# 643 Shoal Road, Lincolnton, NC 28092 > **TL;DR:** 3bd/2ba single family, $365,000 ($215/sqft), built 1999, 1,698 sqft. > 4-car garage. Est. $1,952/mo. Listed 3 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $365,000 | | Price/sqft | $215 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,698 | | Year Built | 1999 | | Lot Size | 41,818 sqft (0.96 acres) | | Stories | 1 | | Garage | 4-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 3 | ## Why This Home Stands Out - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,846 | | Estimated Insurance | $106 | | **Total** | **$1,952** | ## Nearby Schools - **Elementary:** Union - **Middle:** West Lincoln - **High:** West Lincoln ## Key Amenities - 4-car garage ## Property Highlights - Built in 1999 - 0.96 acre lot ## Description ### Agent Description Immaculately maintained and thoughtfully updated, this inviting home is situated on nearly an acre in a peaceful rural community in western Lincoln County, just 10 minutes from downtown Lincolnton. The beautiful West Lincoln County Library and West Lincoln Park, featuring a playground, walking trail, picnic areas, and a seasonal splash pad are a 2 minute drive from this property! Prepare to be impressed by the spacious, open concept living and dining areas that flow seamlessly to an exceptional backyard designed for relaxing and entertaining. A tall privacy fence with two gates surrounds the concrete patio and impressive 14' x 24' gazebo, complete with five ceiling fans. With the septic system located in the front yard, the backyard also offers excellent potential for a future pool. Beautiful landscaping adorns the entire exterior. The home features numerous updates, including extensive kitchen and primary bath renovations, smooth ceilings throughout, roof, oversized gutters and downspouts, windows, and water heater. Gleaming hardwood floors enhance the main living areas, complemented by attractive laminate flooring in the kitchen, and ceramic tile in the baths. Propane tank & gas-log heater in the dining room convey, which the owners use from December through March to help reduce utility costs. Storage and garage space are equally impressive. The spacious two-car attached garage offers a rear exterior walk-out door and pull-down attic stairs providing access to fully floored storage above one garage bay, as well as an entrance to the remainder of the home's attic. An additional 25' x 30' detached two-car garage is insulated and features a concrete floor, two roll-up doors, a walk-through door, windows, and 200-amp electrical service. The septic system was recently pumped and inspected, with new risers installed, and the property has also had a recent annual termite inspection. This beautifully cared-for property is truly ready to impress! Visit our OPEN HOUSE, Saturday, October 31st, 12-2pm. ## Location - **Address:** 643 Shoal Road, Lincolnton, NC 28092 - **County:** Lincoln - **Neighborhood:** Western Sky Estates - **Coordinates:** 35.47606051, -81.37686282 - **Google Maps:** https://www.google.com/maps?q=35.47606051,-81.37686282 ## Listing Agent - **Name:** Gail Huss - **Brokerage:** Lake Norman Realty - **Broker Phone:** (704) 892-9673 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/643-Shoal-Rd_Lincolnton_NC_28092_M57841-89404?f=listhub&s=CMLSNC&m=4436248&c=propsimple) ## Photos ![643 Shoal Road - Photo 1](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f386540707r.jpg) ![643 Shoal Road - Photo 2](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f736708199r.jpg) ![643 Shoal Road - Photo 3](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f504117190r.jpg) ![643 Shoal Road - Photo 4](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f1607759834r.jpg) ![643 Shoal Road - Photo 5](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f3254324238r.jpg) ![643 Shoal Road - Photo 6](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2342404996r.jpg) ![643 Shoal Road - Photo 7](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f3564516050r.jpg) ![643 Shoal Road - Photo 8](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2061522193r.jpg) ![643 Shoal Road - Photo 9](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f1250252365r.jpg) ![643 Shoal Road - Photo 10](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f246779387r.jpg) ![643 Shoal Road - Photo 11](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2143774139r.jpg) ![643 Shoal Road - Photo 12](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f1471879118r.jpg) ![643 Shoal Road - Photo 13](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f902963379r.jpg) ![643 Shoal Road - Photo 14](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2452234669r.jpg) ![643 Shoal Road - Photo 15](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f3490840032r.jpg) ![643 Shoal Road - Photo 16](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f3085612311r.jpg) ![643 Shoal Road - Photo 17](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f3026147239r.jpg) ![643 Shoal Road - Photo 18](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2339309164r.jpg) ![643 Shoal Road - Photo 19](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2517977687r.jpg) ![643 Shoal Road - Photo 20](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f3624718797r.jpg) ![643 Shoal Road - Photo 21](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f1292020103r.jpg) ![643 Shoal Road - Photo 22](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2278981185r.jpg) ![643 Shoal Road - Photo 23](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2819359434r.jpg) ![643 Shoal Road - Photo 24](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2241663382r.jpg) ![643 Shoal Road - Photo 25](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2066702053r.jpg) ![643 Shoal Road - Photo 26](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f3967745906r.jpg) ![643 Shoal Road - Photo 27](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2530852374r.jpg) ![643 Shoal Road - Photo 28](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f966551107r.jpg) ![643 Shoal Road - Photo 29](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2569328772r.jpg) ![643 Shoal Road - Photo 30](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f594332483r.jpg) ![643 Shoal Road - Photo 31](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f2937723630r.jpg) ![643 Shoal Road - Photo 32](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f854556530r.jpg) ![643 Shoal Road - Photo 33](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f1367591858r.jpg) ![643 Shoal Road - Photo 34](http://lh.rdcpix.com/ea4671913860af17830551944450098bl-f4149098923r.jpg) --- **MLS#:** 4436248 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/643-shoal-road-lincolnton-nc-28092-2ede27418245461ab2fd9b69f7c5c268) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/643-shoal-road-lincolnton-nc-28092-2ede27418245461ab2fd9b69f7c5c268#listing", "url": "https://staging.propertysimple.ai/listing/643-shoal-road-lincolnton-nc-28092-2ede27418245461ab2fd9b69f7c5c268", "name": "643 Shoal Road, Lincolnton, NC 28092", "description": "Immaculately maintained and thoughtfully updated, this inviting home is situated on nearly an acre in a peaceful rural community in western Lincoln County, just 10 minutes from downtown Lincolnton. The beautiful West Lincoln County Library and West Lincoln Park, featuring a playground, walking trail, picnic areas, and a seasonal splash pad are a 2 minute drive from this property! Prepare to be impressed by the spacious, open concept living and dining areas that flow seamlessly to an exceptional backyard designed for relaxing and entertaining. A tall privacy fence with two gates surrounds the concrete patio and impressive 14' x 24' gazebo, complete with five ceiling fans. With the septic system located in the front yard, the backyard also offers excellent potential for a future pool. Beautiful landscaping adorns the entire exterior. The home features numerous updates, including extensive kitchen and primary bath renovations, smooth ceilings throughout, roof, oversized gutters and downspouts, windows, and water heater. Gleaming hardwood floors enhance the main living areas, complemented by attractive laminate flooring in the kitchen, and ceramic tile in the baths. Propane tank & gas-log heater in the dining room convey, which the owners use from December through March to help reduce utility costs. Storage and garage space are equally impressive. The spacious two-car attached garage offers a rear exterior walk-out door and pull-down attic stairs providing access to fully floored storage above one garage bay, as well as an entrance to the remainder of the home's attic. An additional 25' x 30' detached two-car garage is insulated and features a concrete floor, two roll-up doors, a walk-through door, windows, and 200-amp electrical service. The septic system was recently pumped and inspected, with new risers installed, and the property has also had a recent annual termite inspection. This beautifully cared-for property is truly ready to impress! 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