About This Home

This 3-bedroom, 3-bathroom single family at 81 Otter Ridge Road in Cullowhee, NC is listed for $345,000. Built in 1998, on a 0.71 acres lot.

Key Features

  • Built in 1998
  • 0.71 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
1-car garage
1998

Amenities

FireplaceViewA/C
Listing Description

This 3-bedroom, 2.5-bath home features a thoughtfully designed layout. The main level includes a kitchen, dining room, and breakfast area, perfect for everyday living. Just a few steps up, the cozy living room boasts a wood-burning fireplace, huge windows and access to a spacious deck-ideal for relaxing and taking in the mountain and river views.

The primary bedroom is also located on this level, offering ample space, a walk-in closet, and a private ensuite bathroom. Upstairs, you'll find two additional bedrooms with generous closet space and a full bathroom conveniently located between them. The basement provides extra storage space, washer/dryer hookups, and access to the garage, with an additional deck just off the garage area.

Currently there are some unfinished projects, this home presents an excellent opportunity for buyers looking to add their personal touch.

Monthly Cost Estimate

$2,195/mo

20% down · 6.5% · 30 years

Principal$250
Interest$1,495
Insurance$101
HOA$350

Estimates only. Actual payments may vary.

Location

81 Otter Ridge Road

Cullowhee, NC 28723

Highland Ridge

Features & Amenities

Interior Features

Breakfast BarBreakfast RoomCathedral/Vaulted CeilingCeiling Fan(s)Ceramic Tile BathFormal Dining RoomLarge Master BedroomPrimary w/EnsuiteWalk-In Closet(s)

Property Details

Flooring

CarpetTile - CeramicVinyl

Construction

Vinyl Siding

Views

Water

Outdoor Features

PorchDeck

Parking

GarageDriveway

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central AirElectric

Appliances

Electric Water HeaterDishwasherMicrowaveElectric Oven/RangeRefrigeratorDryer

Questions & Answers

This 3-bedroom, 3-bathroom single family at 81 Otter Ridge Road is listed at $345,000. The estimated monthly payment is $2,196 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $350/month.

Key features include: Built in 1998, 0.71 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Bar, Breakfast Room, Cathedral/Vaulted Ceiling.

This property is listed by Will Mayse.

WM

Will Mayse

Agent at SUNDOG REAL ESTATE

Listed by SUNDOG REAL ESTATE · Broker phone: 8282931000 · View on Broker Site

MLS# 26046830· Source: Carolina Smokies Association of Realtors· 1 day on PropertySimple

Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

81 Otter Ridge Road, Cullowhee, NC 28723

Open this listing in: