# 642 Locust Street #4H, Mount Vernon, NY 10552

> **TL;DR:** 2bd/2ba single family, $295,000 ($246/sqft), built 1965, 1,200 sqft.
> A/C, 1-car garage. Est. $1,578/mo. Listed 33 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $295,000 |
| Price/sqft | $246 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,200 |
| Year Built | 1965 |
| Stories | 1 |
| Garage | 1-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 33 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,492 |
| Estimated Insurance | $86 |
| **Total** | **$1,578** |

## Nearby Schools

- **Elementary:** MOUNT VERNON LEADERSHIP ACADEMY
- **Middle:** Lincoln School
- **High:** Mt Vernon High School

## Key Amenities

- A/C
- 1-car garage

## Property Highlights

- Built in 1965

## Description

### Agent Description
Discover the incredible space and versatility this generously sized two-bedroom co-op in Mount Vernon has to offer! With an expansive layout and an abundance of living space, this home offers the flexibility to accommodate a third bedroom, home office, den, or guest room-the current seller has thoughtfully utilized the extra space as a third bedroom. The spacious kitchen provides plenty of room for cooking, storage, and entertaining, while the private balcony offers the perfect spot to relax and enjoy the fresh air. Large rooms and a flexible floor plan create endless possibilities to personalize the home to fit your lifestyle. Conveniently located near shops, restaurants, transportation, and everyday conveniences, this home offers the perfect combination of space, comfort, and location. If you've been searching for a home with room to grow and the potential to make it truly your own, this Mount Vernon co-op is a must-see!

## Location

- **Address:** 642 Locust Street #4H, Mount Vernon, NY 10552
- **County:** Westchester County
- **Coordinates:** 40.924861, -73.8402
- **Google Maps:** https://www.google.com/maps?q=40.924861,-73.8402

## Listing Agent

- **Name:** Cedric Smith
- **Brokerage:** ERA Insite Realty
- **Broker Phone:** (914) 948-3333
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/642-Locust-St-Apt-4H_Mount-Vernon_NY_10552_M33625-57485?f=listhub&s=MLSLINY&m=1053674&c=propsimple)

## Photos

![642 Locust Street #4H - Photo 1](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1328233611r.jpg)

![642 Locust Street #4H - Photo 2](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1616034002r.jpg)

![642 Locust Street #4H - Photo 3](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1980049256r.jpg)

![642 Locust Street #4H - Photo 4](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f76369560r.jpg)

![642 Locust Street #4H - Photo 5](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1574010493r.jpg)

![642 Locust Street #4H - Photo 6](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1041077709r.jpg)

![642 Locust Street #4H - Photo 7](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f914728207r.jpg)

![642 Locust Street #4H - Photo 8](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f2240582616r.jpg)

![642 Locust Street #4H - Photo 9](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f271148641r.jpg)

![642 Locust Street #4H - Photo 10](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f3882235976r.jpg)

![642 Locust Street #4H - Photo 11](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f3729346790r.jpg)

![642 Locust Street #4H - Photo 12](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1612542313r.jpg)

![642 Locust Street #4H - Photo 13](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1453264899r.jpg)

![642 Locust Street #4H - Photo 14](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f817968330r.jpg)

![642 Locust Street #4H - Photo 15](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f248296418r.jpg)

![642 Locust Street #4H - Photo 16](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1097044766r.jpg)

![642 Locust Street #4H - Photo 17](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f3184028444r.jpg)

![642 Locust Street #4H - Photo 18](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f3901359537r.jpg)

![642 Locust Street #4H - Photo 19](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f475462501r.jpg)

![642 Locust Street #4H - Photo 20](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1594674327r.jpg)

![642 Locust Street #4H - Photo 21](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f4278332202r.jpg)

![642 Locust Street #4H - Photo 22](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f4205587091r.jpg)

![642 Locust Street #4H - Photo 23](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f2340104859r.jpg)

![642 Locust Street #4H - Photo 24](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f3488128137r.jpg)

![642 Locust Street #4H - Photo 25](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f4243563469r.jpg)

![642 Locust Street #4H - Photo 26](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1689743334r.jpg)

![642 Locust Street #4H - Photo 27](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f3837481182r.jpg)

![642 Locust Street #4H - Photo 28](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f2652718353r.jpg)

![642 Locust Street #4H - Photo 29](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f925818296r.jpg)

![642 Locust Street #4H - Photo 30](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f2929705708r.jpg)

![642 Locust Street #4H - Photo 31](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f2929705708r.jpg)

![642 Locust Street #4H - Photo 32](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f3000559282r.jpg)

![642 Locust Street #4H - Photo 33](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1713386372r.jpg)

![642 Locust Street #4H - Photo 34](http://lh.rdcpix.com/78de56b93ec2add2f9755bc5935b94cfl-f1689743334r.jpg)

---

**MLS#:** 1053674 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/642-locust-street-mount-vernon-ny-10552-5deddd91f3e84905adb5f54874263ef5)

---

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