About This Home

This 3-bedroom, 2-bathroom single family at 6689 State Route 90 N in Cayuga, NY is listed for $674,900 ($270 per sqft). Built in 1940, the home offers 2,499 sqft of living space on a 1.20 acres lot.

Key Features

  • Built in 1940
  • 1.20 acre lot
  • Waterfront

Property Details

1 story
2 full
1940

Amenities

WaterfrontViewHardwoodA/C
Listing Description

Exceptional Cayuga Lake retreat set on 1.2 acres with 100 feet of prime east side lake frontage. Offering (6) TOTAL BEDROOMS and (4) FULL BATHROOMS across TWO private residences, alongside a rare blend of turnkey living, privacy, and income potential.

Whether you're seeking a full time lake home, weekend escape, or investment with short-term rental upside, this property delivers versatility that is difficult to replicate. The reimagined 3 bedroom, 2 bath Ranch spans just over 1,500 square feet and features a brand new kitchen and baths, vaulted ceilings, oak hardwood floors, and a new 650Sqft Trex deck designed for effortless lakeside living.

Take in stunning sunsets from the living room or unwind outdoors with unobstructed water views. A fully rebuilt, 1,000 square foot accessory dwelling unit (ADU) with lake views offers an additional 3 bedrooms and 2 full bathrooms, complete with all new plumbing, electrical, HVAC, kitchen, baths, and a 500Sqft Trex deck.

Ideal as a guest house, in-law suite, or income-producing rental, the secondary residence is well suited for use on platforms such as Airbnb and Vrbo, creating flexibility rarely found along the lake. The expansive, usable shoreline supports the current 40ft dock and multiple watercraft, with convenient proximity to a nearby marina for larger boating access.

With strong appeal for multigenerational living, hosting, or income generation, this property represents a unique opportunity to own a true lakefront compound on Cayuga Lake. Properties with this level of flexibility and dual living design rarely become available.

The property is USDA Loan Eligible. A Short Term Rental Application with the town of Aurelius is $200, with a $500 renewal fee each year for Airbnb & VRBO property rentals. Maximize your STR income with this turnkey lakefront property. Ask about seller financing.

Monthly Cost Estimate

$3,610/mo

20% down · 6.5% · 30 years

Principal$488
Interest$2,925
Insurance$197

Estimates only. Actual payments may vary.

Location

6689 State Route 90 N

Cayuga, NY 13034

Features & Amenities

Interior Features

CeilingFansCathedralCeilingsEatInKitchenSeparateFormalLivingRoomGraniteCountersKitchenIslandLivingDiningRoomSlidingGlassDoorsBedroomOnMainLevelInLawFloorplanMainLevelPrimaryPrimarySuiteProgrammableThermostat

Exterior Features

DeckDockGravelDriveway

Property Details

Flooring

TileHardwoodVariesVinyl

Construction

Block FiberCement Concrete VinylSiding PexPlumbing

Views

Water

Outdoor Features

DeckPorch

Parking

DrivewayGarage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

BuiltInRefrigeratorDishwasherExhaustFanElectricWaterHeaterDisposalGasOvenGasRangeGasWaterHeaterMicrowaveRangeHood

Questions & Answers

This 3-bedroom, 2-bathroom single family at 6689 State Route 90 N is listed at $674,900 ($270/sqft). The estimated monthly payment is $3,610 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 1.20 acre lot, Waterfront. Interior Features: CeilingFans, CathedralCeilings, EatInKitchen. Exterior Features: Deck, Dock, GravelDriveway.

This property is listed by Evan Schaefer.

ES

Evan Schaefer

License 10301220657

Agent at NORCHAR

Listed by NORCHAR · Broker phone: (585) 333-2906 · View on Broker Site · Broker website

MLS# R1724939· Source: New York State Alliance of MLSs, LLC· 3 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

6689 State Route 90 N, Cayuga, NY 13034

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