# 742 S Germantown Circle, Chattanooga, TN 37412 > **TL;DR:** 2bd/2ba single family, $324,900 ($134/sqft), built 1955, 2,418 sqft. > A/C, 1-car garage. Est. $1,738/mo. Listed 93 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $324,900 | | Price/sqft | $134 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 2,418 | | Year Built | 1955 | | Lot Size | 18,295 sqft (0.42 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 93 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,643 | | Estimated Insurance | $95 | | **Total** | **$1,738** | ## Nearby Schools - **Elementary:** East Ridge Elementary - **Middle:** East Ridge Middle - **High:** East Ridge High ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 1955 - 0.42 acre lot - 2 stories ## Description ### Agent Description ***NEW PRICE***Now offered at $324,900*** Freshly updated, beautifully distinctive, and impossible to duplicate, this is the kind of home that immediately stands apart. Recent improvements include a brand-new, 400-square-foot deck, new flooring in the two upstairs bedrooms, fresh interior paint in select areas, freshly painted patio, new garage-door lock, and the refrigerator, range, and dishwasher were purchased in 2025 as well as a recently renewed, transferable Choice Home Warranty that doesn't expire until next July 2027. The sun-filled main level feels remarkably open and inviting, pairing sleek mid-century modern influence with inspiring pops of color and architectural personality. It is a refreshing departure from the ordinary, stylish without sacrificing comfort and perfectly suited for both everyday living and entertaining. Step outside to the expansive new deck overlooking just over 0.4 acres, offering uncommon breathing room in a location celebrated for its exceptional convenience. Downstairs, a finished studio apartment with its own private entrance and separate driveway adds an entirely different level of flexibility. Create a secluded home office, primary or guest suite, multigenerational living space, creative studio, private retreat, or explore the potential for supplemental rental income. Homes with this combination of individuality, usable land, versatile living space, recent updates, and everyday accessibility rarely come together in one property. For the buyer unwilling to settle for everyday average, this one is a true original. ## Location - **Address:** 742 S Germantown Circle, Chattanooga, TN 37412 - **County:** Hamilton - **Neighborhood:** Kate Rice Sd - **Coordinates:** 35.007084, -85.255278 - **Google Maps:** https://www.google.com/maps?q=35.007084,-85.255278 ## Listing Agent - **Name:** Sherry Lawrence · **License:** 289990 - **Brokerage:** Zach Taylor Real Estate - **Broker Phone:** (423) 451-6654 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/742-Germantown-Cir_East-Ridge_TN_37412_M87236-81392?f=listhub&s=CARTN&m=1539915&c=propsimple) ## Photos ![742 S Germantown Circle - Photo 1](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f632499682r.jpg) ![742 S Germantown Circle - Photo 2](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3383482034r.jpg) ![742 S Germantown Circle - Photo 3](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f1700336822r.jpg) ![742 S Germantown Circle - Photo 4](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f362881473r.jpg) ![742 S Germantown Circle - Photo 5](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3369630566r.jpg) ![742 S Germantown Circle - Photo 6](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f4179954493r.jpg) ![742 S Germantown Circle - Photo 7](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f727559975r.jpg) ![742 S Germantown Circle - Photo 8](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3470394783r.jpg) ![742 S Germantown Circle - Photo 9](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f2598204356r.jpg) ![742 S Germantown Circle - Photo 10](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3029815600r.jpg) ![742 S Germantown Circle - Photo 11](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3840316965r.jpg) ![742 S Germantown Circle - Photo 12](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3452212121r.jpg) ![742 S Germantown Circle - Photo 13](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3700497785r.jpg) ![742 S Germantown Circle - Photo 14](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f2528862012r.jpg) ![742 S Germantown Circle - Photo 15](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f640649847r.jpg) ![742 S Germantown Circle - Photo 16](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f2753788668r.jpg) ![742 S Germantown Circle - Photo 17](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f1743769155r.jpg) ![742 S Germantown Circle - Photo 18](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f1488706215r.jpg) ![742 S Germantown Circle - Photo 19](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f2926039984r.jpg) ![742 S Germantown Circle - Photo 20](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f986717337r.jpg) ![742 S Germantown Circle - Photo 21](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f396818486r.jpg) ![742 S Germantown Circle - Photo 22](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f4025644718r.jpg) ![742 S Germantown Circle - Photo 23](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f1400850943r.jpg) ![742 S Germantown Circle - Photo 24](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f1327094991r.jpg) ![742 S Germantown Circle - Photo 25](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f483086189r.jpg) ![742 S Germantown Circle - Photo 26](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f1832872604r.jpg) ![742 S Germantown Circle - Photo 27](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3670654184r.jpg) ![742 S Germantown Circle - Photo 28](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f2762793345r.jpg) ![742 S Germantown Circle - Photo 29](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f1507474033r.jpg) ![742 S Germantown Circle - Photo 30](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f1794059113r.jpg) ![742 S Germantown Circle - Photo 31](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f644245086r.jpg) ![742 S Germantown Circle - Photo 32](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f2640187746r.jpg) ![742 S Germantown Circle - Photo 33](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3858008909r.jpg) ![742 S Germantown Circle - Photo 34](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f242707192r.jpg) ![742 S Germantown Circle - Photo 35](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f2662223264r.jpg) ![742 S Germantown Circle - Photo 36](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f4164634107r.jpg) ![742 S Germantown Circle - Photo 37](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f2776739646r.jpg) ![742 S Germantown Circle - Photo 38](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f272779971r.jpg) ![742 S Germantown Circle - Photo 39](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3472404925r.jpg) ![742 S Germantown Circle - Photo 40](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f1422179899r.jpg) ![742 S Germantown Circle - Photo 41](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f444175070r.jpg) ![742 S Germantown Circle - Photo 42](http://lh.rdcpix.com/724768d3de3d4ab6c6ccc4d882efc601l-f3664384108r.jpg) --- **MLS#:** 1539915 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/742-s-germantown-circle-chattanooga-tn-37412-53d02adbb0ca42a5ad3360546bdb59f9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/742-s-germantown-circle-chattanooga-tn-37412-53d02adbb0ca42a5ad3360546bdb59f9#listing", "url": "https://staging.propertysimple.ai/listing/742-s-germantown-circle-chattanooga-tn-37412-53d02adbb0ca42a5ad3360546bdb59f9", "name": "742 S Germantown Circle, Chattanooga, TN 37412", "description": "***NEW PRICE***Now offered at $324,900*** Freshly updated, beautifully distinctive, and impossible to duplicate, this is the kind of home that immediately stands apart. 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} } ```