# 7266 Locust Lake W Drive, Spencer, IN 47460 > **TL;DR:** 3bd/2ba single family, $284,900 ($160/sqft), built 1965, 1,776 sqft. > Fireplace, Waterfront, Hardwood, A/C. Est. $1,944/mo. Listed 93 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $284,900 | | Price/sqft | $160 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,776 | | Year Built | 1965 | | Lot Size | 13,939 sqft (0.32 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 93 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,441 | | Estimated Insurance | $83 | | HOA | $420 | | **Total** | **$1,944** | ## Nearby Schools - **Elementary:** Gosport - **Middle:** Owen Valley - **High:** Owen Valley ## Key Amenities - Fireplace - Waterfront - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 1965 - 0.32 acre lot - Fireplace - Waterfront ## Description ### Agent Description Experience peaceful lakefront living in the desirable Locust Lake community, conveniently located in northern Owen County just minutes from I-70. This meticulously maintained sandstone ranch offers picturesque water views, thoughtful updates, and a move-in-ready interior designed for comfortable everyday living and entertaining. Offering 1,776 square feet of finished living space, this home features three bedrooms and two full bathrooms. The main level showcases an inviting open-concept living, dining, and kitchen area where a stunning floor-to-ceiling stone fireplace with a wood-burning insert creates a warm focal point. Just off the main living space, a spacious covered deck extends your living area outdoors, providing the perfect setting for dining, relaxing, or taking in the peaceful lake views. Two main-level bedrooms feature beautiful hardwood floors and are served by a full bathroom conveniently located on the main floor. The finished walkout lower level adds exceptional flexibility with a spacious family room, a large third bedroom, a full bathroom, and a dedicated laundry room. An attached two-car garage with attic storage offers ample room for vehicles, tools, and seasonal items. Recent improvements provide added value and peace of mind, including a new well, a newer HVAC system with an energy-efficient mini-split serving the lower level, roof, well pump, sump pump, dock, and covered rear deck. Step outside to enjoy your private lakefront setting, whether relaxing by the water, casting a line from the dock, or exploring the electric motor-only lake. Locust Lake offers an affordable homeowners association with annual dues of less than $450. Ideally located near Cataract Falls, Cataract Lake, and McCormick's Creek State Park, this property provides convenient access to boating, fishing, hiking, and a variety of outdoor recreation opportunities while remaining just minutes from Interstate 70 for an easy commute. ## Location - **Address:** 7266 Locust Lake W Drive, Spencer, IN 47460 - **County:** Owen County - **Neighborhood:** Locust Lake - **Coordinates:** 39.395362, -86.779568 - **Google Maps:** https://www.google.com/maps?q=39.395362,-86.779568 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/irmls/202631085 ## Listing Agent - **Name:** Corey Mauder - **Brokerage:** Century 21 Scheetz - **Broker Phone:** (317) 844-5111 ## Photos ![7266 Locust Lake W Drive - Photo 1](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2845938777r.jpg) ![7266 Locust Lake W Drive - Photo 2](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f3267016999r.jpg) ![7266 Locust Lake W Drive - Photo 3](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2118758972r.jpg) ![7266 Locust Lake W Drive - Photo 4](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f307492121r.jpg) ![7266 Locust Lake W Drive - Photo 5](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2700719387r.jpg) ![7266 Locust Lake W Drive - Photo 6](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f275060229r.jpg) ![7266 Locust Lake W Drive - Photo 7](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2896678797r.jpg) ![7266 Locust Lake W Drive - Photo 8](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f1457644567r.jpg) ![7266 Locust Lake W Drive - Photo 9](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f658379708r.jpg) ![7266 Locust Lake W Drive - Photo 10](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f1245496425r.jpg) ![7266 Locust Lake W Drive - Photo 11](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f851140718r.jpg) ![7266 Locust Lake W Drive - Photo 12](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f247403782r.jpg) ![7266 Locust Lake W Drive - Photo 13](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f3379142575r.jpg) ![7266 Locust