# 7818 Thomas Drive, Panama City, FL 32408 > **TL;DR:** 3bd/3ba single family, $689,000 ($404/sqft), built 2005, 1,707 sqft. > A/C, 1-car garage. Est. $4,285/mo. Listed 70 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $689,000 | | Price/sqft | $404 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,707 | | Year Built | 2005 | | Lot Size | 2,178 sqft (0.05 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 70 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,484 | | Estimated Insurance | $201 | | HOA | $600 | | **Total** | **$4,285** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 2005 - 0.05 acre lot - 2 stories - 3 parking spaces ## Description ### Agent Description STEPS TO THE BEACH! Welcome to 7818 Thomas Drive, a coastal getaway less than 700 feet from Beach Access 16, where you can see the Gulf from your front door! Whether you've dreamed of finally owning your own Panama City Beach getaway or you're searching for a property positioned for short-term rental success, this 3-bedroom beach house delivers the LOCATION--and the LIFESTYLE. Inside, the home has been thoughtfully designed to feel like a true beach retreat, with newly painted interiors, updated furnishings, a boutique-inspired bathroom, and custom built-in bunks that maximize both sleeping space and rental appeal. All furniture and decor included in sale, making this home truly turnkey! The home comfortably sleeps up to 10, while the spacious primary suite offers its own private balcony with views of the Gulf. A newer 2025 HVAC system adds peace of mind, and the attached one-car garage with an epoxy floor provides something increasingly difficult to find this close to the beach--private storage for your vehicle, golf cart, bikes, and beach gear. Villas of Panama is an intimate community of just 10 detached beach homes surrounding a community pool maintained by the HOA, giving owners and guests the enjoyment of a pool without the individual upkeep. Add in the home's proximity to all the east end restaurants, attractions and recreation, and you have the combination beach buyers and investors look for: Click More ... Villas of Panama is an intimate community of just 10 detached beach homes surrounding a community pool maintained by the HOA, giving owners and guests the enjoyment of a pool without the individual upkeep. Add in the home's proximity to all the east end restaurants, attractions and recreation, and you have the combination beach buyers and investors look for: walkability to the Gulf, a pool, private garage, beautiful coastal interiors, and generous sleeping capacity. Even better, enjoy the rare advantage of owning this close to the Gulf while being located in desirable FLOOD ZONE X. Whether you're looking for a personal beach retreat, a vacation-rental investment, or the best of both, ''Sand Dollar Holler'' is ready to enjoy. Schedule your showing today before it's gone. ## Location - **Address:** 7818 Thomas Drive, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Villas of Panama - **Coordinates:** 30.161205, -85.778861 - **Google Maps:** https://www.google.com/maps?q=30.161205,-85.778861 ## Listing Agent - **Name:** Katilyn M Scott · **License:** 3359031 - **Brokerage:** Compass Florida, LLC - **Broker Phone:** (305) 851-2820 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/7818-Thomas-Dr_Panama-City-Beach_FL_32408_M68845-97964?f=listhub&s=ECARMLSFL&m=1010737&c=propsimple) ## Photos ![7818 Thomas Drive - Photo 1](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1129738964r.jpg) ![7818 Thomas Drive - Photo 2](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f2204327033r.jpg) ![7818 Thomas Drive - Photo 3](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1515235382r.jpg) ![7818 Thomas Drive - Photo 4](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f4180840405r.jpg) ![7818 Thomas Drive - Photo 5](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1680257407r.jpg) ![7818 Thomas Drive - Photo 6](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3706705943r.jpg) ![7818 Thomas Drive - Photo 7](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3511436101r.jpg) ![7818 Thomas Drive - Photo 8](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f600485086r.jpg) ![7818 Thomas Drive - Photo 9](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f2322557834r.jpg) ![7818 Thomas Drive - Photo 10](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f2378754600r.jpg) ![7818 Thomas Drive - Photo 11](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1482802917r.jpg) ![7818 Thomas Drive - Photo 12](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f713098986r.jpg) ![7818 Thomas Drive - Photo 13](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3811524106r.jpg) ![7818 Thomas Drive - Photo 14](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1536130078r.jpg) ![7818 Thomas Drive - Photo 15](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f4179320594r.jpg) ![7818 Thomas Drive - Photo 16](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3884185264r.jpg) ![7818 Thomas Drive - Photo 17](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f2516729070r.jpg) ![7818 Thomas Drive - Photo 18](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f202131535r.jpg) ![7818 Thomas Drive - Photo 19](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3790347411r.jpg) ![7818 Thomas Drive - Photo 20](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3302912909r.jpg) ![7818 Thomas Drive - Photo 21](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1695968040r.jpg) ![7818 Thomas Drive - Photo 