# 645 Carter Dr, Tuscumbia, AL 35674 > **TL;DR:** 3bd/3ba single family, $499,900 ($109/sqft), built 1965, 4,601 sqft. > Fireplace, Waterfront, View, A/C. Est. $2,674/mo. Listed 64 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $499,900 | | Price/sqft | $109 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 4,601 | | Year Built | 1965 | | Lot Size | 13,504 sqft (0.31 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 64 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - River ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,528 | | Estimated Insurance | $146 | | **Total** | **$2,674** | ## Nearby Schools - **Elementary:** Colbert Heights - **Middle:** Colbert Heights - **High:** Colbert Heights ## Key Amenities - Fireplace - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 1965 - 0.31 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Prime Riverfront Opportunity in Locust Shores ? Priced Well Below Market Value! Unlock the incredible potential of waterfront living with this rare investment opportunity along the scenic Tennessee River. Situated in the desirable Locust Shores subdivision, this property features direct water access, stunning views, and unmatched value for buyers looking to build equity or design their dream riverfront retreat. Breathtaking Views, spacious back deck overlooking the peaceful waters of the Tennessee River. Perfect for morning coffee or evening entertaining. Enjoy seamless access to boating, fishing, and water sports right from your backyard. 4 bedrooms, 2 bathrooms, and a versatile basement offering extra storage or potential expansion space. Whether you are a seasoned investor, a contractor, or a home buyer ready to create a custom waterfront showcase, this property offers endless possibilities at an unbeatable price point. Schedule your private walkthrough today! ## Location - **Address:** 645 Carter Dr, Tuscumbia, AL 35674 - **County:** Colbert - **Neighborhood:** Locust Shores - **Coordinates:** 34.7278704, -87.7833757 - **Google Maps:** https://www.google.com/maps?q=34.7278704,-87.7833757 ## Listing Agent - **Name:** Adam Wimberly - **Brokerage:** MarMac Real Estate Shoals - **Broker Phone:** (256) 349-3638 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/645-Carter-Dr_Tuscumbia_AL_35674_M79631-29422?f=listhub&s=SHOALSAAR&m=530891&c=propsimple) ## Photos ![645 Carter Dr - Photo 1](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f2051199828r.jpg) ![645 Carter Dr - Photo 2](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f10093588r.jpg) ![645 Carter Dr - Photo 3](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f1077303299r.jpg) ![645 Carter Dr - Photo 4](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f4027212576r.jpg) ![645 Carter Dr - Photo 5](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f1737280366r.jpg) ![645 Carter Dr - Photo 6](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f113395044r.jpg) ![645 Carter Dr - Photo 7](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f2015689759r.jpg) ![645 Carter Dr - Photo 8](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f2969460620r.jpg) ![645 Carter Dr - Photo 9](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f3500023517r.jpg) ![645 Carter Dr - Photo 10](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f1049679461r.jpg) ![645 Carter Dr - Photo 11](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f1516670589r.jpg) ![645 Carter Dr - Photo 12](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f3331615749r.jpg) ![645 Carter Dr - Photo 13](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f137922248r.jpg) ![645 Carter Dr - Photo 14](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f2181440127r.jpg) ![645 Carter Dr - Photo 15](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f4183308355r.jpg) ![645 Carter Dr - Photo 16](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f649051938r.jpg) ![645 Carter Dr - Photo 17](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f2778619243r.jpg) ![645 Carter Dr - Photo 18](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f1233520362r.jpg) ![645 Carter Dr - Photo 19](http://lh.rdcpix.com/ecef0dd636f0a61026c306f5af4c074cl-f1148340513r.jpg) --- **MLS#:** 530891 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Strategic MLS Alliance, INC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/645-carter-dr-tuscumbia-al-35674-18b98f82887440da85933b56c7fbbbbb) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/645-carter-dr-tuscumbia-al-35674-18b98f82887440da85933b56c7fbbbbb#listing", "url": "https://staging.propertysimple.ai/listing/645-carter-dr-tuscumbia-al-35674-18b98f82887440da85933b56c7fbbbbb", "name": "645 Carter Dr, Tuscumbia, AL 35674", "description": "Prime Riverfront Opportunity in Locust Shores ? Priced Well Below Market Value! Unlock the incredible potential of waterfront living with this rare investment opportunity along the scenic Tennessee River. 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