# 7097 7th Street, Surf City, NC 28445 > **TL;DR:** 3bd/3ba single family, $1,250,000 ($718/sqft), built 1999, 1,740 sqft. > Waterfront, View, A/C, 3-car garage. Est. $6,686/mo. Listed 14 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,250,000 | | Price/sqft | $718 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,740 | | Year Built | 1999 | | Lot Size | 7,841 sqft (0.18 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 14 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Ocean - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,321 | | Estimated Insurance | $365 | | **Total** | **$6,686** | ## Nearby Schools - **Elementary:** Coastal - **Middle:** Dixon - **High:** Dixon ## Key Amenities - Waterfront - View - A/C - 3-car garage ## Property Highlights - Built in 1999 - 0.18 acre lot - 2 stories - 3 parking spaces - Waterfront ## Description ### Agent Description Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch. A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys. ## Location - **Address:** 7097 7th Street, Surf City, NC 28445 - **County:** Onslow - **Neighborhood:** Old Settlers Beach - **Coordinates:** 34.451489, -77.518696 - **Google Maps:** https://www.google.com/maps?q=34.451489,-77.518696 ## Listing Agent - **Name:** Savannah L Holman · **License:** 290726 - **Brokerage:** SERHANT - **Broker Phone:** 7047632477 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/7097-7th-St_Surf-City_NC_28445_M55186-16034?f=listhub&s=HIVEMLSNC&m=100610782&c=propsimple) ## Photos ![7097 7th Street - Photo 1](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f4058795932r.jpg) ![7097 7th Street - Photo 2](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f725801364r.jpg) ![7097 7th Street - Photo 3](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2079750463r.jpg) ![7097 7th Street - Photo 4](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f4108774055r.jpg) ![7097 7th Street - Photo 5](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3935866144r.jpg) ![7097 7th Street - Photo 6](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f1574617446r.jpg) ![7097 7th Street - Photo 7](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f1758701916r.jpg) ![7097 7th Street - Photo 8](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f1460193292r.jpg) ![7097 7th Street - Photo 9](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3429985603r.jpg) ![7097 7th Street - Photo 10](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2519272057r.jpg) ![7097 7th Street - Photo 11](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3842630833r.jpg) ![7097 7th Street - Photo 12](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2668465417r.jpg) ![7097 7th Street - Photo 13](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f240917523r.jpg) ![7097 7th Street - Photo 14](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f1743629637r.jpg) ![7097 7th Street - Photo 15](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3390494928r.jpg) ![7097 7th Street - Photo 16](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f4225934194r.jpg) ![7097 7th Street - Photo 17](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3738426045r.jpg) ![7097 7th Street - Photo 18](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f100708487r.jpg) ![7097 7th Street - Photo 19](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f950857672r.jpg) ![7097 7th Street - Photo 20](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3094047672r.jpg) ![7097 7th Street - Photo 21](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3648008884r.jpg) ![7097 7th Street - Photo 22](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f743786482r.jpg) ![7097 7th Street - Photo 23](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f261509647r.jpg) ![7097 7th Street - Photo 24](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f1730029469r.jpg) ![7097 7th Street - Photo 25](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2207591979r.jpg) ![7097 7th Street - Photo 26](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3755882500r.jpg) ![7097 7th Street - Photo 27](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3663202554r.jpg) ![7097 7th Street - Photo 28](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f563835343r.jpg) ![7097 7th Street - Photo 29](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f283680735r.jpg) ![7097 7th Street - Photo 30](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f992717452r.jpg) ![7097 7th Street - Photo 31](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f1212007582r.jpg) ![7097 7th Street - Photo 32](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2749830952r.jpg) ![7097 7th Street - Photo 33](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2396977394r.jpg) ![7097 7th Street - Photo 34](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3152818884r.jpg) ![7097 7th Street - Photo 35](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2579484658r.jpg) ![7097 7th Street - Photo 36](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2910139297r.jpg) ![7097 7th Street - Photo 37](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3183533681r.jpg) ![7097 7th Street - Photo 38](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2877939230r.jpg) ![7097 7th Street - Photo 39](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3935738704r.jpg) ![7097 7th Street - Photo 40](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f1572420290r.jpg) ![7097 7th Street - Photo 41](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3081276930r.jpg) ![7097 7th Street - Photo 42](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3218390795r.jpg) ![7097 7th Street - Photo 43](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3426985131r.jpg) ![7097 7th Street - Photo 44](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2956533823r.jpg) ![7097 7th Street - Photo 45](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3956380865r.jpg) ![7097 7th Street - Photo 46](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f4206232149r.jpg) ![7097 7th Street - Photo 47](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f773208516r.jpg) ![7097 7th Street - Photo 48](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3752281484r.jpg) ![7097 7th Street - Photo 49](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f1226316023r.jpg) ![7097 7th Street - Photo 50](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f86897901r.jpg) ![7097 7th Street - Photo 51](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3259127046r.jpg) ![7097 7th Street - Photo 52](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f908566518r.jpg) ![7097 7th Street - Photo 53](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f2639205790r.jpg) ![7097 7th Street - Photo 54](http://lh.rdcpix.com/02be71722ac3d162ea90e36a9fb9e675l-f3413716863r.jpg) --- **MLS#:** 100610782 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/7097-7th-street-surf-city-nc-28445-bc4f614c700f4d6989725ce9918a917a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/7097-7th-street-surf-city-nc-28445-bc4f614c700f4d6989725ce9918a917a#listing", "url": "https://staging.propertysimple.ai/listing/7097-7th-street-surf-city-nc-28445-bc4f614c700f4d6989725ce9918a917a", "name": "7097 7th Street, Surf City, NC 28445", "description": "Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. 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