# 820 Payne Lane #35, Spring City, TN 37381

> **TL;DR:** 5bd/4ba single family, $748,000 ($204/sqft), built 1998, 3,671 sqft.
> Fireplace, A/C, RV Parking, 3-car garage. Est. $4,000/mo. Listed 62 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $748,000 |
| Price/sqft | $204 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 2 half |
| Square Feet | 3,671 |
| Year Built | 1998 |
| Lot Size | 65,340 sqft (1.50 acres) |
| Stories | 2 |
| Garage | 3-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 62 |

## Why This Home Stands Out

- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,782 |
| Estimated Insurance | $218 |
| **Total** | **$4,000** |

## Nearby Schools

- **Elementary:** Spring City
- **Middle:** Spring City
- **High:** Rhea County High School

## Key Amenities

- Fireplace
- A/C
- RV Parking
- 3-car garage

## Property Highlights

- Built in 1998
- 1.50 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
THE TOTAL PACKAGE--5 BEDROOMS, 1.5 ACRES, POOL, GARAGES & RV PARKING! Spacious 5-bedroom home on approximately 1.5 acres with extensive updates and amenities. Features include fresh paint, new LVT flooring, updated kitchen, gas fireplace, new patio doors, and surround sound. Enjoy the 20x40 in-ground pool with new liner, large covered patio, multiple garages, RV carport, storage building, 30-amp RV hookup, and parking for 8+ vehicles. Additional highlights include a dedicated office with half bath, underground storm shelter, well, invisible fence, new roof installed October 2025, city water, septic, and included appliances. A rare opportunity offering space, storage, recreation, and convenience!

## Location

- **Address:** 820 Payne Lane #35, Spring City, TN 37381
- **County:** Rhea
- **Neighborhood:** Valley Dale
- **Coordinates:** 35.723506, -84.814374
- **Google Maps:** https://www.google.com/maps?q=35.723506,-84.814374

## Virtual Tour & Media

- **Video Tour:** https://player.vimeo.com/video/1221827016?byline=0&title=0&owner=0&name=0&logos=0&profile=0&profilepicture=0&vimeologo=0&portrait=0

## Listing Agent

- **Name:** Teresa D Congioloso · **License:** TN256449
- **Brokerage:** Keller Williams Greater Downtown Realty dba Charlotte Mabry Team
- **Broker Phone:** (423) 503-0661
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/820-Payne-Ln-35_Spring-City_TN_37381_M72522-34948?f=listhub&s=CARTN&m=1541862&c=propsimple)

## Photos

![820 Payne Lane #35 - Photo 1](http://lh.rdcpix.com/7fed5e1ff84df415a67098cf234b63dbl-f1011515493r.jpg)

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---

**MLS#:** 1541862 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/820-payne-lane-spring-city-tn-37381-8b16cb0a2f484507b7076ae5cc5e44ef)

---

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