# 820 BAY RIDGE Avenue, Annapolis, MD 21403 > **TL;DR:** 4bd/5ba single family, $1,799,000 ($461/sqft), built 2011, 3,900 sqft. > Fireplace, A/C, 2-car garage. Est. $9,772/mo. Listed 58 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,799,000 | | Price/sqft | $461 | | Bedrooms | 4 | | Bathrooms | 4 full, 1 half | | Square Feet | 3,900 | | Year Built | 2011 | | Lot Size | 2,958 sqft (0.07 acres) | | Stories | 4 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 58 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $9,097 | | Estimated Insurance | $525 | | HOA | $150 | | **Total** | **$9,772** | ## Nearby Schools - **Elementary:** EASTPORT - **Middle:** ANNAPOLIS - **High:** ANNAPOLIS ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2011 - 0.07 acre lot - 4 stories - 4 parking spaces - Fireplace ## Description ### Agent Description Ooh la la, Eastport. There is something unmistakably special about life here-and 820 Bay Ridge Avenue captures it beautifully. Set within coveted Sailor's Quay, this exceptional residence delivers the rare combination of space, sophistication, outdoor living, and walkability, all just moments from the heart of Annapolis. Behind the white picket fence, manicured landscaping and a gracious brick front porch create a picture-perfect welcome. Step inside to more than 4,000 square feet of beautifully finished living across FOUR levels, where rich hardwood floors, 9-foot ceilings, elegant millwork, tray ceilings, and plantation shutters create a home that feels polished without ever feeling fussy. Thoughtfully customized during construction, the residence includes numerous builder upgrades, enhanced electrical features, and details designed to make everyday living as effortless as the home is beautiful. At its heart is a fabulous kitchen with honed granite countertops, premium appliances, abundant cabinetry, and a generous center island opening seamlessly to the family room and upgraded gas fireplace. The formal dining room is ready for holidays, celebrations, and memorable dinners, while the adjoining sitting room or study is perfect for working from home, curling up with a favorite book, or ending the evening with a bourbon. And then there is the outdoor living. Morning coffee on the front porch overlooking the flower garden. Dinner in your private English courtyard. Cocktails under the stars on the second-floor terrace. Professionally enhanced landscaping creates an intimate retreat, while ceiling fans, a dedicated natural gas line for grilling, and the opportunity for a future fire feature make these spaces as functional as they are beautiful. Upstairs, the primary suite feels like a private escape, with a custom walk-in closet, spa-inspired bath, and expansive sitting room. A generous junior suite with its own bath offers wonderful privacy for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath. The finished third-floor loft brings even more possibilities-a home office, fitness studio, media room, guest retreat, or whatever life calls for next. The finished lower level adds a spacious family room and full bath, providing even more flexibility for entertaining, extended stays, or multigenerational living. And in a feature rarely found, the home was designed with the future in mind with a framed elevator shaft, allowing an elevator to be added without compromising the architecture or thoughtful floor plan. But perhaps the greatest luxury of 820 Bay Ridge Avenue is everything waiting just outside your front door. Walk to St. Mary's. Walk to dinner. Walk to neighborhood cafes and marinas. Walk to the Annapolis Yacht Club and Eastport Yacht Club. Cross the Spa Creek Drawbridge into Historic Downtown Annapolis and City Dock. Spend the afternoon on the Chesapeake, meet friends for dinner on the water, browse the shops and galleries downtown, or take the water taxi home after an evening out. Morning coffee around the corner. An afternoon on the water. Dinner in Eastport. Ice cream at City Dock. School, sailing, restaurants, shopping, marinas, yacht clubs, and downtown Annapolis-all without having to get in the car. And somehow, you still come home to more than 4,000 square feet, four finished levels, beautiful outdoor spaces, exceptional privacy, extensive custom upgrades, and future elevator capability. No need to choose between space, sophistication, and walkability. Here, you get all three. Polished. Coastal. Effortlessly Annapolis. Ooh la la, indeed. ## Location - **Address:** 820 BAY RIDGE Avenue, Annapolis, MD 21403 - **County:** ANNE ARUNDEL - **Neighborhood:** EASTPORT - **Coordinates:** 38.9682, -76.48766 - **Google Maps:** https://www.google.com/maps?q=38.9682,-76.48766 ## Virtual Tour & Media - **Video Tour:** https://media.recreativevisual.com/820-Bay-Ridge-Ave/idx ## Listing Agent - **Name:** Wendy T Oliver · **License:** 17673 - **Brokerage:** Coldwell Banker Residential Brokerage - **Broker Phone:** (410) 224-2200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/820-Bay-Ridge-Ave_Annapolis_MD_21403_M55293-05214?f=listhub&s=TRENDPA&m=MDAA2156026&c=propsimple) ## Photos ![820 BAY RIDGE Avenue - Photo 1](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f1927855524r.jpg) ![820 BAY RIDGE Avenue - Photo 2](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f2291490598r.jpg) ![820 BAY RIDGE Avenue - Photo 3](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f1258058922r.jpg) ![820 BAY RIDGE Avenue - Photo 4](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3004731535r.jpg) ![820 BAY RIDGE Avenue - Photo 5](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f2618950082r.jpg) ![820 BAY RIDGE Avenue - Photo 6](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f1385632871r.jpg) ![820 BAY RIDGE Avenue - Photo 7](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f90557186r.jpg) ![820 BAY RIDGE Avenue - Photo 8](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f2351056906r.jpg) ![820 BAY RIDGE Avenue - Photo 9](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f1235547122r.jpg) ![820 BAY RIDGE Avenue - Photo 10](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f1216043148r.jpg) ![820 BAY RIDGE Avenue - Photo 11](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f238374222r.jpg) ![820 BAY RIDGE Avenue - Photo 12](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f1013068384r.jpg) ![820 BAY RIDGE Avenue - Photo 13](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f1877160838r.jpg) ![820 BAY RIDGE Avenue - 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Photo 24](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3948034103r.jpg) ![820 BAY RIDGE Avenue - Photo 25](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f1841575878r.jpg) ![820 BAY RIDGE Avenue - Photo 26](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f2320993977r.jpg) ![820 BAY RIDGE Avenue - Photo 27](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f4074597363r.jpg) ![820 BAY RIDGE Avenue - Photo 28](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3394515527r.jpg) ![820 BAY RIDGE Avenue - Photo 29](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3801769427r.jpg) ![820 BAY RIDGE Avenue - Photo 30](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f2775923617r.jpg) ![820 BAY RIDGE Avenue - Photo 31](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3510668652r.jpg) ![820 BAY RIDGE Avenue - Photo 32](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3261275472r.jpg) ![820 BAY RIDGE Avenue - Photo 33](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f2719456012r.jpg) ![820 BAY RIDGE Avenue - Photo 34](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3254430107r.jpg) ![820 BAY RIDGE Avenue - Photo 35](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f4032867661r.jpg) ![820 BAY RIDGE Avenue - Photo 36](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3450658085r.jpg) ![820 BAY RIDGE Avenue - Photo 37](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f318074694r.jpg) ![820 BAY RIDGE Avenue - Photo 38](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f931524159r.jpg) ![820 BAY RIDGE Avenue - Photo 39](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3099618930r.jpg) ![820 BAY RIDGE Avenue - Photo 40](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f2175293362r.jpg) ![820 BAY RIDGE Avenue - Photo 41](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3521128802r.jpg) ![820 BAY RIDGE Avenue - Photo 42](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3256306714r.jpg) ![820 BAY RIDGE Avenue - Photo 43](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f2263378432r.jpg) ![820 BAY RIDGE Avenue - Photo 44](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f4142108848r.jpg) ![820 BAY RIDGE Avenue - Photo 45](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f1186968976r.jpg) ![820 BAY RIDGE Avenue - Photo 46](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3235800363r.jpg) ![820 BAY RIDGE Avenue - Photo 47](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f1286310460r.jpg) ![820 BAY RIDGE Avenue - Photo 48](http://lh.rdcpix.com/47daff2224c4279f2789a5b7c1577d48l-f3062002078r.jpg) --- **MLS#:** MDAA2156026 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/820-bay-ridge-avenue-annapolis-md-21403-fe23e6df2d0c40bb89477796b98d5bc7) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/820-bay-ridge-avenue-annapolis-md-21403-fe23e6df2d0c40bb89477796b98d5bc7#listing", "url": "https://staging.propertysimple.ai/listing/820-bay-ridge-avenue-annapolis-md-21403-fe23e6df2d0c40bb89477796b98d5bc7", "name": "820 BAY RIDGE Avenue, Annapolis, MD 21403", "description": "Ooh la la, Eastport. There is something unmistakably special about life here-and 820 Bay Ridge Avenue captures it beautifully. Set within coveted Sailor's Quay, this exceptional residence delivers the rare combination of space, sophistication, outdoor living, and walkability, all just moments from the heart of Annapolis. Behind the white picket fence, manicured landscaping and a gracious brick front porch create a picture-perfect welcome. Step inside to more than 4,000 square feet of beautifully finished living across FOUR levels, where rich hardwood floors, 9-foot ceilings, elegant millwork, tray ceilings, and plantation shutters create a home that feels polished without ever feeling fussy. Thoughtfully customized during construction, the residence includes numerous builder upgrades, enhanced electrical features, and details designed to make everyday living as effortless as the home is beautiful. At its heart is a fabulous kitchen with honed granite countertops, premium appliances, abundant cabinetry, and a generous center island opening seamlessly to the family room and upgraded gas fireplace. The formal dining room is ready for holidays, celebrations, and memorable dinners, while the adjoining sitting room or study is perfect for working from home, curling up with a favorite book, or ending the evening with a bourbon. And then there is the outdoor living. Morning coffee on the front porch overlooking the flower garden. Dinner in your private English courtyard. Cocktails under the stars on the second-floor terrace. Professionally enhanced landscaping creates an intimate retreat, while ceiling fans, a dedicated natural gas line for grilling, and the opportunity for a future fire feature make these spaces as functional as they are beautiful. Upstairs, the primary suite feels like a private escape, with a custom walk-in closet, spa-inspired bath, and expansive sitting room. A generous junior suite with its own bath offers wonderful privacy for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath. The finished third-floor loft brings even more possibilities-a home office, fitness studio, media room, guest retreat, or whatever life calls for next. The finished lower level adds a spacious family room and full bath, providing even more flexibility for entertaining, extended stays, or multigenerational living. And in a feature rarely found, the home was designed with the future in mind with a framed elevator shaft, allowing an elevator to be added without compromising the architecture or thoughtful floor plan. But perhaps the greatest luxury of 820 Bay Ridge Avenue is everything waiting just outside your front door. Walk to St. Mary's. Walk to dinner. Walk to neighborhood cafes and marinas. Walk to the Annapolis Yacht Club and Eastport Yacht Club. Cross the Spa Creek Drawbridge into Historic Downtown Annapolis and City Dock. 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