# 807 E Summit Street, Smithville, MO 64089 > **TL;DR:** 3bd/3ba single family, $320,000 ($181/sqft), built 1987, 1,768 sqft. > Fireplace, A/C, 2-car garage. Est. $1,711/mo. Listed 168 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $320,000 | | Price/sqft | $181 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,768 | | Year Built | 1987 | | Lot Size | 7,405 sqft (0.17 acres) | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 168 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,618 | | Estimated Insurance | $93 | | **Total** | **$1,711** | ## Nearby Schools - **Elementary:** Smithville - **Middle:** Smithville - **High:** Smithville ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1987 - 0.17 acre lot - Fireplace ## Description ### Agent Description SELLER WILLING TO PAY FOR A 2-1 INTEREST RATE BUYDOWN WITH AN ACCEPTABLE OFFER! Welcome home to this charming 3-bedroom, 2.5-bath home offering 1,768 square feet of finished living space in the wonderful community of Smithville, Missouri! This inviting home offers a comfortable layout with plenty of room to relax, entertain, and make lasting memories. Enjoy the finished basement featuring a cozy gas fireplace, perfect for movie nights, family gatherings, or creating your own entertainment space. Step outside to the fenced backyard with a patio, ideal for summer barbecues, pets, and outdoor enjoyment. The attached two-car garage adds convenience and additional storage. HERE'S THE BEST PART! The seller is willing to pay for a 2-1 temporary interest rate buydown with an acceptable offer! This could mean an interest rate 2 percentage points lower during your first year and 1 percentage point lower during your second year, helping reduce your monthly mortgage payments during those first two years. Conveniently located near Smithville's shopping, dining, parks, and recreational opportunities, this home offers a fantastic combination of space, comfort, and affordability. DON'T MISS THIS OPPORTUNITY! With 3 bedrooms, 2.5 bathrooms, a finished basement, fenced backyard, and seller-paid interest rate buydown opportunity, this home is ready for its next owner. Schedule your private showing today! Seller-paid buydown subject to acceptable offer, lender approval, loan eligibility, and negotiated terms. ## Location - **Address:** 807 E Summit Street, Smithville, MO 64089 - **County:** Clay - **Neighborhood:** Lakeland Heights - **Coordinates:** 39.382949, -94.571137 - **Google Maps:** https://www.google.com/maps?q=39.382949,-94.571137 ## Listing Agent - **Name:** Bill Combs - **Brokerage:** Platinum Realty - **Broker Phone:** (913) 227-0798 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/807-E-Summit-St_Smithville_MO_64089_M74431-87779?f=listhub&s=HMLSKS&m=2620589&c=propsimple) ## Photos ![807 E Summit Street - Photo 1](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f3739414572r.jpg) ![807 E Summit Street - Photo 2](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f706976062r.jpg) ![807 E Summit Street - Photo 3](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f1021153871r.jpg) ![807 E Summit Street - Photo 4](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f3941795380r.jpg) ![807 E Summit Street - Photo 5](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f1439431406r.jpg) ![807 E Summit Street - Photo 6](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2038769088r.jpg) ![807 E Summit Street - Photo 7](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2070320041r.jpg) ![807 E Summit Street - Photo 8](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2662722046r.jpg) ![807 E Summit Street - Photo 9](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f3794880128r.jpg) ![807 E Summit Street - Photo 10](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f3403831284r.jpg) ![807 E Summit Street - Photo 11](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f200479785r.jpg) ![807 E Summit Street - Photo 12](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f3936313140r.jpg) ![807 E Summit Street - Photo 13](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2191759600r.jpg) ![807 E Summit Street - Photo 14](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2664064711r.jpg) ![807 E Summit Street - Photo 15](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f521846599r.jpg) ![807 E Summit Street - Photo 16](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2796366474r.jpg) ![807 E Summit Street - Photo 17](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f1477397063r.jpg) ![807 E Summit Street - Photo 18](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f658505642r.jpg) ![807 E Summit Street - Photo 19](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2147815533r.jpg) ![807 E Summit Street - Photo 20](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2825010379r.jpg) ![807 E Summit Street - Photo 21](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f3832059717r.jpg) ![807 E Summit Street - Photo 22](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f1804372983r.jpg) ![807 E Summit Street - Photo 23](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f4072503510r.jpg) ![807 E Summit Street - Photo 24](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2468260422r.jpg) ![807 E Summit Street - Photo 25](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2992712597r.jpg) ![807 E Summit Street - Photo 26](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f3460120289r.jpg) ![807 E Summit Street - Photo 27](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f4069999945r.jpg) ![807 E Summit Street - Photo 28](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f852570247r.jpg) ![807 E Summit Street - Photo 29](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2557401639r.jpg) ![807 E Summit Street - Photo 30](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f802232325r.jpg) ![807 E Summit Street - Photo 31](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f438657109r.jpg) ![807 E Summit Street - Photo 32](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2992712597r.jpg) ![807 E Summit Street - Photo 33](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f2468260422r.jpg) ![807 E Summit Street - Photo 34](http://lh.rdcpix.com/9c20490f9b325541391ec88e73fc4f69l-f4072503510r.jpg) --- **MLS#:** 2620589 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/807-e-summit-street-smithville-mo-64089-8bedbc483ca04fd19f7bc9393ee834a6) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/807-e-summit-street-smithville-mo-64089-8bedbc483ca04fd19f7bc9393ee834a6#listing", "url": "https://staging.propertysimple.ai/listing/807-e-summit-street-smithville-mo-64089-8bedbc483ca04fd19f7bc9393ee834a6", "name": "807 E Summit Street, Smithville, MO 64089", "description": "SELLER WILLING TO PAY FOR A 2-1 INTEREST RATE BUYDOWN WITH AN ACCEPTABLE OFFER! Welcome home to this charming 3-bedroom, 2.5-bath home offering 1,768 square feet of finished living space in the wonderful community of Smithville, Missouri! This inviting home offers a comfortable layout with plenty of room to relax, entertain, and make lasting memories. Enjoy the finished basement featuring a cozy gas fireplace, perfect for movie nights, family gatherings, or creating your own entertainment space. Step outside to the fenced backyard with a patio, ideal for summer barbecues, pets, and outdoor enjoyment. The attached two-car garage adds convenience and additional storage. HERE'S THE BEST PART! The seller is willing to pay for a 2-1 temporary interest rate buydown with an acceptable offer! This could mean an interest rate 2 percentage points lower during your first year and 1 percentage point lower during your second year, helping reduce your monthly mortgage payments during those first two years. Conveniently located near Smithville's shopping, dining, parks, and recreational opportunities, this home offers a fantastic combination of space, comfort, and affordability. DON'T MISS THIS OPPORTUNITY! With 3 bedrooms, 2.5 bathrooms, a finished basement, fenced backyard, and seller-paid interest rate buydown opportunity, this home is ready for its next owner. Schedule your private showing today! 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