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About This Home
This 3-bedroom, 2-bathroom single family at 78 White Oak Lane in Monticello, KY is listed for $275,000 ($139 per sqft). Built in 2004, the home offers 1,985 sqft of living space on a 0.45 acres lot.
Looking for a cozy retreat near Lake Cumberland? This unique fully-furnished home can be used as an income producing investment since it is approved by the HOA for short term rental ($50 annual HOA fee). Lake enthusiasts will love this location, just minutes from both Lakeshore Community Dock and Fall Creek Recreation Area, with prestigious Conley Bottom Resort less than 4 miles away!
There's plenty of room for lake toys with the massive two-story, oversized 2-car garage. And invite your friends--there is ample parking available out front of this 3-bedroom 2-full-bathroom home. Follow wooden walkways to the front door of this sprawling cottage, Enter into the open concept great room--a living room, dining room and kitchen, with a gorgeous, extra-large "u" shaped countertop island in the center of the space!
You'll love the updated finishes and cool lake-inspired color scheme throughout this fully furnished "cabin." The split floor plan offers a large primary suite on one side, featuring a walk-in closet and private bathroom with dual vanities, a large soaking tub and convenient separate shower stall.
Across the living room you'll find a foyer between two beautifully decorated bedrooms and a full bath. The kitchen offers lots of cabinets and almost endless countertops--and a huge central island that's sure to be your favorite gathering spot. Stainless appliances and white cabinetry give this home an updated appeal.
Just off the kitchen is the laundry room with matching washer and dryer and extra storage. Step down into the large family room in the enclosed all-season porch on the back of the house and enjoy lounging on the electric reclining sofa while watching the large format TV.
There's plenty of room for puzzles and game night on the extra dining table and chairs you'll find in this space. With windows all around and doors on either side of the room, you'll have quick access to the expansive deck outdoors. Show off your barbeque skills on the included propane grill, or sink into the comfortable patio furniture while you enjoy views of the adjacent woods and occasional wildlife in your private backyard.
The bottom level of the garage has double doors for easy access and would make an amazing man-cave. (or she-shed)! This bonus "downstairs garage" space is also perfect for storage. (A garden shed off the driveway would make a great workshop with only a minor roof repair.) Come visit this cozy getaway before it's gone!
Key Features
- Built in 2004
- 0.45 acre lot
- 2 stories
Property Details
Amenities
Monthly Cost Estimate
$1,521/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
78 White Oak Lane
Monticello, KY 42633
Cumberland Ridge Estates
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Construction
Parking
Heating
Cooling
Appliances
Questions & Answers
This 3-bedroom, 2-bathroom single family at 78 White Oak Lane is listed at $275,000 ($139/sqft). The estimated monthly payment is $1,242 based on 20% down at 6.5% interest.
HOA fees are $50/month.
Key features include: Built in 2004, 0.45 acre lot, 2 stories. Interior Features: Breakfast Bar, Eat-in Kitchen, Primary First Floor. Exterior Features: Outdoor Grill.
This property is listed by Charlotte Ikerd and can be reached at 6064165100 or ikerdrealtor@gmail.com.














































