About This Home

This 5-bedroom, 4-bathroom single family at 820 Payne Lane #35 in Spring City, TN is listed for $748,000 ($204 per sqft). Built in 1998, the home offers 3,671 sqft of living space on a 1.50 acres lot.

Key Features

  • Built in 1998
  • 1.50 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 2 half
3-car garage
#35
1998

Amenities

FireplaceA/CRV Parking
Listing Description

THE TOTAL PACKAGE--5 BEDROOMS, 1.5 ACRES, POOL, GARAGES & RV PARKING! Spacious 5-bedroom home on approximately 1.5 acres with extensive updates and amenities. Features include fresh paint, new LVT flooring, updated kitchen, gas fireplace, new patio doors, and surround sound.

Enjoy the 20x40 in-ground pool with new liner, large covered patio, multiple garages, RV carport, storage building, 30-amp RV hookup, and parking for 8+ vehicles. Additional highlights include a dedicated office with half bath, underground storm shelter, well, invisible fence, new roof installed October 2025, city water, septic, and included appliances. A rare opportunity offering space, storage, recreation, and convenience!

Monthly Cost Estimate

$4,000/mo

20% down · 6.5% · 30 years

Principal$541
Interest$3,241
Insurance$218

Estimates only. Actual payments may vary.

Location

820 Payne Lane #35

Spring City, TN 37381

Valley Dale

Features & Amenities

Interior Features

Breakfast BarBreakfast NookCathedral Ceiling(s)Central VacuumKitchen IslandOpen FloorplanPrimary DownstairsSplit BedroomsStone CountersWalk-In Closet(s)Whirlpool Tub

Exterior Features

Private YardStorage

Property Details

Flooring

CarpetTileVinyl

Construction

Stone Vinyl Siding

Outdoor Features

PorchPatio

Parking

RVOpen

Heating

Natural GasCentral

Cooling

Multi UnitsElectricCentral Air

Appliances

Water HeaterWasherStainless Steel Appliance(s)RefrigeratorMicrowaveFreezerFree-Standing Electric RangeDryerDisposalDishwasher

Questions & Answers

This 5-bedroom, 4-bathroom single family at 820 Payne Lane is listed at $748,000 ($204/sqft). The estimated monthly payment is $4,000 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1998, 1.50 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Bar, Breakfast Nook, Cathedral Ceiling(s). Exterior Features: Private Yard, Storage.

This property is listed by Teresa D Congioloso.

TC

Teresa D Congioloso

License TN256449

Agent at Keller Williams Greater Downtown Realty dba Charlotte Mabry Team

Listed by Keller Williams Greater Downtown Realty dba Charlotte Mabry Team · Broker phone: (423) 503-0661 · View on Broker Site

MLS# 1541862· Source: Greater Chattanooga Association of REALTORS· 61 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

820 Payne Lane #35, Spring City, TN 37381

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