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About This Home

This 2-bedroom, 2-bathroom single family at 6461 SW 109TH PLACE in OCALA, FL is listed for $185,000 ($137 per sqft). Built in 1988, the home offers 1,352 sqft of living space on a 0.26 acres lot.

Agent Description

Welcome to this 2 bedroom, 2 bath home located in the desirable 55+ community of Spruce Creek II in Southwest Ocala. Situated on a spacious .26 acre lot with beautiful mature trees in the front yard, this 1,352 square foot home offers a great combination of comfort, functionality, and location.

Built in 1988, the home features several important updates, including a roof replaced in 2016 and a drainfield updated approximately one year ago. The carport area includes a convenient laundry room along with additional storage space. Enjoy extra living space in the enclosed lanai with vinyl windows, perfect for relaxing year round.

Spruce Creek North is known for its low maintenance lifestyle and active amenities, including a community pool, clubhouse, fitness center, tennis and racquetball courts, walking paths, and security patrol. HOA fees are just $118 per month and include basic cable, trash pickup, and access to all community facilities.

Conveniently located near shopping, restaurants, medical facilities, supermarkets, Walmart, and with easy access to SR-200, this home offers both value and location. If you are looking for an affordable 55+ home with flexible living space, a larger lot, and a convenient Ocala setting, this one is worth seeing in person.

Please note, the home is currently tenant occupied and the tenant is in the process of packing and preparing to move out by May 1st. As a result, interior photos may reflect some clutter, but the home will be fully vacated soon.

Key Features

  • Built in 1988
  • 0.26 acre lot

Property Details

2 full
1988

Monthly Cost Estimate

$989/mo

20% down · 6.5% · 30 years

Principal$134
Interest$802
Insurance$54

Estimates only. Actual payments may vary.

Location

6461 SW 109TH PLACE

OCALA, FL 34476

SPRUCE CREEK 02

Features & Amenities

Interior Features

Ceiling Fans(s)Thermostat

Property Details

Flooring

CarpetTileVinyl

Construction

FrameVinyl Siding

Parking

Carport

Heating

Electric (Heating)

Cooling

Central Air

Appliances

RangeRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 6461 SW 109TH PLACE is listed at $185,000 ($137/sqft). The estimated monthly payment is $802 based on 20% down at 6.5% interest.

Key features include: Built in 1988, 0.26 acre lot. Interior Features: Ceiling Fans(s), Thermostat.

This property is listed by Kelly LaFave and can be reached at 3528161269 or kelly@kellyrealestatepro.com.

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KL

Kelly LaFave

Agent at EXP REALTY LLC

(352) 816-1269

Listed by EXP REALTY LLC · View on Broker Site

MLS# OM721125· Source: listhub· Updated 22 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

6461 SW 109TH PLACE, OCALA, FL 34476

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