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About This Home

This 3-bedroom, 5-bathroom single family at 817 Pine Top Lane in Gatlinburg, TN is listed for $999,900 ($427 per sqft). Built in 2022, the home offers 2,340 sqft of living space on a 0.34 acres lot.

Agent Description

**Turnkey Smoky Mountain Investment + Private Retreat with Proven Income** Welcome to The Cozy Bear--a fully furnished, income-producing cabin offering the rare combination of strong rental performance, thoughtful design, and true turnkey ownership in one of Gatlinburg's most established communities.

Built in 2022 and meticulously maintained, this 3-bedroom, 3 full bath, 3 half bath cabin is designed for maximum guest appeal and owner flexibility. Each level features its own private suite--ideal for groups, repeat bookings, and premium nightly rates--plus an additional half bath on every level for convenience.

The layout is intentionally designed for today's short-term rental guest: Three separate living spaces for larger groups Expansive, fully equipped kitchen for extended stays Two view-facing decks--including a hot tub level and a grilling/entertaining level Million-dollar Smoky Mountain views that drive bookings year-round Located just minutes from

the Gatlinburg Parkway, guests enjoy quick access to top attractions while still experiencing the privacy and serenity that today's travelers are actively seeking. Recent upgrades and features: Three separate HVAC systems for efficiency + guest comfort Whole-house water filtration system (added value for guest experience and reviews) Two water heat

ers to support high-occupancy stays Situated in the sought-after Cobbly Nob community, owners and guests benefit from: 24-hour security HOA-maintained roads (critical for STR reliability) Three swimming pools + pickleball courts Optional access to Bent Creek Golf Course Currently professionally managed through Patriot Property Management, this property has a proven rental history with consistent 5-star guest reviews.

Even with regular owner usage, it has remained a strong performer--leaving clear upside potential for a more investor-focused owner. Whether you're looking to expand your STR portfolio with a proven asset or secure a low-maintenance mountain retreat that offsets its own cost, this property delivers on both lifestyle and investment. *Buyer to verify all information*

Key Features

  • Built in 2022
  • 0.34 acre lot
  • Fireplace

Property Details

3 full, 3 half
2022

Amenities

FireplaceA/C

Monthly Cost Estimate

$7,329/mo

20% down · 6.5% · 30 years

Principal$723
Interest$4,333
Insurance$292
HOA$1,981

Estimates only. Actual payments may vary.

Location

817 Pine Top Lane

Gatlinburg, TN 37738

Cobbly Nob-Broken Pine

Features & Amenities

Interior Features

Walk-In Closet(s)Cathedral Ceiling(s)Kitchen Island

Exterior Features

Gas Grill

Property Details

Construction

Wood Siding Frame

Pool Features

DeckPorch

Parking

Off Street

Heating

CentralElectric (Heating)Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRangeRefrigeratorSelf Cleaning OvenWasher

Questions & Answers

This 3-bedroom, 5-bathroom single family at 817 Pine Top Lane is listed at $999,900 ($427/sqft). The estimated monthly payment is $6,314 based on 20% down at 6.5% interest.

HOA fees are $1981/month.

Key features include: Built in 2022, 0.34 acre lot, Fireplace. Interior Features: Walk-In Closet(s), Cathedral Ceiling(s), Kitchen Island. Exterior Features: Gas Grill.

This property is listed by Susan Thompson and can be reached at (865) 621-2040 or sethomasrealtor@gmail.com.

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ST

Susan Thompson

Agent at United Real Estate Solutions

(865) 621-2040

Listed by United Real Estate Solutions · View on Broker Site

MLS# 1337013· Source: listhub· Updated 2 days ago

Copyright © 2026 East Tennessee Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

817 Pine Top Lane, Gatlinburg, TN 37738

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