Lake W Drive - Photo 14](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2478621462r.jpg) ![7266 Locust Lake W Drive - Photo 15](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f727029596r.jpg) ![7266 Locust Lake W Drive - Photo 16](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f1740829713r.jpg) ![7266 Locust Lake W Drive - Photo 17](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2007631598r.jpg) ![7266 Locust Lake W Drive - Photo 18](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f3316848237r.jpg) ![7266 Locust Lake W Drive - Photo 19](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f1756389318r.jpg) ![7266 Locust Lake W Drive - Photo 20](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f517088789r.jpg) ![7266 Locust Lake W Drive - Photo 21](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f1726566064r.jpg) ![7266 Locust Lake W Drive - Photo 22](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2247550745r.jpg) ![7266 Locust Lake W Drive - Photo 23](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f3297611062r.jpg) ![7266 Locust Lake W Drive - Photo 24](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2155099189r.jpg) ![7266 Locust Lake W Drive - Photo 25](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f172468870r.jpg) ![7266 Locust Lake W Drive - Photo 26](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f847724308r.jpg) ![7266 Locust Lake W Drive - Photo 27](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2491505206r.jpg) ![7266 Locust Lake W Drive - Photo 28](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f737989808r.jpg) ![7266 Locust Lake W Drive - Photo 29](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2786994068r.jpg) ![7266 Locust Lake W Drive - Photo 30](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2772345985r.jpg) ![7266 Locust Lake W Drive - Photo 31](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2313042637r.jpg) ![7266 Locust Lake W Drive - Photo 32](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f373516976r.jpg) ![7266 Locust Lake W Drive - Photo 33](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2607773687r.jpg) ![7266 Locust Lake W Drive - Photo 34](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2194679088r.jpg) ![7266 Locust Lake W Drive - Photo 35](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f1822510455r.jpg) ![7266 Locust Lake W Drive - Photo 36](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f1480252612r.jpg) ![7266 Locust Lake W Drive - Photo 37](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2588583784r.jpg) ![7266 Locust Lake W Drive - Photo 38](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f1931383222r.jpg) ![7266 Locust Lake W Drive - Photo 39](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f2129106302r.jpg) ![7266 Locust Lake W Drive - Photo 40](http://lh.rdcpix.com/ec0da01af575ddcaca38bdcc519c84eal-f3958901568r.jpg) --- **MLS#:** 202631085 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Indiana Uplands Realtor® Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/7266-locust-lake-w-drive-spencer-in-47460-b6bc84e9e94142689010bd0a3e33bfcb) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/7266-locust-lake-w-drive-spencer-in-47460-b6bc84e9e94142689010bd0a3e33bfcb#listing", "url": "https://staging.propertysimple.ai/listing/7266-locust-lake-w-drive-spencer-in-47460-b6bc84e9e94142689010bd0a3e33bfcb", "name": "7266 Locust Lake W Drive, Spencer, IN 47460", "description": "Experience peaceful lakefront living in the desirable Locust Lake community, conveniently located in northern Owen County just minutes from I-70. This meticulously maintained sandstone ranch offers picturesque water views, thoughtful updates, and a move-in-ready interior designed for comfortable everyday living and entertaining. Offering 1,776 square feet of finished living space, this home features three bedrooms and two full bathrooms. The main level showcases an inviting open-concept living, dining, and kitchen area where a stunning floor-to-ceiling stone fireplace with a wood-burning insert creates a warm focal point. Just off the main living space, a spacious covered deck extends your living area outdoors, providing the perfect setting for dining, relaxing, or taking in the peaceful lake views. Two main-level bedrooms feature beautiful hardwood floors and are served by a full bathroom conveniently located on the main floor. The finished walkout lower level adds exceptional flexibility with a spacious family room, a large third bedroom, a full bathroom, and a dedicated laundry room. 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