# 70 FRANCIS Street, Montross, VA 22520 > **TL;DR:** 3bd/2ba single family, $360,900 ($283/sqft), built 2001, 1,276 sqft. > A/C, 4-car garage. Est. $2,480/mo. Listed 129 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $360,900 | | Price/sqft | $283 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,276 | | Year Built | 2001 | | Lot Size | 38,333 sqft (0.88 acres) | | Stories | 2 | | Garage | 4-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 129 | ## Why This Home Stands Out - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,825 | | Estimated Insurance | $105 | | HOA | $550 | | **Total** | **$2,480** | ## Key Amenities - A/C - 4-car garage ## Property Highlights - Built in 2001 - 0.88 acre lot - 2 stories - 6 parking spaces ## Description ### Agent Description THIS PROPERTY CAN HOUSE ALL YOUR TOYS! BOATS, MOTORCYCLES, RV, JET SKIS, KAYAKS, AND UTILITY TRAILERS. LOTS OF STORAGE SPACE FOR THEM! WELCOME TO WONDERFUL LIVING IN STRATFORD HARBOUR. THIS UNIQUE COTTAGE CHALET SITS ON A COMBINED LOT WITH ONLY 1 HOA FEE, IT BOAST 3 BEDROOMS, 2 BATHS AND IF YOU WANT A GARAGE THERE IS NOT ONE BUT TWO DOUBLE CAR GARAGES WITH AN ADDITIONAL CARPORT FOR PLENTY OF ROOM FOR YOUR TOYS. THERE IS A HOOKUP FOR RECHARGING YOUR RV. EACH GARAGE HAS ITS OWN GARAGE DOOR OPENERS WITH REMOTES. MOTION ACTIVATED SECURITY LIGHTS ON THE GARAGES AND COVERED CARPORT. THE PROPERTY BOASTS AN ASPHALT DRIVEWAY (30X77) TO ACCOMMODATE MULTIPLE VEHICLE PARKING. AFTER A DAY OF FUN AND PLAYING WITH YOUR TOYS, THERE IS A SPOT BETWEEN TWO SEASONED OAK TREES TO STRING YOUR HAMMOCK FOR RELAXATION IN THE SHADE. THE PROPERTY IS A SHORT DISTANCE TO THE MARINA ON THE POTOMAC AND L AKE INDEPENDENCE FOR LAUNCHING YOUR TOYS. THERE IS AN OUTSIDE DECK OFF THE KITCHEN FOR GRILLING AND RELAXATION. THE MAIN FLOOR HAS AN OPEN FLOOR PLAN WITH KITCHEN/DINING AREA WITH ISLAND, BATHROOM/LAUNDRY ROOM AND ONE BEDROOM. THE UPSTAIRS FEATURES 2 BEDROOMS AND ONE BATH. ALL NEW GENERAL ELECTRIC (GE) ENERGY EFFICIENT APPLIANCES WERE PUT IN WITH THE EXCEPTION OF THE DISHWASHER. METICULOUS CARE HAS BEEN TAKEN BY THE SELLER DURING HIS OWNERSHIP BY WATERPROOFING/SUMP PUMP THE CRAWL SPACE WITH NEW VAPOR BARRIER (12ML), PRESSURE WASHING OF THE HOME AND GARAGES, STAINING OF DECK AND GARAGE LANDING AS WELL AS DECK LEVELING. NEW ROOF IN 2025 ON THE HOME AND GARAGE. RECENTLY PAINTED THROUGHOUT THE INSIDE INCLUDING TRIM, DOORS, CLOSETS AND SHELVES. OUTSIDE PAINTING WAS RECENTLY DONE ON THE FRONT COLUMNS/GARAGE DOOR AD CRAWL SPACE DOOR AND HOUSE DOOR, AND TRIM. OWNER HAD TAKEN THE PROPERTY OFF THE MARKET IN ORDER TO DO SOME UPGRADES THAT WOULD ENHANCE THE SALE OF THE PROPERTY. THE OWNER HAS REPLACED THE OLD FLUORESCENT LIGHT FIXTURES WITH NEW ENERGY EFFICIENT LED LIGHTING, INSTALLED CROWN MOLDING ON THE FIRST LEVEL (FOYER, KITCHEN,DINING ROOM AND LIVING ROOM) REPAIRED HAIRLINE CRACKS IN DRYWALL, PAINTED THE CEILING ON THE ENTIRE FIRST LEVEL, PRUNED TREES AT SPECIFIC LOCATION ON THE PROPERTY AND EXTERIOR PAINTING OF THE GARAGE WALL AS WELL. THE HOUSE HAS BEEN PROFESSIONALLY CLEANED FROM TOP TO BOTTOM. THIS HOME IS MOVE IN READY AND WILL AFFORD YOU THE COMFORT OF A YEAR-ROUND HOME OR SECOND HOME FOR YOUR ENJOYMENT. OTHER AMENITIES OF THE COMMUNITY ARE TWO BEACHES, ONE ON LAKE INDEPENDENCE AND SHARK TOOTH BEACH ON THE POTOMAC, CLUBHOUSE, SWIMMING POOL, TOT LOT, TENNIS/PICKLE BALL COURTS, BASKETBALL, SOCCER FIELD AREA AND PAVILION FOR PICNICS AND GATHERINGS. ## Location - **Address:** 70 FRANCIS Street, Montross, VA 22520 - **County:** WESTMORELAND - **Neighborhood:** STRATFORD HARBOUR - **Coordinates:** 38.15724, -76.79052 - **Google Maps:** https://www.google.com/maps?q=38.15724,-76.79052 ## Listing Agent - **Name:** Susan E Johnson · **License:** 0225065990 - **Brokerage:** Century 21 New Millennium - **Broker Phone:** (703) 753-7910 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/70-Francis-St_Montross_VA_22520_M55646-37362?f=listhub&s=TRENDPA&m=VAWE2011578&c=propsimple) ## Photos ![70 FRANCIS Street - Photo 1](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f3877042837r.jpg) ![70 FRANCIS Street - Photo 2](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f844388210r.jpg) ![70 FRANCIS Street - Photo 3](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f3720714190r.jpg) ![70 FRANCIS Street - Photo 4](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2662345999r.jpg) ![70 FRANCIS Street - Photo 5](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1703924500r.jpg) ![70 FRANCIS Street - Photo 6](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2661353726r.jpg) ![70 FRANCIS Street - Photo 7](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f405268811r.jpg) ![70 FRANCIS Street - Photo 8](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1713077294r.jpg) ![70 FRANCIS Street - Photo 9](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2472136052r.jpg) ![70 FRANCIS Street - Photo 10](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2130720238r.jpg) ![70 FRANCIS Street - Photo 11](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1891018384r.jpg) ![70 FRANCIS Street - Photo 12](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1891018384r.jpg) ![70 FRANCIS Street - Photo 13](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2303889992r.jpg) ![70 FRANCIS Street - Photo 14](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2635987899r.jpg) ![70 FRANCIS Street - Photo 15](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f3450884655r.jpg) ![70 FRANCIS Street - Photo 16](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f433762176r.jpg) ![70 FRANCIS Street - Photo 17](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f3223629513r.jpg) ![70 FRANCIS Street - Photo 18](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f701302769r.jpg) ![70 FRANCIS Street - Photo 19](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1780580903r.jpg) ![70 FRANCIS Street - Photo 20](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1392011687r.jpg) ![70 FRANCIS Street - Photo 21](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1635852483r.jpg) ![70 FRANCIS Street - Photo 22](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1559404192r.jpg) ![70 FRANCIS Street - Photo 23](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1243601168r.jpg) ![70 FRANCIS Street - Photo 24](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1966596577r.jpg) ![70 FRANCIS Street - Photo 25](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1757262683r.jpg) ![70 FRANCIS Street - Photo 26](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f776370186r.jpg) ![70 FRANCIS Street - Photo 27](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f4243731749r.jpg) ![70 FRANCIS Street - Photo 28](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2662345999r.jpg) ![70 FRANCIS Street - Photo 29](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2683375920r.jpg) ![70 FRANCIS Street - Photo 30](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2250885024r.jpg) ![70 FRANCIS Street - Photo 31](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2489610547r.jpg) ![70 