# 725 Bluewater Drive, Monticello, IN 47960

> **TL;DR:** 4bd/4ba single family, $495,000 ($237/sqft), built 1950, 2,092 sqft.
> Fireplace, Waterfront. Est. $2,145/mo. Listed 14 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $495,000 |
| Price/sqft | $237 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 2,092 |
| Year Built | 1950 |
| Lot Size | 4,792 sqft (0.11 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 14 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,145 |
| **Total** | **$2,145** |

## Nearby Schools

- **Middle:** Roosevelt Middle School
- **High:** Twin Lakes Senior High School

## Key Amenities

- Fireplace
- Waterfront

## Property Highlights

- Built in 1950
- 0.11 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Riverfront living with quick boat access to Lake Freeman! This versatile property features a spacious 3-bedroom home, a detached Party Barn rec room, and a private guest suite off the back of the garage. The main home offers over 2,000 square feet of living space with an open-concept layout. Highlights include a large family room, dining area, and kitchen on the main level, with a primary suite, two additional bedrooms, and another full bath upstairs. The 280 sq ft guest studio includes its own entrance, kitchenette, and full bath-ideal for visitors or rental potential. The 860 sq ft Party Barn provides bright, open space with abundant natural light and a bar area, perfect for entertaining. Covered boat lift included. Excellent opportunity for year-round living, entertaining, or short-term rental income-don't miss it!

## Location

- **Address:** 725 Bluewater Drive, Monticello, IN 47960
- **County:** White
- **Neighborhood:** No Subdivision
- **Coordinates:** 40.753669, -86.755251
- **Google Maps:** https://www.google.com/maps?q=40.753669,-86.755251

## Listing Agent

- **Name:** Cathy Russell
- **Brokerage:** @properties
- **Phone:** 7654267000
- **Email:** cathy@russellteam.com

## Primary Photo

![725 Bluewater Drive - Primary Photo](http://lh.rdcpix.com/d75dd32ef9b81c3611bbd3a8d5144087l-f2090603465r.jpg)

*29 total photos available on [listing page](https://www.propertysimple.com/listing/725-bluewater-drive-monticello-in-47960-22092187)*

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**MLS#:** 22092187 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 MIBOR Service Corporation. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/725-bluewater-drive-monticello-in-47960-22092187)

---

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