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About This Home
This 4-bedroom, 3-bathroom single family at 642 N Shore Drive in Monticello, KY is listed for $399,000 ($153 per sqft). Built in 2011, the home offers 2,600 sqft of living space on a 0.88 acres lot.
Welcome to your dream home in the prestigious Cumberland Shores gated community - where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long.
Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication.
The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike.
Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports.
Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle - all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!
Key Features
- Built in 2011
- 0.88 acre lot
- 2 stories
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$2,334/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
642 N Shore Drive
Monticello, KY 42633
Cumberland Shores
Features & Amenities
Interior Features
Property Details
Flooring
Construction
Views
Parking
Heating
Cooling
Appliances
Questions & Answers
This 4-bedroom, 3-bathroom single family at 642 N Shore Drive is listed at $399,000 ($153/sqft). The estimated monthly payment is $1,929 based on 20% down at 6.5% interest.
HOA fees are $200/month.
Key features include: Built in 2011, 0.88 acre lot, 2 stories, Waterfront. Interior Features: Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s).
This property is listed by Hg Hickey Iii and can be reached at 6062781070 or hg@nowakerealestate.com.

































































