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About This Home

This 3-bedroom, 3-bathroom single family at 819 S Topsail Drive in Surf City, NC is listed for $780,000 ($593 per sqft). Built in 1990, the home offers 1,315 sqft of living space on a 1.34 acres lot.

Agent Description

Imagine a coastal retreat with front-row views of the Intracoastal Waterway and unforgettable sunsets. Set on an expansive 1.34-acre soundfront lot, enjoy a daily spectacle of passing boats and the iconic Surf City bridge illuminating the horizon. Inside, the spacious kitchen features stainless steel appliances and a custom wood floor that opens to the main living area, where vaulted ceilings and large windows frame the water beyond.

Step outside to enjoy your morning coffee or evening breeze on the screened porch while watching life unfold on the ICW. The main living level includes a bedroom and full bath. Upstairs, an octagonal window offers a charming peek at the bridge, leading to the primary bedroom, an additional bedroom, and another full bath.

The ground level adds flexible space with a studio-style area featuring a third bathroom (unpermitted), kitchenette, sleeping area, ample storage, and a mini garage perfect for a golf cart or beach gear. Outdoors, the property is landscaped with hearty coastal flora and generous decking ideal for entertaining.

Nature lovers will appreciate the birdlife and the potential to build a dock to a navigable channel (subject to permits). With no HOA restrictions, this property offers excellent short-term rental potential and presents a unique opportunity for savvy investors or home buyers to make their island dreams a reality.

Beach access is easy via a 3' pedestrian easement to South Shore Drive, with public beach access just two blocks away at the 600 block of South Shore Dr and Charlotte Ave. 819 S Topsail Dr is perfectly positioned in the heart of town, just moments from shopping, dining, Soundside Park, the Surf City fishing pier, ice cream parlors, surf shops, coffee houses, fish markets, and boutiques.

Located only 300 feet from Kenneth Batts Family Park with a playground, basketball court and pier, this home delivers the best of waterfront living in Surf City. Seller is offering a one-year home warranty with acceptable offer. Existing flood insurance policy may be assumable by the new owner. Coverage limits and replacement value should be independently verified with the insurance provider. Potential for a dock, subject to permitting and regulatory approvals.

Key Features

  • Built in 1990
  • 1.34 acre lot
  • 2 stories
  • 1 parking spaces
  • Waterfront

Property Details

2 stories
3 full
1 space
1990

Amenities

WaterfrontA/C

Monthly Cost Estimate

$4,172/mo

20% down · 6.5% · 30 years

Principal$564
Interest$3,380
Insurance$228

Estimates only. Actual payments may vary.

Location

819 S Topsail Drive

Surf City, NC 28445

Not In Subdivision

Features & Amenities

Interior Features

Vaulted Ceiling(s)High CeilingsCeiling Fan(s)Blinds/Shades

Exterior Features

Outdoor Shower

Property Details

Flooring

CarpetLvt/lvpWood

Construction

Wood Siding Wood Frame

Pool Features

PorchDeck

Parking

Golf CartGarage

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Central Air

Appliances

Electric OvenWasherRefrigeratorDryerDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 819 S Topsail Drive is listed at $780,000 ($593/sqft). The estimated monthly payment is $3,380 based on 20% down at 6.5% interest.

Key features include: Built in 1990, 1.34 acre lot, 2 stories, 1 parking spaces, Waterfront. Interior Features: Vaulted Ceiling(s), High Ceilings, Ceiling Fan(s). Exterior Features: Outdoor Shower.

This property is listed by Christina C Howard and can be reached at 9102287707 or christinahoward@seacoastrealty.com.

CH

Christina C Howard

Agent at Coldwell Banker Sea Coast Advantage-Hampstead

(910) 228-7707

Listed by Coldwell Banker Sea Coast Advantage-Hampstead

MLS# 100551254· Source: listhub· Updated 74 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

819 S Topsail Drive, Surf City, NC 28445

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