smith Avenue S - Photo 39](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f4141930630r.jpg) ![640 Smith Avenue S - Photo 40](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f2027151946r.jpg) ![640 Smith Avenue S - Photo 41](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f345358413r.jpg) ![640 Smith Avenue S - Photo 42](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f757205281r.jpg) ![640 Smith Avenue S - Photo 43](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f1213871651r.jpg) ![640 Smith Avenue S - Photo 44](http://lh.rdcpix.com/5e945bd5e51b795d86238a264d330d7dl-f80886995r.jpg) --- **MLS#:** 7154412 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/640-smith-avenue-s-saint-paul-mn-55107-1cf4918d39044f6db65cc5c15578096e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/640-smith-avenue-s-saint-paul-mn-55107-1cf4918d39044f6db65cc5c15578096e#listing", "url": "https://staging.propertysimple.ai/listing/640-smith-avenue-s-saint-paul-mn-55107-1cf4918d39044f6db65cc5c15578096e", "name": "640 Smith Avenue S, Saint Paul, MN 55107", "description": "Outstanding value! Priced at approximately one-third the price per square foot of many competing commercial properties, this prime corner office building at Smith Avenue and Baker Street offers a rare opportunity to acquire over 5,200 square feet of commercial space at an exceptionally attractive price and offering excellent visibility and high traffic exposure with convenient access to Downtown St Paul. Zoned B2 for small business use (under 10,000 SF), the property presents a versatile opportunity for a variety of commercial uses. The building offers approximately 5,279 total square feet, including 2,592 square feet on the main level and 2,687 square feet in the lower level. Currently configured as two separate office suites, the property provides flexibility for owner-users, investors, or future redevelopment. The left suite, had been occupied by a long-standing St. Paul insurance company, and features approximately 1,400 finished square feet, including separate restrooms, a utility room, storage space, and direct access to a loading area. The right suite, most recently leased to a computer repair business, offers approximately 1,000 finished square feet. The full lower level is currently utilized for storage, adding additional functional space and potential. Both suites are currently vacant creating a prime opportunity for occupancy or repositioning. Situated on a 3,165 square foot lot in a highly visible location, this property offers strong potential for an owner-operator, investor, or developer. 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