About This Home

This 3-bedroom, 2-bathroom single family at 643 Shoal Road in Lincolnton, NC is listed for $365,000 ($215 per sqft). Built in 1999, the home offers 1,698 sqft of living space on a 0.96 acres lot.

Key Features

  • Built in 1999
  • 0.96 acre lot

Property Details

1 story
2 full
4-car garage
1999
Listing Description

Immaculately maintained and thoughtfully updated, this inviting home is situated on nearly an acre in a peaceful rural community in western Lincoln County, just 10 minutes from downtown Lincolnton. The beautiful West Lincoln County Library and West Lincoln Park, featuring a playground, walking trail, picnic areas, and a seasonal splash pad are a 2 minute drive from this property!

Prepare to be impressed by the spacious, open concept living and dining areas that flow seamlessly to an exceptional backyard designed for relaxing and entertaining. A tall privacy fence with two gates surrounds the concrete patio and impressive 14' x 24' gazebo, complete with five ceiling fans.

With the septic system located in the front yard, the backyard also offers excellent potential for a future pool. Beautiful landscaping adorns the entire exterior. The home features numerous updates, including extensive kitchen and primary bath renovations, smooth ceilings throughout, roof, oversized gutters and downspouts, windows, and water heater.

Gleaming hardwood floors enhance the main living areas, complemented by attractive laminate flooring in the kitchen, and ceramic tile in the baths. Propane tank & gas-log heater in the dining room convey, which the owners use from December through March to help reduce utility costs.

Storage and garage space are equally impressive. The spacious two-car attached garage offers a rear exterior walk-out door and pull-down attic stairs providing access to fully floored storage above one garage bay, as well as an entrance to the remainder of the home's attic.

An additional 25' x 30' detached two-car garage is insulated and features a concrete floor, two roll-up doors, a walk-through door, windows, and 200-amp electrical service. The septic system was recently pumped and inspected, with new risers installed, and the property has also had a recent annual termite inspection. This beautifully cared-for property is truly ready to impress! Visit our OPEN HOUSE, Saturday, October 31st, 12-2pm.

Monthly Cost Estimate

$1,952/mo

20% down · 6.5% · 30 years

Principal$264
Interest$1,582
Insurance$106

Estimates only. Actual payments may vary.

Location

643 Shoal Road

Lincolnton, NC 28092

Western Sky Estates

Features & Amenities

Interior Features

Attic OtherAttic Stairs PulldownSplit BedroomWalk-In Closet(s)

Property Details

Flooring

TileWood

Construction

Vinyl

Outdoor Features

PorchPatio

Parking

OpenGarageGarage - DetachedGarage - Attached

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

DishwasherElectric RangeElectric Water HeaterMicrowaveRefrigerator with Ice Maker

Questions & Answers

This 3-bedroom, 2-bathroom single family at 643 Shoal Road is listed at $365,000 ($215/sqft). The estimated monthly payment is $1,952 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1999, 0.96 acre lot. Interior Features: Attic Other, Attic Stairs Pulldown, Split Bedroom.

This property is listed by Gail Huss.

GH

Gail Huss

Agent at Lake Norman Realty

Listed by Lake Norman Realty · Broker phone: (704) 892-9673 · View on Broker Site · Broker website

MLS# 4436248· Source: Canopy MLS· 1 day on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

643 Shoal Road, Lincolnton, NC 28092

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