# 6689 State Route 90 N, Cayuga, NY 13034 > **TL;DR:** 3bd/2ba single family, $674,900 ($270/sqft), built 1940, 2,499 sqft. > Waterfront, View, Hardwood, A/C. Est. $3,610/mo. Listed 5 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $674,900 | | Price/sqft | $270 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,499 | | Year Built | 1940 | | Lot Size | 52,272 sqft (1.20 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 5 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,413 | | Estimated Insurance | $197 | | **Total** | **$3,610** | ## Nearby Schools - **Elementary:** Cayuga Elementary - **High:** Union Springs Middle High ## Key Amenities - Waterfront - View - Hardwood - A/C ## Property Highlights - Built in 1940 - 1.20 acre lot - Waterfront ## Description ### Agent Description Exceptional Cayuga Lake retreat set on 1.2 acres with 100 feet of prime east side lake frontage. Offering (6) TOTAL BEDROOMS and (4) FULL BATHROOMS across TWO private residences, alongside a rare blend of turnkey living, privacy, and income potential. Whether you're seeking a full time lake home, weekend escape, or investment with short-term rental upside, this property delivers versatility that is difficult to replicate. The reimagined 3 bedroom, 2 bath Ranch spans just over 1,500 square feet and features a brand new kitchen and baths, vaulted ceilings, oak hardwood floors, and a new 650Sqft Trex deck designed for effortless lakeside living. Take in stunning sunsets from the living room or unwind outdoors with unobstructed water views. A fully rebuilt, 1,000 square foot accessory dwelling unit (ADU) with lake views offers an additional 3 bedrooms and 2 full bathrooms, complete with all new plumbing, electrical, HVAC, kitchen, baths, and a 500Sqft Trex deck. Ideal as a guest house, in-law suite, or income-producing rental, the secondary residence is well suited for use on platforms such as Airbnb and Vrbo, creating flexibility rarely found along the lake. The expansive, usable shoreline supports the current 40ft dock and multiple watercraft, with convenient proximity to a nearby marina for larger boating access. With strong appeal for multigenerational living, hosting, or income generation, this property represents a unique opportunity to own a true lakefront compound on Cayuga Lake. Properties with this level of flexibility and dual living design rarely become available. The property is USDA Loan Eligible. A Short Term Rental Application with the town of Aurelius is $200, with a $500 renewal fee each year for Airbnb & VRBO property rentals. Maximize your STR income with this turnkey lakefront property. Ask about seller financing. ## Location - **Address:** 6689 State Route 90 N, Cayuga, NY 13034 - **County:** Cayuga - **Coordinates:** 42.941354, -76.731622 - **Google Maps:** https://www.google.com/maps?q=42.941354,-76.731622 ## Listing Agent - **Name:** Evan Schaefer · **License:** 10301220657 - **Brokerage:** NORCHAR - **Broker Phone:** (585) 333-2906 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/6689-State-Route-90-N_Cayuga_NY_13034_M42890-11073?f=listhub&s=BNARNY&m=R1724939&c=propsimple) ## Photos ![6689 State Route 90 N - Photo 1](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f3877580420r.jpg) ![6689 State Route 90 N - Photo 2](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f728682989r.jpg) ![6689 State Route 90 N - Photo 3](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f2600033163r.jpg) ![6689 State Route 90 N - Photo 4](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f1054220055r.jpg) ![6689 State Route 90 N - Photo 5](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f128754899r.jpg) ![6689 State Route 90 N - Photo 6](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f904580592r.jpg) ![6689 State Route 90 N - Photo 7](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f4253963003r.jpg) ![6689 State Route 90 N - Photo 8](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f3152374524r.jpg) ![6689 State Route 90 N - Photo 9](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f2277907870r.jpg) ![6689 State Route 90 N - Photo 10](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f2258334719r.jpg) ![6689 State Route 90 N - Photo 11](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f714917977r.jpg) ![6689 State Route 90 N - Photo 12](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f178203701r.jpg) ![6689 State Route 90 N - Photo 13](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f478879119r.jpg) ![6689 State Route 90 N - Photo 14](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f2779545655r.jpg) ![6689 State Route 90 N - 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Photo 25](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f981664923r.jpg) ![6689 State Route 90 N - Photo 26](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f2901495718r.jpg) ![6689 