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About This Home

This 2-bedroom, 2-bathroom condo at 8198 TERRACE GARDEN DRIVE N in ST PETERSBURG, FL is listed for $199,900 ($139 per sqft). Built in 1985, the home offers 1,440 sqft of living space on a N/A lot.

Agent Description

MOVE IN READY 4th FLOOR CONDO in the highly desirable Radcliffe building and Terrace Park of Five Towns, an active 55+ community. This great floor plan features 1,400+ sq ft of living space, 2 Bedrooms, 2 Bathrooms, a combination Living Room / Dining Room, a large inside Laundry Room with a utility sink, lots of built-in storage and open storage

racks, a cozy Family Room and a Balcony from which you will enjoy beautiful views of the Cross Creek Bayou and incredible sunsets. Both the Family Room windows and Balcony screens are protected by electric hurricane shutters. Upon entering, you will appreciate the light and bright interior with laminate flooring throughout, carpeting in the Bedrooms and tile in the Bathrooms and Kitchen.

The interior has been painted in a calming Coastal sea mist green and the windows are complemented with white plantation shutters. The over-sized Master Bedroom has a spacious walk-in closet with a built-in closet organizer and a linen closet. The en-suite Master Bathroom upgrades include a comfort height vanity and commode, lighting, mirror and faucet.

Other updates include a Whirlpool refrigerator (2024), an Amana Washer/Dryer, and a garbage disposal (2026). Monthly maintenance of $960.02 includes cable, internet, water, sewer, trash, and gas for cooking. Five Towns is an active 55+ community offering a variety of activities, a clubhouse, fitness center, billiards room, a private heated in-gro

und pool along with other community pools and 2nd & 5th floor sun decks just for Radcliffe residents! You’ll get plenty of exercise playing on the Pickleball, Shuffleboard, Tennis and Bocce courts or enjoying a stroll on the community walking paths! You are conveniently located within 5 miles of both Seminole and Tyrone Malls, local restaurants, banking, cultural venues, medical care and just 5 miles from our famous white sandy Gulf beaches!

1 pet, 25 lb max is welcome. Furniture is negotiable with home purchase but you wouldn’t want to pass it up! Don’t let this one get away - schedule your showing today!

Key Features

  • Built in 1985

Property Details

2 full
#409
1985

Monthly Cost Estimate

$1,069/mo

20% down · 6.5% · 30 years

Principal$145
Interest$866
Insurance$58

Estimates only. Actual payments may vary.

Location

8198 TERRACE GARDEN DRIVE N

ST PETERSBURG, FL 33709

TERRACE PARK OF FIVE TOWNS

Features & Amenities

Interior Features

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Window Treatments

Exterior Features

PavedBalconyHurricane ShuttersLightingOutdoor GrillSidewalkSliding DoorsTennis Court(s)

Property Details

Flooring

CarpetLaminateTile

Construction

BlockStucco

Parking

AssignedCarportCoveredGuest

Heating

CentralNatural Gas

Cooling

Central Air

Appliances

DishwasherDryerGarbage DisposerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom condo at 8198 TERRACE GARDEN DRIVE N is listed at $199,900 ($139/sqft). The estimated monthly payment is $866 based on 20% down at 6.5% interest.

Key features include: Built in 1985. Interior Features: Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo. Exterior Features: Paved, Balcony, Hurricane Shutters.

This property is listed by Luisa Tolusso and can be reached at 7273857342 or LTolusso@msn.com.

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LT

Luisa Tolusso

Agent at MAINLANDS REAL ESTATE INC

(727) 385-7342

Listed by MAINLANDS REAL ESTATE INC · View on Broker Site

MLS# TB8457614· Source: listhub· Updated 101 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8198 TERRACE GARDEN DRIVE N, ST PETERSBURG, FL 33709

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