# 821 S Gay Avenue, Panama City, FL 32404 > **TL;DR:** 3bd/1ba single family, $227,000 ($202/sqft), built 2019, 1,125 sqft. > A/C. Est. $1,214/mo. Listed 62 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $227,000 | | Price/sqft | $202 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,125 | | Year Built | 2019 | | Lot Size | 9,148 sqft (0.21 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 62 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,148 | | Estimated Insurance | $66 | | **Total** | **$1,214** | ## Nearby Schools - **Elementary:** Parker - **Middle:** Rutherford Middle - **High:** Rutherford ## Key Amenities - A/C ## Property Highlights - Built in 2019 - 0.21 acre lot ## Description ### Agent Description If you are looking for a home that is convenient to most everything, including swimming and fishing, take a look at this place. There are restaurants, stores and parks close by. You can drive to Tyndall Air Force Base within a few minutes. If you want more space, there are two vacant lots available for purchase on either side of the property with rich soil if you want a garden, or plenty of room to expand. ## Location - **Address:** 821 S Gay Avenue, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** Pitts 1st Addto Parker - **Coordinates:** 30.131525, -85.586803 - **Google Maps:** https://www.google.com/maps?q=30.131525,-85.586803 ## Listing Agent - **Name:** Michael Dunnigan · **License:** 3341050 - **Brokerage:** Coastal Choice Realty, LLC - **Broker Phone:** (850) 215-4160 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/821-S-Gay-Ave_Panama-City_FL_32404_M62974-21499?f=listhub&s=BCARFL&m=794946&c=propsimple) ## Photos ![821 S Gay Avenue - Photo 1](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f3066767200r.jpg) ![821 S Gay Avenue - Photo 2](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f1917478803r.jpg) ![821 S Gay Avenue - Photo 3](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f24402166r.jpg) ![821 S Gay Avenue - Photo 4](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f1734432430r.jpg) ![821 S Gay Avenue - Photo 5](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f2404103328r.jpg) ![821 S Gay Avenue - Photo 6](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f2340724333r.jpg) ![821 S Gay Avenue - Photo 7](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f3751532301r.jpg) ![821 S Gay Avenue - Photo 8](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f2429390515r.jpg) ![821 S Gay Avenue - Photo 9](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f678255947r.jpg) ![821 S Gay Avenue - Photo 10](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f1803025964r.jpg) ![821 S Gay Avenue - Photo 11](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f1590183206r.jpg) ![821 S Gay Avenue - Photo 12](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f2634796971r.jpg) ![821 S Gay Avenue - Photo 13](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f947214779r.jpg) ![821 S Gay Avenue - Photo 14](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f2255692409r.jpg) ![821 S Gay Avenue - Photo 15](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f646826650r.jpg) ![821 S Gay Avenue - Photo 16](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f3238160819r.jpg) ![821 S Gay Avenue - Photo 17](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f2603650124r.jpg) ![821 S Gay Avenue - Photo 18](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f200499782r.jpg) ![821 S Gay Avenue - Photo 19](http://lh.rdcpix.com/f794bde6c09427cb09f92455807760b4l-f1247226210r.jpg) --- **MLS#:** 794946 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/821-s-gay-avenue-panama-city-fl-32404-e892fcf74f054e668250cc2833127061) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/821-s-gay-avenue-panama-city-fl-32404-e892fcf74f054e668250cc2833127061#listing", "url": "https://staging.propertysimple.ai/listing/821-s-gay-avenue-panama-city-fl-32404-e892fcf74f054e668250cc2833127061", "name": "821 S Gay Avenue, Panama City, FL 32404", "description": "If you are looking for a home that is convenient to most everything, including swimming and fishing, take a look at this place. There are restaurants, stores and parks close by. You can drive to Tyndall Air Force Base within a few minutes. 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