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About This Home
This 4-bedroom, 4-bathroom single family at 823 Ridge Road in Waterloo, IL is listed for $637,000 ($124 per sqft). Built in 2002, the home offers 5,124 sqft of living space on a 0.49 acres lot.
OPEN HOUSE - THURSDAY, June 25 4:00 - 6:00 PM Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining.
Lots of updates make this home even more appealing **ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026)** The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces.
White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub.
Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound.
Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one you’ve been waiting for. **Mystic Oak Family membership with golf cart (1 year) being offered for buyers who close before 07/30/2026 **
Key Features
- Built in 2002
- 0.49 acre lot
- 3 parking spaces
- Fireplace
Property Details
Amenities
Monthly Cost Estimate
$3,407/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
823 Ridge Road
Waterloo, IL 62298
East Ridge
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Construction
Parking
Heating
Cooling
Appliances
Questions & Answers
This 4-bedroom, 4-bathroom single family at 823 Ridge Road is listed at $637,000 ($124/sqft). The estimated monthly payment is $2,760 based on 20% down at 6.5% interest.
Key features include: Built in 2002, 0.49 acre lot, 3 parking spaces, Fireplace. Interior Features: Breakfast Bar, Breakfast Room, Built-in Features. Exterior Features: Level, Views.
This property is listed by Angela Welge and can be reached at 6185509060 or realestateangi@gmail.com.


