# 840 Clay Street, Cedar Falls, IA 50613 > **TL;DR:** 2bd/3ba single family, $399,494 ($270/sqft), built 2023, 1,478 sqft. > A/C. Est. $2,312/mo. Listed 25 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,494 | | Price/sqft | $270 | | Bedrooms | 2 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,478 | | Year Built | 2023 | | Lot Size | 25,700 sqft (0.59 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 25 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,020 | | Estimated Insurance | $117 | | HOA | $175 | | **Total** | **$2,312** | ## Nearby Schools - **Elementary:** Lincoln Elementary CF - **Middle:** Holmes Junior High - **High:** Cedar Falls High ## Key Amenities - A/C ## Property Highlights - Built in 2023 - 0.59 acre lot ## Description ### Agent Description Estimated 40% reduction in property taxes for the first 10 years for being built in the newly established historic urban core neighborhood. These one-of-a-kind homes are uniquely situated in the first urban pocket-neighborhood developed in Iowa. The most efficient and comfortable standard of living! The story-and-a-half cottages feature main level living room, kitchen and half bath. The entire upstairs is comprised of an owners en-suite. The basement features a 2nd full bath, bedroom and second living area! You will find high-quality materials on the inside and out! Inside can have different trim/ceiling finish elements, unique vaulted ceilings, tons of natural light, and more. LP siding, composite decking and lots of landscaping/trees/shrubs will round out the exteriors! ## Location - **Address:** 840 Clay Street, Cedar Falls, IA 50613 - **County:** Black Hawk - **Coordinates:** 42.530824, -92.447643 - **Google Maps:** https://www.google.com/maps?q=42.530824,-92.447643 ## Listing Agent - **Name:** Brian Wingert - **Brokerage:** Structure Real Estate - **Broker Phone:** (319) 260-2016 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/840-Clay-St_Cedar-Falls_IA_50613_M91246-51081?f=listhub&s=WCFBORIA&m=20264883&c=propsimple) ## Photos ![840 Clay Street - Photo 1](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f2595983882r.jpg) ![840 Clay Street - Photo 2](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f777812004r.jpg) ![840 Clay Street - Photo 3](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f885415047r.jpg) ![840 Clay Street - Photo 4](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f2779204349r.jpg) ![840 Clay Street - Photo 5](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f1221415943r.jpg) ![840 Clay Street - Photo 6](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f4281852215r.jpg) ![840 Clay Street - Photo 7](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f1822067259r.jpg) ![840 Clay Street - Photo 8](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f1232584085r.jpg) ![840 Clay Street - Photo 9](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f418195000r.jpg) ![840 Clay Street - Photo 10](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f750716225r.jpg) ![840 Clay Street - Photo 11](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f4244876682r.jpg) ![840 Clay Street - Photo 12](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f71599239r.jpg) ![840 Clay Street - Photo 13](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f906090579r.jpg) ![840 Clay Street - Photo 14](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f915469801r.jpg) ![840 Clay Street - Photo 15](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f503039819r.jpg) ![840 Clay Street - Photo 16](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f3648141325r.jpg) ![840 Clay Street - Photo 17](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f1642055462r.jpg) ![840 Clay Street - Photo 18](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f3164174551r.jpg) ![840 Clay Street - Photo 19](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f1901532384r.jpg) ![840 Clay Street - Photo 20](http://lh.rdcpix.com/6c054fee96a4ff858c57975268017149l-f2145740037r.jpg) --- **MLS#:** 20264883 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/840-clay-street-cedar-falls-ia-50613-75cb0ec92cf44cf3a7757a9f9f756fcb) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/840-clay-street-cedar-falls-ia-50613-75cb0ec92cf44cf3a7757a9f9f756fcb#listing", "url": "https://staging.propertysimple.ai/listing/840-clay-street-cedar-falls-ia-50613-75cb0ec92cf44cf3a7757a9f9f756fcb", "name": "840 Clay Street, Cedar Falls, IA 50613", "description": "Estimated 40% reduction in property taxes for the first 10 years for being built in the newly established historic urban core neighborhood. These one-of-a-kind homes are uniquely situated in the first urban pocket-neighborhood developed in Iowa. 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