About This Home

This 3-bedroom, 3-bathroom single family at 690 Smith Road in Worcester, NY is listed for $539,000 ($296 per sqft). Built in 2025, the home offers 1,824 sqft of living space on a 44.65 acres lot.

Key Features

  • Built in 2025
  • 44.65 acre lot
  • 6 parking spaces

Property Details

3 full
6 spaces
2025

Amenities

A/C
Listing Description

Two homes, one property, and 44.65 acres to spread across: this Worcester ranch in Otsego County pairs a main residence with a separate 1-bedroom, 1-bathroom cottage and a 5-acre fenced pasture. The main home offers single-level living with 2 bedrooms and 2 bathrooms, centered around an open great room with cathedral ceilings, exposed beams, and sliding glass doors.

The first floor holds the primary bedroom and laundry, with radiant heated floors run by a tankless propane system and a wood auxiliary unit. The primary shower in the main house remains unfinished. Outside, a deck, patio, and fire pit anchor the outdoor space, alongside a 24x12 storage shed with electric service, a barn, a chicken coop, and an additional shed.

Both homes share the well, septic system, and heating setup. Located at 690 Smith Rd in Worcester, NY, with easy access to regional thoroughfares, this multi-dwelling property offers space for family, guests, or extra living quarters all in one place.

Monthly Cost Estimate

$2,883/mo

20% down · 6.5% · 30 years

Principal$390
Interest$2,336
Insurance$157

Estimates only. Actual payments may vary.

Location

690 Smith Road

Worcester, NY 12197

Features & Amenities

Interior Features

Paddle FanCathedral Ceiling(s)Eat-in Kitchen

Property Details

Flooring

Vinyl

Construction

Vinyl Siding

Outdoor Features

PatioDeck

Parking

DrivewayOff Street

Heating

WoodPropane (Heating)RadiantHot Water(Heating)

Cooling

Window Unit(s)

Appliances

DishwasherGas OvenRangeRange HoodRefrigeratorTankless Water HeaterWasher/Dryer

Questions & Answers

This 3-bedroom, 3-bathroom single family at 690 Smith Road is listed at $539,000 ($296/sqft). The estimated monthly payment is $2,882 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2025, 44.65 acre lot, 6 parking spaces. Interior Features: Paddle Fan, Cathedral Ceiling(s), Eat-in Kitchen.

This property is listed by Christy L Dahms.

CD

Christy L Dahms

License 10491213648

Agent at Charlotteville Realty

Listed by Charlotteville Realty · Broker phone: (607) 397-9027 · View on Broker Site · Broker website

MLS# 202625517· Source: Global MLS, Inc.· 54 days on PropertySimple

Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

690 Smith Road, Worcester, NY 12197

Open this listing in: