# 6505 Thomas Drive #912, Panama City Beach, FL 32408 > **TL;DR:** 2bd/2ba condo, $369,000 ($364/sqft), built 1987, 1,015 sqft. > Waterfront, View, A/C. Est. $3,239/mo. Listed 268 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $369,000 | | Price/sqft | $364 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,015 | | Year Built | 1987 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 268 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,866 | | Estimated Insurance | $108 | | HOA | $1,265 | | **Total** | **$3,239** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 1987 - Waterfront ## Description ### Agent Description 2BR/2BA Gulf-front condo in Summerhouse, Panama City Beach. 120 sq ft balcony, 2 pools, short-term rentals allowed. Built 1987. This 2 bedroom, 2 bath Gulf-front condominium at Summerhouse Condo in the South Lagoon area of Panama City Beach offers 1,015 square feet and direct beach frontage at 6505 Thomas Drive. Built in 1987 and listed at 422,000, the unit allows short term rentals and is being sold furnished. With 400 feet of Gulf frontage across the complex and onsite rental management, buyers comparing investment property, second home, or full time residence options can evaluate both rental flexibility and amenity depth. Inside, the layout balances durability with comfort, making everyday living or guest turnover straightforward. Tile flooring carries through the kitchen, living area, and baths for easy maintenance after beach days, while the carpeted bedrooms provide a softer retreat at the end of the day. Granite countertops in the kitchen and bathrooms add a finished, cohesive feel. Large sliding glass doors draw natural light into the living area and open directly to the balcony, keeping the Gulf view present even when you are indoors. The balcony itself offers comfortable space for seating and outdoor dining, creating a natural extension of the living area where mornings can begin with coffee overlooking the pools and shoreline and evenings can wind down with the sound of the Gulf in the background. The primary suite is positioned to capture Gulf views and includes private access to the balcony along with an ensuite bath. Waking up to natural light and stepping directly outside is a feature buyers consistently value in true Gulf-front properties. The thoughtfully separated bedroom design places the guest bedroom and second bath apart from the primary suite, offering added privacy and flexibility for owners and visitors. A conveniently located laundry closet with a stackable washer and dryer provides everyday functionality while keeping the main living areas uncluttered. Summerhouse is an established beachfront community known for its extensive amenities and structured management. Two beachfront pools, including one heated seasonally, a kiddie pool, hot tub, tennis courts, pickleball courts, game room, owners lounge, Gulf-front gazebo, and onsite homeowners and rental office all contribute to a setting designed for both enjoyment and ease. Elevators are located throughout the complex for convenient access, and ample paved parking accommodates residents and guests. Owners are permitted to have pets in accordance with association guidelines, and service animals are permitted for guests as required. Monthly HOA dues of 1,264.69 include accounting, cable TV, HOA insurance, internet, legal, maintenance grounds, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, the location offers quick access to boating, fishing, dining, and shopping while maintaining direct beach access. For buyers evaluating furnished, rental-eligible Panama City Beach condominiums, this Summerhouse unit combines true Gulf-front placement, established amenities, and a layout that supports both personal enjoyment and consistent rental appeal. Make this unit ''your Summerhouse''. ## Location - **Address:** 6505 Thomas Drive #912, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Summerhouse Condo. - **Coordinates:** 30.151726, -85.76855 - **Google Maps:** https://www.google.com/maps?q=30.151726,-85.76855 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=To1cwaUncku&mls=1 ## Listing Agent - **Name:** Greg B Taylor · **License:** 202166 - **Brokerage:** Counts Real Estate Group Inc - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/6505-Thomas-Dr-Unit-912_Panama-City-Beach_FL_32408_M54337-86430?f=listhub&s=BCARFL&m=785448&c=propsimple) ## Photos ![6505 Thomas Drive #912 - Photo 1](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f1986079990r.jpg) ![6505 Thomas Drive #912 - Photo 2](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f1322557252r.jpg) ![6505 Thomas Drive #912 - Photo 3](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f1528619698r.jpg) ![6505 Thomas Drive #912 - 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Photo 44](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f3337747760r.jpg) ![6505 Thomas Drive #912 - Photo 45](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f1681709774r.jpg) ![6505 Thomas Drive #912 - Photo 46](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f2401841303r.jpg) ![6505 Thomas Drive #912 - Photo 47](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f1922342305r.jpg) ![6505 Thomas Drive #912 - Photo 48](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f4193684030r.jpg) ![6505 Thomas Drive #912 - Photo 49](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f2182289165r.jpg) ![6505 Thomas Drive #912 - Photo 