FRANCIS Street - Photo 32](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f3387053272r.jpg) ![70 FRANCIS Street - Photo 33](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f3311927957r.jpg) ![70 FRANCIS Street - Photo 34](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2783943002r.jpg) ![70 FRANCIS Street - Photo 35](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f1479296105r.jpg) ![70 FRANCIS Street - Photo 36](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2886143356r.jpg) ![70 FRANCIS Street - Photo 37](http://lh.rdcpix.com/41527d09214ff49cebc7926e31ff936al-f2253132923r.jpg) --- **MLS#:** VAWE2011578 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/70-francis-street-montross-va-22520-9ab52adfd6c84f4bb657a6535f750255) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/70-francis-street-montross-va-22520-9ab52adfd6c84f4bb657a6535f750255#listing", "url": "https://staging.propertysimple.ai/listing/70-francis-street-montross-va-22520-9ab52adfd6c84f4bb657a6535f750255", "name": "70 FRANCIS Street, Montross, VA 22520", "description": "THIS PROPERTY CAN HOUSE ALL YOUR TOYS! BOATS, MOTORCYCLES, RV, JET SKIS, KAYAKS, AND UTILITY TRAILERS. LOTS OF STORAGE SPACE FOR THEM! WELCOME TO WONDERFUL LIVING IN STRATFORD HARBOUR. THIS UNIQUE COTTAGE CHALET SITS ON A COMBINED LOT WITH ONLY 1 HOA FEE, IT BOAST 3 BEDROOMS, 2 BATHS AND IF YOU WANT A GARAGE THERE IS NOT ONE BUT TWO DOUBLE CAR GARAGES WITH AN ADDITIONAL CARPORT FOR PLENTY OF ROOM FOR YOUR TOYS. THERE IS A HOOKUP FOR RECHARGING YOUR RV. EACH GARAGE HAS ITS OWN GARAGE DOOR OPENERS WITH REMOTES. MOTION ACTIVATED SECURITY LIGHTS ON THE GARAGES AND COVERED CARPORT. THE PROPERTY BOASTS AN ASPHALT DRIVEWAY (30X77) TO ACCOMMODATE MULTIPLE VEHICLE PARKING. AFTER A DAY OF FUN AND PLAYING WITH YOUR TOYS, THERE IS A SPOT BETWEEN TWO SEASONED OAK TREES TO STRING YOUR HAMMOCK FOR RELAXATION IN THE SHADE. THE PROPERTY IS A SHORT DISTANCE TO THE MARINA ON THE POTOMAC AND L AKE INDEPENDENCE FOR LAUNCHING YOUR TOYS. THERE IS AN OUTSIDE DECK OFF THE KITCHEN FOR GRILLING AND RELAXATION. THE MAIN FLOOR HAS AN OPEN FLOOR PLAN WITH KITCHEN/DINING AREA WITH ISLAND, BATHROOM/LAUNDRY ROOM AND ONE BEDROOM. THE UPSTAIRS FEATURES 2 BEDROOMS AND ONE BATH. ALL NEW GENERAL ELECTRIC (GE) ENERGY EFFICIENT APPLIANCES WERE PUT IN WITH THE EXCEPTION OF THE DISHWASHER. METICULOUS CARE HAS BEEN TAKEN BY THE SELLER DURING HIS OWNERSHIP BY WATERPROOFING/SUMP PUMP THE CRAWL SPACE WITH NEW VAPOR BARRIER (12ML), PRESSURE WASHING OF THE HOME AND GARAGES, STAINING OF DECK AND GARAGE LANDING AS WELL AS DECK LEVELING. NEW ROOF IN 2025 ON THE HOME AND GARAGE. RECENTLY PAINTED THROUGHOUT THE INSIDE INCLUDING TRIM, DOORS, CLOSETS AND SHELVES. OUTSIDE PAINTING WAS RECENTLY DONE ON THE FRONT COLUMNS/GARAGE DOOR AD CRAWL SPACE DOOR AND HOUSE DOOR, AND TRIM. OWNER HAD TAKEN THE PROPERTY OFF THE MARKET IN ORDER TO DO SOME UPGRADES THAT WOULD ENHANCE THE SALE OF THE PROPERTY. THE OWNER HAS REPLACED THE OLD FLUORESCENT LIGHT FIXTURES WITH NEW ENERGY EFFICIENT LED LIGHTING, INSTALLED CROWN MOLDING ON THE FIRST LEVEL (FOYER, KITCHEN,DINING ROOM AND LIVING ROOM) REPAIRED HAIRLINE CRACKS IN DRYWALL, PAINTED THE CEILING ON THE ENTIRE FIRST LEVEL, PRUNED TREES AT SPECIFIC LOCATION ON THE PROPERTY AND EXTERIOR PAINTING OF THE GARAGE WALL AS WELL. THE HOUSE HAS BEEN PROFESSIONALLY CLEANED FROM TOP TO BOTTOM. THIS HOME IS MOVE IN READY AND WILL AFFORD YOU THE COMFORT OF A YEAR-ROUND HOME OR SECOND HOME FOR YOUR ENJOYMENT. 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