State Route 90 N - Photo 27](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f956620355r.jpg) ![6689 State Route 90 N - Photo 28](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f341646304r.jpg) ![6689 State Route 90 N - Photo 29](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f776551774r.jpg) ![6689 State Route 90 N - Photo 30](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f2883630276r.jpg) ![6689 State Route 90 N - Photo 31](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f368554013r.jpg) ![6689 State Route 90 N - Photo 32](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f4073578544r.jpg) ![6689 State Route 90 N - Photo 33](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f706770956r.jpg) ![6689 State Route 90 N - Photo 34](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f1615975865r.jpg) ![6689 State Route 90 N - Photo 35](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f520302443r.jpg) ![6689 State Route 90 N - Photo 36](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f868398037r.jpg) ![6689 State Route 90 N - Photo 37](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f2967859982r.jpg) ![6689 State Route 90 N - Photo 38](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f1761536740r.jpg) ![6689 State Route 90 N - Photo 39](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f862566991r.jpg) ![6689 State Route 90 N - Photo 40](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f1814443368r.jpg) ![6689 State Route 90 N - Photo 41](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f626225070r.jpg) ![6689 State Route 90 N - Photo 42](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f1873534721r.jpg) ![6689 State Route 90 N - Photo 43](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f3754827847r.jpg) ![6689 State Route 90 N - Photo 44](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f3332415410r.jpg) ![6689 State Route 90 N - Photo 45](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f1322145899r.jpg) ![6689 State Route 90 N - Photo 46](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f2171297995r.jpg) ![6689 State Route 90 N - Photo 47](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f913523876r.jpg) ![6689 State Route 90 N - Photo 48](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f2714874706r.jpg) ![6689 State Route 90 N - Photo 49](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f3806757605r.jpg) ![6689 State Route 90 N - Photo 50](http://lh.rdcpix.com/5142b48152074d837e21091d4d4989e6l-f763207073r.jpg) --- **MLS#:** R1724939 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/6689-state-route-90-n-cayuga-ny-13034-63c2d089470148d5951cf0df9a5efdba) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/6689-state-route-90-n-cayuga-ny-13034-63c2d089470148d5951cf0df9a5efdba#listing", "url": "https://staging.propertysimple.ai/listing/6689-state-route-90-n-cayuga-ny-13034-63c2d089470148d5951cf0df9a5efdba", "name": "6689 State Route 90 N, Cayuga, NY 13034", "description": "Exceptional Cayuga Lake retreat set on 1.2 acres with 100 feet of prime east side lake frontage. Offering (6) TOTAL BEDROOMS and (4) FULL BATHROOMS across TWO private residences, alongside a rare blend of turnkey living, privacy, and income potential. Whether you're seeking a full time lake home, weekend escape, or investment with short-term rental upside, this property delivers versatility that is difficult to replicate. The reimagined 3 bedroom, 2 bath Ranch spans just over 1,500 square feet and features a brand new kitchen and baths, vaulted ceilings, oak hardwood floors, and a new 650Sqft Trex deck designed for effortless lakeside living. Take in stunning sunsets from the living room or unwind outdoors with unobstructed water views. A fully rebuilt, 1,000 square foot accessory dwelling unit (ADU) with lake views offers an additional 3 bedrooms and 2 full bathrooms, complete with all new plumbing, electrical, HVAC, kitchen, baths, and a 500Sqft Trex deck. Ideal as a guest house, in-law suite, or income-producing rental, the secondary residence is well suited for use on platforms such as Airbnb and Vrbo, creating flexibility rarely found along the lake. The expansive, usable shoreline supports the current 40ft dock and multiple watercraft, with convenient proximity to a nearby marina for larger boating access. With strong appeal for multigenerational living, hosting, or income generation, this property represents a unique opportunity to own a true lakefront compound on Cayuga Lake. Properties with this level of flexibility and dual living design rarely become available. The property is USDA Loan Eligible. A Short Term Rental Application with the town of Aurelius is $200, with a $500 renewal fee each year for Airbnb & VRBO property rentals. Maximize your STR income with this turnkey lakefront property. 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