50](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f197826518r.jpg) ![6505 Thomas Drive #912 - Photo 51](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f38713592r.jpg) ![6505 Thomas Drive #912 - Photo 52](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f2474930482r.jpg) ![6505 Thomas Drive #912 - Photo 53](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f3627646286r.jpg) ![6505 Thomas Drive #912 - Photo 54](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f1756619918r.jpg) ![6505 Thomas Drive #912 - Photo 55](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f4051173708r.jpg) ![6505 Thomas Drive #912 - Photo 56](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f3806140845r.jpg) ![6505 Thomas Drive #912 - Photo 57](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f1405490202r.jpg) ![6505 Thomas Drive #912 - Photo 58](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f585878653r.jpg) ![6505 Thomas Drive #912 - Photo 59](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f1154535547r.jpg) ![6505 Thomas Drive #912 - Photo 60](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f2083897945r.jpg) ![6505 Thomas Drive #912 - Photo 61](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f2978425886r.jpg) ![6505 Thomas Drive #912 - Photo 62](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f3338574391r.jpg) ![6505 Thomas Drive #912 - Photo 63](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f2703784708r.jpg) ![6505 Thomas Drive #912 - Photo 64](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f345341425r.jpg) ![6505 Thomas Drive #912 - Photo 65](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f3172285906r.jpg) ![6505 Thomas Drive #912 - Photo 66](http://lh.rdcpix.com/471f775a3ec8b132b8cbc420ad8affdbl-f4273376123r.jpg) --- **MLS#:** 785448 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/6505-thomas-drive-panama-city-beach-fl-32408-098fb6927a1c4383bdb251f97db96d4c) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/6505-thomas-drive-panama-city-beach-fl-32408-098fb6927a1c4383bdb251f97db96d4c#listing", "url": "https://staging.propertysimple.ai/listing/6505-thomas-drive-panama-city-beach-fl-32408-098fb6927a1c4383bdb251f97db96d4c", "name": "6505 Thomas Drive #912, Panama City Beach, FL 32408", "description": "2BR/2BA Gulf-front condo in Summerhouse, Panama City Beach. 120 sq ft balcony, 2 pools, short-term rentals allowed. Built 1987. This 2 bedroom, 2 bath Gulf-front condominium at Summerhouse Condo in the South Lagoon area of Panama City Beach offers 1,015 square feet and direct beach frontage at 6505 Thomas Drive. Built in 1987 and listed at 422,000, the unit allows short term rentals and is being sold furnished. With 400 feet of Gulf frontage across the complex and onsite rental management, buyers comparing investment property, second home, or full time residence options can evaluate both rental flexibility and amenity depth. Inside, the layout balances durability with comfort, making everyday living or guest turnover straightforward. Tile flooring carries through the kitchen, living area, and baths for easy maintenance after beach days, while the carpeted bedrooms provide a softer retreat at the end of the day. Granite countertops in the kitchen and bathrooms add a finished, cohesive feel. Large sliding glass doors draw natural light into the living area and open directly to the balcony, keeping the Gulf view present even when you are indoors. The balcony itself offers comfortable space for seating and outdoor dining, creating a natural extension of the living area where mornings can begin with coffee overlooking the pools and shoreline and evenings can wind down with the sound of the Gulf in the background. The primary suite is positioned to capture Gulf views and includes private access to the balcony along with an ensuite bath. Waking up to natural light and stepping directly outside is a feature buyers consistently value in true Gulf-front properties. The thoughtfully separated bedroom design places the guest bedroom and second bath apart from the primary suite, offering added privacy and flexibility for owners and visitors. A conveniently located laundry closet with a stackable washer and dryer provides everyday functionality while keeping the main living areas uncluttered. Summerhouse is an established beachfront community known for its extensive amenities and structured management. Two beachfront pools, including one heated seasonally, a kiddie pool, hot tub, tennis courts, pickleball courts, game room, owners lounge, Gulf-front gazebo, and onsite homeowners and rental office all contribute to a setting designed for both enjoyment and ease. Elevators are located throughout the complex for convenient access, and ample paved parking accommodates residents and guests. Owners are permitted to have pets in accordance with association guidelines, and service animals are permitted for guests as required. Monthly HOA dues of 1,264.69 include accounting, cable TV, HOA insurance, internet, legal, maintenance grounds, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, the location offers quick access to boating, fishing, dining, and shopping while maintaining direct beach access. For buyers evaluating furnished, rental-eligible Panama City Beach condominiums, this Summerhouse unit combines true Gulf-front placement, established amenities, and a layout that supports both personal enjoyment and consistent rental appeal. 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