Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 2-bathroom single family at 644 Columbia Avenue in Elgin, IL is listed for $305,000 ($175 per sqft). Built in 1925, the home offers 1,741 sqft of living space on a 0.15 acres lot.

Agent Description

Spacious and well maintained home in an ideal Elgin location. Walk into the coziest home on the block welcomed by a beautiful sun-soaked enclosed porch with a ceiling fan and carpeted floors. The main level features a showstopping fireplace, new flooring throughout, a large primary bedroom with abundant natural light, an oversized closet, and access to a Juliet balcony.

The upper level offers two additional bedrooms and a full, generously sized bathroom. The finished basement provides exceptional additional living space, recently Perma sealed and equipped with a kitchenette, laundry room with utility sink, two oversized storage closets, a bar area, a lounge/TV space, and a shower.

Notable updates include AC (approx. 7 years), roof & siding (2024), exterior paint (2023), water heater (2024), refrigerator & dishwasher (2025), and fence (2023). Located within walking distance to shopping, baseball fields, and Lords Park, with quick access to I90 just 5 minutes away. Surrounded by excellent neighbors and situated in a highly convenient area.

Key Features

  • Built in 1925
  • 0.15 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace

Property Details

2 stories
1 full, 1 half
3 spaces
1925

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$1,631/mo

20% down · 6.5% · 30 years

Principal$221
Interest$1,322
Insurance$89

Estimates only. Actual payments may vary.

Location

644 Columbia Avenue

Elgin, IL 60120

Features & Amenities

Interior Features

1st Floor BedroomBuilt-in FeaturesHistoric/Period MlwkOpen FloorplanGranite CountersSeparate Dining RoomReplacement Windows

Property Details

Flooring

HardwoodCarpet

Construction

Vinyl Siding Stucco

Parking

OwnedGarageOpen

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherRefrigeratorHigh End RefrigeratorWasherDryerStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 2-bathroom single family at 644 Columbia Avenue is listed at $305,000 ($175/sqft). The estimated monthly payment is $1,322 based on 20% down at 6.5% interest.

Key features include: Built in 1925, 0.15 acre lot, 2 stories, 3 parking spaces, Fireplace. Interior Features: 1st Floor Bedroom, Built-in Features, Historic/Period Mlwk.

This property is listed by Ali Isunza and can be reached at (847) 489-3476 or ali@inspirerealtygroup.com.

Similar Homes in Elgin

View all
AI

Ali Isunza

Agent at Inspire Realty Group LLC

(847) 489-3476

Listed by Inspire Realty Group LLC · View on Broker Site

MLS# 12603303· Source: listhub· Updated 1 days ago

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

644 Columbia Avenue, Elgin, IL 60120

Open this listing in: