# 819 & 821 Clay St., Kerrville, TX 78028 > **TL;DR:** 2bd/2ba single family, $399,000 ($401/sqft), built 1961, 996 sqft. Est. $2,134/mo. Listed 100 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,000 | | Price/sqft | $401 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 996 | | Year Built | 1961 | | Lot Size | 33,498 sqft (0.77 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 100 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,018 | | Estimated Insurance | $116 | | **Total** | **$2,134** | ## Property Highlights - Built in 1961 - 0.77 acre lot ## Description ### Agent Description Sitting on two (2) adjacent lots totaling 0.769 ac (0.3553 ac for the house & 0.4137 for the adjacent vacant lot), this charming cottage sits just 1 block west of Sidney Baker St. and would make the perfect starter home, small business office, or rental property. Built in 1961 with 996 SqFt of living space, the house has 2 bedrooms, 2 full bathrooms, a single car garage, and a carport. The lots are level with good soils and scattered trees. A second house could be built on the adjacent vacant lot or it could be sold separately. This property sits in a fantastic location on a good street and offers many possibilities. Zoned RT (Residential Transition). The house address is 819 Clay St. and the adjacent vacant lot address is 821 Clay St. Property taxes for 2026 are estimated to be $3,146.78 ($2,481.50 for the house and $665.28 for the adjacent vacant lot). ## Location - **Address:** 819 & 821 Clay St., Kerrville, TX 78028 - **County:** Kerr - **Neighborhood:** N/A, Not in Sub - **Coordinates:** 30.05260358, -99.13645605 - **Google Maps:** https://www.google.com/maps?q=30.05260358,-99.13645605 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/819-821-Clay-St-Kerrville-TX-78028/unbranded ## Listing Agent - **Name:** Jeremy Lacy - **Brokerage:** Anders Realty - Fredericksburg - **Broker Phone:** 8309906999 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/819-and-821-Clay-St_Kerrville_TX_78028_M97933-98863?f=listhub&s=CHCBORTX&m=105012&c=propsimple) ## Photos ![819 & 821 Clay St. - Photo 1](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f393874811r.jpg) ![819 & 821 Clay St. - Photo 2](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3111670780r.jpg) ![819 & 821 Clay St. - Photo 3](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f501827655r.jpg) ![819 & 821 Clay St. - Photo 4](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f382189647r.jpg) ![819 & 821 Clay St. - Photo 5](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f4022580146r.jpg) ![819 & 821 Clay St. - Photo 6](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f660592438r.jpg) ![819 & 821 Clay St. - Photo 7](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f28326688r.jpg) ![819 & 821 Clay St. - Photo 8](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1134055441r.jpg) ![819 & 821 Clay St. - Photo 9](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f397070206r.jpg) ![819 & 821 Clay St. - Photo 10](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1715380472r.jpg) ![819 & 821 Clay St. - Photo 11](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3502906526r.jpg) ![819 & 821 Clay St. - Photo 12](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1762303841r.jpg) ![819 & 821 Clay St. - Photo 13](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1710180835r.jpg) ![819 & 821 Clay St. - Photo 14](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f2664218603r.jpg) ![819 & 821 Clay St. - Photo 15](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f242899352r.jpg) ![819 & 821 Clay St. - Photo 16](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f248855616r.jpg) ![819 & 821 Clay St. - Photo 17](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3694595542r.jpg) ![819 & 821 Clay St. - Photo 18](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3829839372r.jpg) ![819 & 821 Clay St. - Photo 19](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f240158416r.jpg) ![819 & 821 Clay St. - Photo 20](http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f4044978640r.jpg) --- **MLS#:** 105012 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Central Hill Country Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/819-821-clay-st-kerrville-tx-78028-88991bd462954a0faabf6c97d4efbb2d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/819-821-clay-st-kerrville-tx-78028-88991bd462954a0faabf6c97d4efbb2d#listing", "url": "https://staging.propertysimple.ai/listing/819-821-clay-st-kerrville-tx-78028-88991bd462954a0faabf6c97d4efbb2d", "name": "819 & 821 Clay St., Kerrville, TX 78028", "description": "Sitting on two (2) adjacent lots totaling 0.769 ac (0.3553 ac for the house & 0.4137 for the adjacent vacant lot), this charming cottage sits just 1 block west of Sidney Baker St. and would make the perfect starter home, small business office, or rental property. Built in 1961 with 996 SqFt of living space, the house has 2 bedrooms, 2 full bathrooms, a single car garage, and a carport. The lots are level with good soils and scattered trees. A second house could be built on the adjacent vacant lot or it could be sold separately. This property sits in a fantastic location on a good street and offers many possibilities. Zoned RT (Residential Transition). The house address is 819 Clay St. and the adjacent vacant lot address is 821 Clay St. Property taxes for 2026 are estimated to be $3,146.78 ($2,481.50 for the house and $665.28 for the adjacent vacant lot).", "image": [ "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f393874811r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3111670780r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f501827655r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f382189647r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f4022580146r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f660592438r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f28326688r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1134055441r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f397070206r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1715380472r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3502906526r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1762303841r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1710180835r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f2664218603r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f242899352r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f248855616r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3694595542r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3829839372r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f240158416r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f4044978640r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f393874811r.jpg", "caption": "819 & 821 Clay St. - Kerrville, TX" }, "datePosted": "2026-07-24", "dateModified": "2026-10-27T20:25:42.801Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/819-821-clay-st-kerrville-tx-78028-88991bd462954a0faabf6c97d4efbb2d#property", "name": "819 & 821 Clay St., Kerrville, TX 78028", "address": { "@type": "PostalAddress", "streetAddress": "819 & 821 Clay St.", "addressLocality": "Kerrville", "addressRegion": "TX", "postalCode": "78028", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 30.05260358, "longitude": -99.13645605 }, "image": [ "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f393874811r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3111670780r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f501827655r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f382189647r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f4022580146r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f660592438r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f28326688r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1134055441r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f397070206r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1715380472r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3502906526r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1762303841r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f1710180835r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f2664218603r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f242899352r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f248855616r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3694595542r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f3829839372r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f240158416r.jpg", "http://lh.rdcpix.com/51ef0b3da75ad6eceb0985d21185336al-f4044978640r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "105012" }, "accommodationCategory": "Other", "numberOfBedrooms": 2, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 996, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1961, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Electric (Heating)" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Wood Siding" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Carport" } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.77 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Other" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/819-821-clay-st-kerrville-tx-78028-88991bd462954a0faabf6c97d4efbb2d#offer", "url": "https://staging.propertysimple.ai/listing/819-821-clay-st-kerrville-tx-78028-88991bd462954a0faabf6c97d4efbb2d", "price": 399000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/819-821-clay-st-kerrville-tx-78028-88991bd462954a0faabf6c97d4efbb2d#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/819-821-clay-st-kerrville-tx-78028-88991bd462954a0faabf6c97d4efbb2d#agent", "name": "Jeremy Lacy", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/819-821-clay-st-kerrville-tx-78028-88991bd462954a0faabf6c97d4efbb2d#brokerage", "name": "Anders Realty - Fredericksburg", "telephone": "8309906999" } } } ```