# 738 JEFFERSON DR, Palmyra, VA 22963

> **TL;DR:** 3bd/2ba single family, $325,000 ($240/sqft), built 2004, 1,352 sqft.
> Fireplace. Est. $2,902/mo. Listed 30 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $325,000 |
| Price/sqft | $240 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,352 |
| Year Built | 2004 |
| Lot Size | 23,522 sqft (0.54 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 30 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,408 |
| HOA | $1,494 |
| **Total** | **$2,902** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Key Amenities

- Fireplace

## Property Highlights

- Built in 2004
- 0.54 acre lot
- Fireplace

## Description

### Agent Description
Opportunity awaits at Lake Monticello with this 3-bedroom, 2-bath ranch offering solid potential and a functional layout ready for your vision. Enjoy seasonal cove views and the convenience of one-level living, plus peace of mind with a newer heat pump and hot water heater already in place. Owner is offering a $5,000 credit at closing to help with updating the flooring. The full unfinished basement offers abundant storage or future expansion possibilities with roughed-in plumbing for an additional bath. This home needs TLC and is being sold as-is, making it an excellent opportunity for investors, renovators, or buyers looking to build equity. Located in the amenity-filled Lake Monticello community with access to lake activities, golf, beaches, parks, and more - bring your ideas and transform this property into something special!

## Location

- **Address:** 738 JEFFERSON DR, Palmyra, VA 22963
- **County:** Fluvanna
- **Neighborhood:** LAKE MONTICELLO
- **Coordinates:** 37.926402, -78.326667
- **Google Maps:** https://www.google.com/maps?q=37.926402,-78.326667

## Listing Agent

- **Name:** GERRI RUSSELL
- **Brokerage:** HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE
- **Phone:** 4345319581
- **Email:** gerrirussell@howardhanna.com

## Primary Photo

![738 JEFFERSON DR - Primary Photo](http://lh.rdcpix.com/70a1ca9fb176c57d6a6a396c26d274bbl-f3686319814r.jpg)

*32 total photos available on [listing page](https://www.propertysimple.com/listing/738-jefferson-dr-palmyra-va-22963-a677577)*

---

**MLS#:** 677577 | **Updated:** 2026-06-24
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/738-jefferson-dr-palmyra-va-22963-a677577)

---

## Structured Data

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  "name": "738 JEFFERSON DR, Palmyra, VA 22963",
  "description": "Opportunity awaits at Lake Monticello with this 3-bedroom, 2-bath ranch offering solid potential and a functional layout ready for your vision. Enjoy seasonal cove views and the convenience of one-level living, plus peace of mind with a newer heat pump and hot water heater already in place. Owner is offering a $5,000 credit at closing to help with updating the flooring. The full unfinished basement offers abundant storage or future expansion possibilities with roughed-in plumbing for an addition",
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```