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About This Home

This 2-bedroom, 2-bathroom condo at 650 Montgomery Street unit: 402 in Jersey City, NJ is listed for $624,900. Built in 2009, on a 0.17 acres lot.

Agent Description

Welcome home to Residence 402 at M650 Flats-an exceptional penthouse loft condo in the heart of Jersey City, just moments from NYC. This stunning industrial-chic home offers the versatility of a one-bedroom plus office/den or a true two-bedroom layout, all wrapped in soaring style and modern convenience.

Step through the impressive 8-foot entry door into a dramatic loft space with 12-foot ceilings, exposed brick, steel ductwork, and hardwood floors. Natural light pours in through oversized windows, highlighting the open-concept design and high-end finishes throughout.

A custom coat closet, eight interior doors, abundant storage, and an in-unit washer and dryer add everyday luxury. The chef's kitchen is fully updated with sleek quartz countertops, a gas cooktop, and premium Bosch stainless steel appliancesperfect for both cooking and entertaining.

The living and dining areas flow effortlessly, creating an airy, loft-style environment ideal for modern living. The king-sized primary bedroom suite is a serene retreat, offering enough space for an office, lounge, or workout area. It features a custom walk-in closet and a spa-inspired bathroom complete with a dreamy waterfall glass-enclosed shower, double vanity, heated floors, and a heated towel rack.

A beautifully finished second full bathroom serves the additional bedroom or office/den with equal sophistication. Enjoy direct access to a private balcony off the bedroom, as well as rooftop access where you can unwind and take in breathtaking NYC skyline views.

Central air, forced hot air, and newer upgrades throughout ensure year-round comfort. M650 Flats is a boutique elevator building offering a secure private entry, an updated lobby, a virtual doorman, a package room, garage parking, and a shared roof deck with panoramic Manhattan views.

Commuting is effortless with the NJ Transit bus stop right outside, CitiBike at the corner, and Journal Square PATH station just minutes away. Surrounded by million-dollar residences and located in vibrant McGinley Square, Residence 402 delivers unmatched style, comfort, and convenienceurban loft living at its very best.

Key Features

  • Built in 2009
  • 0.17 acre lot
  • 1 parking spaces

Property Details

1 story
2 full
1 space
2009

Amenities

A/C

Monthly Cost Estimate

$3,997/mo

20% down · 6.5% · 30 years

Principal$452
Interest$2,708
Insurance$182
HOA$655

Estimates only. Actual payments may vary.

Location

650 Montgomery Street unit: 402

Jersey City, NJ 07306

Features & Amenities

Interior Features

BalconyLoft

Exterior Features

Balcony

Property Details

Construction

Brick

Parking

GarageOff Street

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 2-bedroom, 2-bathroom condo at 650 Montgomery Street unit: 402 is listed at $624,900. The estimated monthly payment is $3,363 based on 20% down at 6.5% interest.

HOA fees are $655/month.

Key features include: Built in 2009, 0.17 acre lot, 1 parking spaces. Interior Features: Balcony, Loft. Exterior Features: Balcony.

This property is listed by George Pavlushkin and can be reached at 7329721000 or george@elitesellsit.com.

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GP

George Pavlushkin

Agent at RE/MAX Central

(732) 972-1000

Listed by RE/MAX Central

MLS# 22534419· Source: listhub· Updated 148 days ago

Copyright © 2026 More MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

650 Montgomery Street unit: 402, Jersey City, NJ 07306

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