22](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f875479543r.jpg) ![7818 Thomas Drive - Photo 23](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f369657653r.jpg) ![7818 Thomas Drive - Photo 24](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1730981045r.jpg) ![7818 Thomas Drive - Photo 25](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3591275657r.jpg) ![7818 Thomas Drive - Photo 26](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3171909595r.jpg) ![7818 Thomas Drive - Photo 27](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f2095263977r.jpg) ![7818 Thomas Drive - Photo 28](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f845254863r.jpg) ![7818 Thomas Drive - Photo 29](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f2670288669r.jpg) ![7818 Thomas Drive - Photo 30](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f4210734506r.jpg) ![7818 Thomas Drive - Photo 31](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3878383493r.jpg) ![7818 Thomas Drive - Photo 32](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f2736331052r.jpg) ![7818 Thomas Drive - Photo 33](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3373382980r.jpg) ![7818 Thomas Drive - Photo 34](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1273654177r.jpg) ![7818 Thomas Drive - Photo 35](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1583265930r.jpg) ![7818 Thomas Drive - Photo 36](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3214097587r.jpg) ![7818 Thomas Drive - Photo 37](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f2779029775r.jpg) ![7818 Thomas Drive - Photo 38](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f4285366311r.jpg) ![7818 Thomas Drive - Photo 39](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3562976064r.jpg) ![7818 Thomas Drive - Photo 40](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3333948616r.jpg) ![7818 Thomas Drive - Photo 41](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1333715034r.jpg) ![7818 Thomas Drive - Photo 42](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1875961550r.jpg) ![7818 Thomas Drive - Photo 43](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1981561314r.jpg) ![7818 Thomas Drive - Photo 44](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1760265067r.jpg) ![7818 Thomas Drive - Photo 45](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f1082096016r.jpg) ![7818 Thomas Drive - Photo 46](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f2957330132r.jpg) ![7818 Thomas Drive - Photo 47](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3672117718r.jpg) ![7818 Thomas Drive - Photo 48](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f57352392r.jpg) ![7818 Thomas Drive - Photo 49](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f2529758259r.jpg) ![7818 Thomas Drive - Photo 50](http://lh.rdcpix.com/ebeb866b5123f19d626709e34fcc54f7l-f3706705943r.jpg) --- **MLS#:** 1010737 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/7818-thomas-drive-panama-city-fl-32408-0cff4a08e18e41d582d73c9668efe3ac) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/7818-thomas-drive-panama-city-fl-32408-0cff4a08e18e41d582d73c9668efe3ac#listing", "url": "https://staging.propertysimple.ai/listing/7818-thomas-drive-panama-city-fl-32408-0cff4a08e18e41d582d73c9668efe3ac", "name": "7818 Thomas Drive, Panama City, FL 32408", "description": "STEPS TO THE BEACH! Welcome to 7818 Thomas Drive, a coastal getaway less than 700 feet from Beach Access 16, where you can see the Gulf from your front door! Whether you've dreamed of finally owning your own Panama City Beach getaway or you're searching for a property positioned for short-term rental success, this 3-bedroom beach house delivers the LOCATION--and the LIFESTYLE. Inside, the home has been thoughtfully designed to feel like a true beach retreat, with newly painted interiors, updated furnishings, a boutique-inspired bathroom, and custom built-in bunks that maximize both sleeping space and rental appeal. All furniture and decor included in sale, making this home truly turnkey! The home comfortably sleeps up to 10, while the spacious primary suite offers its own private balcony with views of the Gulf. A newer 2025 HVAC system adds peace of mind, and the attached one-car garage with an epoxy floor provides something increasingly difficult to find this close to the beach--private storage for your vehicle, golf cart, bikes, and beach gear. Villas of Panama is an intimate community of just 10 detached beach homes surrounding a community pool maintained by the HOA, giving owners and guests the enjoyment of a pool without the individual upkeep. Add in the home's proximity to all the east end restaurants, attractions and recreation, and you have the combination beach buyers and investors look for: Click More ... Villas of Panama is an intimate community of just 10 detached beach homes surrounding a community pool maintained by the HOA, giving owners and guests the enjoyment of a pool without the individual upkeep. Add in the home's proximity to all the east end restaurants, attractions and recreation, and you have the combination beach buyers and investors look for: walkability to the Gulf, a pool, private garage, beautiful coastal interiors, and generous sleeping capacity. Even better, enjoy the rare advantage of owning this close to the Gulf while being located in desirable FLOOD ZONE X. Whether you're looking for a personal beach retreat, a vacation-rental investment, or the best of both, ''Sand Dollar Holler'' is ready to enjoy. 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