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About This Home

This 2-bedroom, 4-bathroom single family at 78 Emerald Pl in Monterey, TN is listed for $679,000 ($178 per sqft). Built in 2004, the home offers 3,816 sqft of living space on a 0.79 acres lot.

Agent Description

Discover your own Tennessee lake house where luxury meets tranquility. This custom log cabin offers 2 bedrooms, 3 full bathrooms, and multiple bonus rooms that can easily serve as a home office, art studio, guest suite, or hobby room-flexible spaces to fit any lifestyle.

The open Great Room welcomes you with vaulted ceilings, exposed beams, and a stone gas fireplace that complements the stunning lake and on the plateau. The primary suite features its own cozy gas fireplace, while the finished basement includes a wood-burning stove, full bath, and handicap-accessible ramp for added comfort and convenience.

Additional highlights include: Generac whole-home generator for peace of mind Infrared and reverse osmosis water system for pure drinking water Grow Room with skylights - ideal for year-round indoor plants or gardening Deck overlooking the water Floating dock perfect for boating, fishing, swimming, and kayaking Fenced dog run for pets to roam safely

Key Features

  • Built in 2004
  • 0.79 acre lot
  • 3 stories

Property Details

3 stories
3 full, 1 half
2004

Amenities

HardwoodBasement

Monthly Cost Estimate

$3,631/mo

20% down · 6.5% · 30 years

Principal$491
Interest$2,942
Insurance$198

Estimates only. Actual payments may vary.

Location

78 Emerald Pl

Monterey, TN 38574

Cumberland Lakes

Property Details

Flooring

CarpetHardwoodTile

Construction

LogLog Siding

Parking

GarageGarage - Attached

Heating

Electric (Heating)Forced AirPropane (Heating)

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigeratorWasher

Questions & Answers

This 2-bedroom, 4-bathroom single family at 78 Emerald Pl is listed at $679,000 ($178/sqft). The estimated monthly payment is $2,942 based on 20% down at 6.5% interest.

Key features include: Built in 2004, 0.79 acre lot, 3 stories.

This property is listed by Ralph Harvey and can be reached at 8884564945 or support@listwithfreedom.com.

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RH

Ralph Harvey

Agent at List With Freedom.com

(888) 456-4945

Listed by List With Freedom.com · View on Broker Site

MLS# 11665189· Source: listhub· Updated 39 days ago

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

78 Emerald Pl, Monterey, TN 38574

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