# 7440 Oak Ridge Drive, Panama City, FL 32404 > **TL;DR:** 4bd/2ba single family, $425,000 ($192/sqft), built 1978, 2,210 sqft. > Pool, Fireplace, A/C, 3-car garage. Est. $2,273/mo. Listed 29 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $425,000 | | Price/sqft | $192 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 2,210 | | Year Built | 1978 | | Lot Size | 21,780 sqft (0.50 acres) | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 29 | ## Why This Home Stands Out - **Pool** - Patio - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,149 | | Estimated Insurance | $124 | | **Total** | **$2,273** | ## Nearby Schools - **Elementary:** Callaway - **Middle:** Rutherford Middle - **High:** Rutherford ## Key Amenities - Pool - Fireplace - A/C - 3-car garage ## Property Highlights - Built in 1978 - 0.50 acre lot - Private pool - Fireplace ## Description ### Agent Description Welcome to 7440 Oak Ridge Drive! This spacious 4-bedroom, 2-bath home offers plenty of room inside and out, situated on approximately half an acre with a short walking distance to Callaway Bayou. Step inside to a welcoming floor plan filled with character, featuring beautiful exposed wood beams that add warmth and architectural charm to the living space. The home also features an updated kitchen and bathrooms, a cozy fireplace, abundant natural light, and a combination of vinyl plank and tile flooring. The property offers a 3-car garage with plenty of space for a workshop and additional storage space, providing plenty of room for vehicles, hobbies, tools, or recreational equipment. Outside, enjoy the large fenced backyard, and covered outdoor living areas. With no HOA and convenient access to a nearby boat ramp, shopping, dining, and Tyndall Air Force Base. With generous indoor and outdoor space, distinctive wood-beam details, and plenty of storage, this home has so much to offer. Schedule your private showing today! ## Location - **Address:** 7440 Oak Ridge Drive, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** Baxter Subdivision - **Coordinates:** 30.145842, -85.564077 - **Google Maps:** https://www.google.com/maps?q=30.145842,-85.564077 ## Listing Agent - **Name:** Nikki E Williams · **License:** SL3627970 - **Brokerage:** Full Sail Realty of Northwest Florida - **Broker Phone:** (850) 348-1673 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/7440-Oak-Ridge-Dr_Panama-City_FL_32404_M61225-32430?f=listhub&s=BCARFL&m=796004&c=propsimple) ## Photos ![7440 Oak Ridge Drive - Photo 1](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f1452439736r.jpg) ![7440 Oak Ridge Drive - Photo 2](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f2195004995r.jpg) ![7440 Oak Ridge Drive - Photo 3](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f2161745776r.jpg) ![7440 Oak Ridge Drive - Photo 4](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f3219626389r.jpg) ![7440 Oak Ridge Drive - Photo 5](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f2499720277r.jpg) ![7440 Oak Ridge Drive - Photo 6](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f1065703771r.jpg) ![7440 Oak Ridge Drive - Photo 7](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f2606617556r.jpg) ![7440 Oak Ridge Drive - Photo 8](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f1895432807r.jpg) ![7440 Oak Ridge Drive - Photo 9](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f533735676r.jpg) ![7440 Oak Ridge Drive - Photo 10](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f1292098506r.jpg) ![7440 Oak Ridge Drive - Photo 11](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f3295217959r.jpg) ![7440 Oak Ridge Drive - Photo 12](http://lh.rdcpix.com/8f39fe550e399b0879f703dd23bf91d4l-f938218732r.jpg) --- **MLS#:** 796004 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/7440-oak-ridge-drive-panama-city-fl-32404-7e5fde034ed641a89884ba6eac15faad) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/7440-oak-ridge-drive-panama-city-fl-32404-7e5fde034ed641a89884ba6eac15faad#listing", "url": "https://staging.propertysimple.ai/listing/7440-oak-ridge-drive-panama-city-fl-32404-7e5fde034ed641a89884ba6eac15faad", "name": "7440 Oak Ridge Drive, Panama City, FL 32404", "description": "Welcome to 7440 Oak Ridge Drive! This spacious 4-bedroom, 2-bath home offers plenty of room inside and out, situated on approximately half an acre with a short walking distance to Callaway Bayou. 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