# 81 Otter Ridge Road, Cullowhee, NC 28723

> **TL;DR:** 3bd/3ba single family, $345,000, built 1998.
> Fireplace, View, A/C, 1-car garage. Est. $2,196/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $345,000 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Year Built | 1998 |
| Lot Size | 30,928 sqft (0.71 acres) |
| Stories | 2 |
| Garage | 1-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,745 |
| Estimated Insurance | $101 |
| HOA | $350 |
| **Total** | **$2,196** |

## Key Amenities

- Fireplace
- View
- A/C
- 1-car garage

## Property Highlights

- Built in 1998
- 0.71 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
This 3-bedroom, 2.5-bath home features a thoughtfully designed layout. The main level includes a kitchen, dining room, and breakfast area, perfect for everyday living. Just a few steps up, the cozy living room boasts a wood-burning fireplace, huge windows and access to a spacious deck-ideal for relaxing and taking in the mountain and river views. The primary bedroom is also located on this level, offering ample space, a walk-in closet, and a private ensuite bathroom. Upstairs, you'll find two additional bedrooms with generous closet space and a full bathroom conveniently located between them. The basement provides extra storage space, washer/dryer hookups, and access to the garage, with an additional deck just off the garage area. Currently there are some unfinished projects, this home presents an excellent opportunity for buyers looking to add their personal touch.

## Location

- **Address:** 81 Otter Ridge Road, Cullowhee, NC 28723
- **County:** Jackson
- **Neighborhood:** Highland Ridge
- **Coordinates:** 35.327866, -83.1865364
- **Google Maps:** https://www.google.com/maps?q=35.327866,-83.1865364

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/81-Otter-Ridge-Road-Cullowhee-NC-28723/unbranded

## Listing Agent

- **Name:** Will Mayse
- **Brokerage:** SUNDOG REAL ESTATE
- **Broker Phone:** 8282931000
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/81-Otter-Ridge-Rd_Cullowhee_NC_28723_M93730-12827?f=listhub&s=FBRNC&m=26046830&c=propsimple)

## Photos

![81 Otter Ridge Road - Photo 1](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2324171979r.jpg)

![81 Otter Ridge Road - Photo 2](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2033515971r.jpg)

![81 Otter Ridge Road - Photo 3](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f559042466r.jpg)

![81 Otter Ridge Road - Photo 4](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2592162624r.jpg)

![81 Otter Ridge Road - Photo 5](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f4148660051r.jpg)

![81 Otter Ridge Road - Photo 6](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f1747358012r.jpg)

![81 Otter Ridge Road - Photo 7](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f482770740r.jpg)

![81 Otter Ridge Road - Photo 8](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f1467061922r.jpg)

![81 Otter Ridge Road - Photo 9](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f17924420r.jpg)

![81 Otter Ridge Road - Photo 10](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2289368978r.jpg)

![81 Otter Ridge Road - Photo 11](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f74917754r.jpg)

![81 Otter Ridge Road - Photo 12](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f1165449271r.jpg)

![81 Otter Ridge Road - Photo 13](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f3780031142r.jpg)

![81 Otter Ridge Road - Photo 14](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2841819421r.jpg)

![81 Otter Ridge Road - Photo 15](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f270826940r.jpg)

![81 Otter Ridge Road - Photo 16](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f1421719387r.jpg)

![81 Otter Ridge Road - Photo 17](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f1119452934r.jpg)

![81 Otter Ridge Road - Photo 18](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2563257481r.jpg)

![81 Otter Ridge Road - Photo 19](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f1139388088r.jpg)

![81 Otter Ridge Road - Photo 20](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2032709983r.jpg)

![81 Otter Ridge Road - Photo 21](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f4216085282r.jpg)

![81 Otter Ridge Road - Photo 22](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f1138331084r.jpg)

![81 Otter Ridge Road - Photo 23](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2822163487r.jpg)

![81 Otter Ridge Road - Photo 24](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f1290166933r.jpg)

![81 Otter Ridge Road - Photo 25](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f731224678r.jpg)

![81 Otter Ridge Road - Photo 26](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2965065718r.jpg)

![81 Otter Ridge Road - Photo 27](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f3085744903r.jpg)

![81 Otter Ridge Road - Photo 28](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2836589280r.jpg)

![81 Otter Ridge Road - Photo 29](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f1274397578r.jpg)

![81 Otter Ridge Road - Photo 30](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f2494658582r.jpg)

![81 Otter Ridge Road - Photo 31](http://lh.rdcpix.com/6a648f47c96ed024ce185c81065975fal-f225299125r.jpg)

---

**MLS#:** 26046830 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/81-otter-ridge-road-cullowhee-nc-28723-c259b2b37b8a400e9198d232e33c51a6)

---

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