# 823 Ridge Road, Waterloo, IL 62298

> **TL;DR:** 4bd/4ba single family, $637,000 ($124/sqft), built 2002, 5,124 sqft.
> Fireplace, Basement. Est. $2,760/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $637,000 |
| Price/sqft | $124 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 5,124 |
| Year Built | 2002 |
| Lot Size | 21,344 sqft (0.49 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,760 |
| **Total** | **$2,760** |

## Nearby Schools

- **Elementary:** WATERLOO DIST 5
- **Middle:** WATERLOO DIST 5
- **High:** Waterloo

## Key Amenities

- Fireplace
- Basement

## Property Highlights

- Built in 2002
- 0.49 acre lot
- 3 parking spaces
- Fireplace

## Description

### Agent Description
OPEN HOUSE - THURSDAY, June 25 4:00 - 6:00 PM Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing **ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026)** The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces. White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub. Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound. Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one you’ve been waiting for.  **Mystic Oak Family membership with golf cart (1 year) being offered for buyers who close before 07/30/2026 **

## Location

- **Address:** 823 Ridge Road, Waterloo, IL 62298
- **County:** Monroe
- **Neighborhood:** East Ridge
- **Coordinates:** 38.346143, -90.121298
- **Google Maps:** https://www.google.com/maps?q=38.346143,-90.121298

## Listing Agent

- **Name:** Angela Welge
- **Brokerage:** RE/MAX Preferred
- **Phone:** 6185509060
- **Email:** realestateangi@gmail.com

## Primary Photo

![823 Ridge Road - Primary Photo](http://lh.rdcpix.com/c017da340c743e4df3b2091e85211d25l-f2144101287r.jpg)

*91 total photos available on [listing page](https://www.propertysimple.com/listing/823-ridge-road-waterloo-il-62298-26031303)*

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**MLS#:** 26031303 | **Updated:** 2026-06-24
**Source:** listhub

*Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/823-ridge-road-waterloo-il-62298-26031303)

---

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