# 695 State Street, Albany, NY 12203

> **TL;DR:** 6bd/3ba multi-family, $397,000 ($201/sqft), built 1900, 1,976 sqft.
> Hardwood, 2-car garage. Est. $2,123/mo. Listed 14 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $397,000 |
| Price/sqft | $201 |
| Bedrooms | 6 |
| Bathrooms | 3 full |
| Square Feet | 1,976 |
| Year Built | 1900 |
| Lot Size | 3,485 sqft (0.08 acres) |
| Garage | 2-car |
| Property Type | Multi-Family (Triplex) |
| Status | Active |
| Days on Market | 14 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,007 |
| Estimated Insurance | $116 |
| **Total** | **$2,123** |

## Nearby Schools

- **Elementary:** Philip J. Schuyler Achievement
- **High:** Albany

## Key Amenities

- Hardwood
- 2-car garage

## Property Highlights

- Built in 1900
- 0.08 acre lot
- 3 parking spaces

## Description

### Agent Description
Excellent Albany 3-unit investment opportunity at 695 State Street! This well-maintained property offers three separate apartments with approximately 1,976 square feet of living space plus a full basement. The first-floor 3-bedroom apartment features hardwood floors and a front porch and is currently leased at $1,450/month. The second-floor studio with enclosed porch is leased at $850/month. The second-floor 2-bedroom apartment is currently vacant, offering an immediate opportunity for an owner-occupant or new rental income. Major updates include a 2014 renovation with approximately 90% of the structure gutted and updated, including new electrical wiring, insulation, sheetrock, kitchens, bathrooms, windows, exterior doors, and three heating systems. New siding was installed in 2012 and a new roof in 2023. The property consists of two tax parcels conveyed together under one deed and includes a detached 2-stall garage located at 172 Spring Street. A strong opportunity for an investor looking for income, or an owner-occupant seeking additional rental income. Garage sold As Is. Potential gross rental income when fully occupied: approximately $42,000 annually.

## Location

- **Address:** 695 State Street, Albany, NY 12203
- **County:** Albany
- **Coordinates:** 42.66353, -73.7771
- **Google Maps:** https://www.google.com/maps?q=42.66353,-73.7771

## Virtual Tour & Media

- **Video Tour:** https://app.doaudiotours.com/unbranded?id=32599&lang=en-US

## Listing Agent

- **Name:** Lucas J Weston · **License:** 40WE1156530
- **Brokerage:** KW Platform
- **Broker Phone:** (518) 724-5800
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/695-State-St_Albany_NY_12203_M30445-13700?f=listhub&s=CRMLSNY&m=202628110&c=propsimple)

## Photos

![695 State Street - Photo 1](http://lh.rdcpix.com/f28bfc1070af46d2e718293ce8da28ccl-f2048792121r.jpg)

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![695 State Street - Photo 59](http://lh.rdcpix.com/f28bfc1070af46d2e718293ce8da28ccl-f788113433r.jpg)

---

**MLS#:** 202628110 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/695-state-street-albany-ny-12203-c233e88647ac43fcb597ee4792630dcd)

---

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