About This Home

This 3-bedroom, 3-bathroom single family at 690 Smith Rd in Worcester, NY is listed for $539,000 ($296 per sqft). Built in 2025, the home offers 1,824 sqft of living space on a 44.65 acres lot.

Key Features

  • Built in 2025
  • 44.65 acre lot

Property Details

1 story
3 full
2025
Listing Description

Two homes, one great property, and 44.65 acres to spread across: this Worcester ranch in Otsego County pairs a main residence plus a separate 1-bedroom, 1-bathroom cottage and a 5-acre fenced pasture. The main home offers single-level living with 2 bedrooms and 2 bathrooms, centered on an open great room with cathedral ceilings, exposed beams, and sliding glass doors that capture the amazing views!

The first floor holds the 2 bedrooms and hall bath, as well as laundry, with radiant-heated floors powered by a wood boiler. The primary shower in the main bedroom remains unfinished; you decide on the finishes. Outside, a deck, patio, and fire pit anchor the outdoor space, alongside a 24x12 storage/work shed with electric service and an additional shed.

Both homes share the well, septic system, and heating setup. Located at 690 Smith Rd in Worcester, NY, with easy access to regional thoroughfares, this multi-dwelling property offers space for family, guests, or extra living quarters all in one place.

Monthly Cost Estimate

$2,883/mo

20% down · 6.5% · 30 years

Principal$390
Interest$2,336
Insurance$157

Estimates only. Actual payments may vary.

Location

690 Smith Rd

Worcester, NY 12197

Features & Amenities

Interior Features

Master Downstairs

Property Details

Construction

Vinyl Siding

Outdoor Features

DeckPatio

Parking

Driveway

Heating

Hot Water(Heating)Propane (Heating)RadiantWood

Questions & Answers

This 3-bedroom, 3-bathroom single family at 690 Smith Rd is listed at $539,000 ($296/sqft). The estimated monthly payment is $2,882 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2025, 44.65 acre lot. Interior Features: Master Downstairs.

This property is listed by Christy Dahms.

CD

Christy Dahms

Agent at CHARLOTTEVILLE REALTY

Listed by CHARLOTTEVILLE REALTY · Broker phone: 6073979027 · View on Broker Site

MLS# 11962243· Source: My State MLS· 54 days on PropertySimple

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

690 Smith Rd, Worcester, NY 12197

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