# 81 Rowland Street, Ballston Spa, NY 12020

> **TL;DR:** 3bd/1ba single family, $285,000 ($220/sqft), built 1955, 1,296 sqft.
> Fireplace, Hardwood, 1-car garage. Est. $1,524/mo. Listed 176 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $285,000 |
| Price/sqft | $220 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,296 |
| Year Built | 1955 |
| Lot Size | 30,492 sqft (0.70 acres) |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 176 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,441 |
| Estimated Insurance | $83 |
| **Total** | **$1,524** |

## Nearby Schools

- **Elementary:** Malta Avenue
- **High:** Ballston Spa

## Key Amenities

- Fireplace
- Hardwood
- 1-car garage

## Property Highlights

- Built in 1955
- 0.70 acre lot
- 8 parking spaces
- Fireplace

## Description

### Agent Description
PRICE REDUCTION! 28K CREDIT AT CLOSING FOR REPAIRS! $285,000 - $28,000 = $257,000! Just outside the Village of Ballston Spa, this cape style home sits on the CDTA bus line for easy commuting. The lot itself is very long, and the house sits back from Rowland St. Driveway has turnaround for convenience. VERY private and sunny, fenced in backyard. Newer windows, natural gas fireplace in LR/DR, and newer upstairs washer/dryer combo unit. (A washer and dryer set are also included in the sale and are located in the basement.) Second story bonus space can be used as den/study/playroom and an enclosed back porch with bench storage keeps the coats and boots out of the way. Enjoy the shops, restaurants, and events in the nearby village.... check it out...this might be just what you're looking for!

## Location

- **Address:** 81 Rowland Street, Ballston Spa, NY 12020
- **County:** Saratoga
- **Coordinates:** 43.016123, -73.849855
- **Google Maps:** https://www.google.com/maps?q=43.016123,-73.849855

## Listing Agent

- **Name:** Charles G Latham · **License:** 10371201180
- **Brokerage:** Charlie Latham Realty
- **Broker Phone:** (518) 879-9663
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/81-Rowland-St_Ballston-Spa_NY_12020_M40464-46167?f=listhub&s=CRMLSNY&m=202616355&c=propsimple)

## Photos

![81 Rowland Street - Photo 1](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f1113347204r.jpg)

![81 Rowland Street - Photo 2](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2105177148r.jpg)

![81 Rowland Street - Photo 3](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2094329146r.jpg)

![81 Rowland Street - Photo 4](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2566244881r.jpg)

![81 Rowland Street - Photo 5](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3345182139r.jpg)

![81 Rowland Street - Photo 6](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2057779414r.jpg)

![81 Rowland Street - Photo 7](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2643690711r.jpg)

![81 Rowland Street - Photo 8](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f994526652r.jpg)

![81 Rowland Street - Photo 9](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f62963053r.jpg)

![81 Rowland Street - Photo 10](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3024511375r.jpg)

![81 Rowland Street - Photo 11](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f1897522489r.jpg)

![81 Rowland Street - Photo 12](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3204087668r.jpg)

![81 Rowland Street - Photo 13](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2567585414r.jpg)

![81 Rowland Street - Photo 14](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f1563113940r.jpg)

![81 Rowland Street - Photo 15](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3927748661r.jpg)

![81 Rowland Street - Photo 16](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f1687253400r.jpg)

![81 Rowland Street - Photo 17](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f1435406408r.jpg)

![81 Rowland Street - Photo 18](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f221132489r.jpg)

![81 Rowland Street - Photo 19](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3158688509r.jpg)

![81 Rowland Street - Photo 20](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2819482810r.jpg)

![81 Rowland Street - Photo 21](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f1499215234r.jpg)

![81 Rowland Street - Photo 22](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2991571379r.jpg)

![81 Rowland Street - Photo 23](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2219518873r.jpg)

![81 Rowland Street - Photo 24](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3540058121r.jpg)

![81 Rowland Street - Photo 25](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2139587652r.jpg)

![81 Rowland Street - Photo 26](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f353352440r.jpg)

![81 Rowland Street - Photo 27](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2203564646r.jpg)

![81 Rowland Street - Photo 28](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f864339283r.jpg)

![81 Rowland Street - Photo 29](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3230810429r.jpg)

![81 Rowland Street - Photo 30](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3722439709r.jpg)

![81 Rowland Street - Photo 31](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3987210183r.jpg)

![81 Rowland Street - Photo 32](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3369955667r.jpg)

![81 Rowland Street - Photo 33](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2815764709r.jpg)

![81 Rowland Street - Photo 34](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3057117781r.jpg)

![81 Rowland Street - Photo 35](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f1222491167r.jpg)

![81 Rowland Street - Photo 36](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f2221551587r.jpg)

![81 Rowland Street - Photo 37](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3722655100r.jpg)

![81 Rowland Street - Photo 38](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f3852300083r.jpg)

![81 Rowland Street - Photo 39](http://lh.rdcpix.com/6f5229184d78d2716ecaa6300111ec61l-f185101954r.jpg)

---

**MLS#:** 202616355 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/81-rowland-street-ballston-spa-ny-12020-9c02dcd57b384eecb975d2f11b5a96b6)

---

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      "@id": "https://staging.propertysimple.ai/listing/81-rowland-street-ballston-spa-ny-12020-9c02dcd57b384eecb975d2f11b5a96b6#brokerage",
      "name": "Charlie Latham Realty",
      "telephone": "(518) 879-9663"
    }
  }
}
```