# 686 Clearwater Drive #3D, Camdenton, MO 65020

> **TL;DR:** 3bd/2ba condo, $315,000 ($257/sqft), built 2005, 1,225 sqft.
> Fireplace, Waterfront, A/C. Est. $2,724/mo. Listed 13 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $315,000 |
| Price/sqft | $257 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,225 |
| Year Built | 2005 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 13 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,593 |
| Estimated Insurance | $92 |
| HOA | $1,039 |
| **Total** | **$2,724** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 2005
- Fireplace
- Waterfront

## Description

### Agent Description
Nestled along the serene shores of Lake of the Ozarks at the 8 mile marker of the Big Niangua, this stunning lakefront condo offers the perfect blend of comfort & leisure. Immerse yourself in tranquility with quieter waters & breathtaking main channel views. This beautifully updated 3-bedroom, 2-bathroom condo is walk in level with just a few steps & features upgraded carpet, a stylish kitchen backsplash, striking stone fireplace surround, & a brand-new AC unit. Newer decks & roofs have already been done, enhancing the community's appeal. Enjoy access to 2 refreshing pools, one of which is heated, a spacious pavilion & fire pit, a playground, & pet-friendly areas. This condo is mostly furnished & includes a 12x32 boat slip, a 10,000 lb. lift with remote, making it a boater's paradise. Perfect for a weekend escape or as an income-generating investment with nightly rentals allowed. With Ballparks National just minutes away, this location is ideal for families & vacationers alike. Explore nearby lakefront dining, scenic hiking trails at Ha Ha Tonka State Park, or enjoy a round of golf at Lake Valley or Old Kinderhook. This well-priced condo package is an opportunity not to be missed!

## Location

- **Address:** 686 Clearwater Drive #3D, Camdenton, MO 65020
- **County:** Camden
- **Neighborhood:** Clearwater Condominiums
- **Coordinates:** 38.016112, -92.820066
- **Google Maps:** https://www.google.com/maps?q=38.016112,-92.820066

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/loo/3590786

## Listing Agent

- **Name:** DEE DEE L JACOBS · **License:** 2007005756
- **Brokerage:** EXP Realty, LLC
- **Broker Phone:** 8662241761
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/686-Clearwater-Dr-D3_Camdenton_MO_65020_M79275-94161?f=listhub&s=BDAORMO&m=3590786&c=propsimple)

## Photos

![686 Clearwater Drive #3D - Photo 1](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f3176513455r.jpg)

![686 Clearwater Drive #3D - Photo 2](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f3351504984r.jpg)

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![686 Clearwater Drive #3D - Photo 31](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f3655148512r.jpg)

![686 Clearwater Drive #3D - Photo 32](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f311103904r.jpg)

![686 Clearwater Drive #3D - Photo 33](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f1835629326r.jpg)

![686 Clearwater Drive #3D - Photo 34](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f4008678106r.jpg)

![686 Clearwater Drive #3D - Photo 35](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f2079069513r.jpg)

![686 Clearwater Drive #3D - Photo 36](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f3147815761r.jpg)

![686 Clearwater Drive #3D - Photo 37](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f3475890396r.jpg)

![686 Clearwater Drive #3D - Photo 38](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f1120790740r.jpg)

![686 Clearwater Drive #3D - Photo 39](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f1250281500r.jpg)

![686 Clearwater Drive #3D - Photo 40](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f4078451353r.jpg)

![686 Clearwater Drive #3D - Photo 41](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f2053380800r.jpg)

![686 Clearwater Drive #3D - Photo 42](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f2288816172r.jpg)

![686 Clearwater Drive #3D - Photo 43](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f1721616530r.jpg)

![686 Clearwater Drive #3D - Photo 44](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f1315922218r.jpg)

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![686 Clearwater Drive #3D - Photo 46](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f4033455713r.jpg)

![686 Clearwater Drive #3D - Photo 47](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f3020843804r.jpg)

![686 Clearwater Drive #3D - Photo 48](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f129602140r.jpg)

![686 Clearwater Drive #3D - Photo 49](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f2647403349r.jpg)

![686 Clearwater Drive #3D - Photo 50](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f1219013533r.jpg)

![686 Clearwater Drive #3D - Photo 51](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f721647501r.jpg)

![686 Clearwater Drive #3D - Photo 52](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f2434952780r.jpg)

![686 Clearwater Drive #3D - Photo 53](http://lh.rdcpix.com/89d9505f473a1fa715a0e0912311eaf1l-f3679324863r.jpg)

---

**MLS#:** 3590786 | **Updated:** 2026-10-23
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/686-clearwater-drive-camdenton-mo-65020-8301fce274ee4822b5d6fdd70b629ef1)

---

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