# 811 / 813 S Commerce Street, Lockhart, TX 78644 > **TL;DR:** 3bd/3ba single family, $675,000 ($260/sqft), built 1920, 2,599 sqft. > Fireplace, A/C. Est. $3,610/mo. Listed 94 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $675,000 | | Price/sqft | $260 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,599 | | Year Built | 1920 | | Lot Size | 12,110 sqft (0.28 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 94 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,413 | | Estimated Insurance | $197 | | **Total** | **$3,610** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1920 - 0.28 acre lot - 2 stories - Fireplace ## Description ### Agent Description TURNKEY BUNGALOW + INCOME-PRODUCING GUEST HOME - steps from Downtown Lockhart! Welcome to 811 S. Commerce - a beautifully restored craftsman bungalow with a fully separate, tenant-occupied guest home already generating rental income. Talk about a rare find! The main home is pristine, top to bottom. Classic curb appeal greets you with slate-blue siding, a cheerful coral front door, a durable metal roof, and a deep covered front porch made for rocking chairs and evening breezes. Inside, 3 bedrooms and 2.5 baths are thoughtfully laid out - 2 bedrooms plus a 1.5 bath downstairs, and a private bedroom retreat with its own full bath upstairs. Wide-plank wood-look flooring flows through an open living and dining area, anchored by a show-stopping stacked-stone fireplace. The kitchen is a showpiece too, with a designer chevron tile accent wall, a stainless farmhouse sink, and stainless appliances. Bathrooms are crisp, white, and fully updated. Step out back to a covered deck strung with market lights, overlooking a huge shaded backyard with a storage shed - plenty of room to entertain, garden, or just unwind. A gated side yard adds rare parking for a boat, RV, or trailer. Then there's the guest home (813 S. Commerce) - 2 bedrooms, 1 bath, its own kitchen, its own driveway, and its own private backyard. It's currently tenant-occupied and cash-flowing from day one, making this the ultimate house-hack or investment add. No HOA. No detail overlooked. Just blocks from Lockhart's downtown shops, restaurants, and BBQ legends. Homes like this - move-in ready with built-in income - don't come around often. ## Location - **Address:** 811 / 813 S Commerce Street, Lockhart, TX 78644 - **County:** Caldwell - **Coordinates:** 29.875834, -97.669769 - **Google Maps:** https://www.google.com/maps?q=29.875834,-97.669769 ## Listing Agent - **Name:** Elizabeth Schmidtberger · **License:** 0690215 - **Brokerage:** TS Realty - **Broker Phone:** (210) 269-9940 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/811-813-S-Commerce-St_Lockhart_TX_78644_M93181-13529?f=listhub&s=SMABOR&m=621032&c=propsimple) ## Photos ![811 / 813 S Commerce Street - Photo 1](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f3219886568r.jpg) ![811 / 813 S Commerce Street - Photo 2](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f799214842r.jpg) ![811 / 813 S Commerce Street - Photo 3](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f3444839134r.jpg) ![811 / 813 S Commerce Street - Photo 4](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f2836199520r.jpg) ![811 / 813 S Commerce Street - Photo 5](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f2478513390r.jpg) ![811 / 813 S Commerce Street - Photo 6](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f1122861413r.jpg) ![811 / 813 S Commerce Street - Photo 7](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f2544156028r.jpg) ![811 / 813 S Commerce Street - Photo 8](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f3952808736r.jpg) ![811 / 813 S Commerce Street - Photo 9](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f3692911856r.jpg) ![811 / 813 S Commerce Street - Photo 10](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f2087806036r.jpg) ![811 / 813 S Commerce Street - Photo 11](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f1898576359r.jpg) ![811 / 813 S Commerce Street - Photo 12](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f2461694986r.jpg) ![811 / 813 S Commerce Street - Photo 13](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f3920133545r.jpg) ![811 / 813 S Commerce Street - Photo 14](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f1566454825r.jpg) ![811 / 813 S Commerce Street - Photo 15](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f2075201340r.jpg) ![811 / 813 S Commerce Street - Photo 16](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f1963531431r.jpg) ![811 / 813 S Commerce Street - Photo 17](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f446998919r.jpg) ![811 / 813 S Commerce Street - Photo 18](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f3161655016r.jpg) ![811 / 813 S Commerce Street - Photo 19](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f35388310r.jpg) ![811 / 813 S Commerce Street - Photo 20](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f3162112140r.jpg) ![811 / 813 S Commerce Street - Photo 21](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f1733700393r.jpg) ![811 / 813 S Commerce Street - Photo 22](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f4191423473r.jpg) ![811 / 813 S Commerce Street - Photo 23](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f4120532919r.jpg) ![811 / 813 S Commerce Street - Photo 24](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f3315656485r.jpg) ![811 / 813 S Commerce Street - Photo 25](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f134096275r.jpg) ![811 / 813 S Commerce Street - Photo 26](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f188925638r.jpg) ![811 / 813 S Commerce Street - Photo 27](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f1529672558r.jpg) ![811 / 813 S Commerce Street - Photo 28](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f2341731928r.jpg) ![811 / 813 S Commerce Street - Photo 29](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f2301170552r.jpg) ![811 / 813 S Commerce Street - Photo 30](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f1172114264r.jpg) ![811 / 813 S Commerce Street - Photo 31](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f3359993584r.jpg) ![811 / 813 S Commerce Street - Photo 32](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f992652549r.jpg) ![811 / 813 S Commerce Street - Photo 33](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f1919242055r.jpg) ![811 / 813 S Commerce Street - Photo 34](http://lh.rdcpix.com/8a35ca2663f489528a17578550cbf0acl-f532527863r.jpg) --- **MLS#:** 621032 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Central Texas Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/811-813-s-commerce-street-lockhart-tx-78644-73482380dde14b2c85487fdcbb1ab407) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/811-813-s-commerce-street-lockhart-tx-78644-73482380dde14b2c85487fdcbb1ab407#listing", "url": "https://staging.propertysimple.ai/listing/811-813-s-commerce-street-lockhart-tx-78644-73482380dde14b2c85487fdcbb1ab407", "name": "811 / 813 S Commerce Street, Lockhart, TX 78644", "description": "TURNKEY BUNGALOW + INCOME-PRODUCING GUEST HOME - steps from Downtown Lockhart! Welcome to 811 S. Commerce - a beautifully restored craftsman bungalow with a fully separate, tenant-occupied guest home already generating rental income. Talk about a rare find! The main home is pristine, top to bottom. Classic curb appeal greets you with slate-blue siding, a cheerful coral front door, a durable metal roof, and a deep covered front porch made for rocking chairs and evening breezes. Inside, 3 bedrooms and 2.5 baths are thoughtfully laid out - 2 bedrooms plus a 1.5 bath downstairs, and a private bedroom retreat with its own full bath upstairs. Wide-plank wood-look flooring flows through an open living and dining area, anchored by a show-stopping stacked-stone fireplace. The kitchen is a showpiece too, with a designer chevron tile accent wall, a stainless farmhouse sink, and stainless appliances. Bathrooms are crisp, white, and fully updated. Step out back to a covered deck strung with market lights, overlooking a huge shaded backyard with a storage shed - plenty of room to entertain, garden, or just unwind. A gated side yard adds rare parking for a boat, RV, or trailer. Then there's the guest home (813 S. Commerce) - 2 bedrooms, 1 bath, its own kitchen, its own driveway, and its own private backyard. It's currently tenant-occupied and cash-flowing from day one, making this the ultimate house-hack or investment add. No HOA. No detail overlooked. Just blocks from Lockhart's downtown shops, restaurants, and BBQ legends. 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