# 848 State Street, Boyne City, MI 49712 > **TL;DR:** 4bd/2ba single family, $849,999 ($257/sqft), 3,306 sqft. > Waterfront, 4-car garage. Est. $4,546/mo. Listed 156 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $849,999 | | Price/sqft | $257 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 3,306 | | Lot Size | 139,392 sqft (3.20 acres) | | Stories | 2 | | Garage | 4-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 156 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,298 | | Estimated Insurance | $248 | | **Total** | **$4,546** | ## Key Amenities - Waterfront - 4-car garage ## Property Highlights - 3.20 acre lot - 2 stories - Waterfront ## Description ### Agent Description SHORT TERM RENTAL OPPORTUNITY!! This substantial home is within the Boyne city limits AND it is EXEMPT from the short term rental cap! 3.2 acres in the heart of Boyne City. 368 feet BOYNE RIVER FRONTAGE! Just a short walk to Lake Charlevoix and downtown Boyne. It is a DREAM home for anyone who enjoys PRIVACY while FISHING, KAYAKING, or SWIMMING. It's the perfect PRIVATE getaway! ***Do you Ski? 6 miles to Boyne Mountain! 6 miles to Walloon & 15 miles to Petoskey! New addition in 2011, this Victorian with over 3,300 SF combines charming yet modern. *EXTRA * 780 SF FINISHED studio room above the 4 car garage! Complete with knotty pine, oak flooring, recessed lighting and HEAT! Imagine the possibilities!! ***Enjoy lake living festivities near Boyne City: Bike trails, Restaurants, Wineries, Golf, Ski, Boating, public Beaches & Boat launches, Marina, quaint shops, Parks, Boyne Thunder, and MUCH more! ***FIRST FLOOR Primary Bed & Bath and Laundry Rm. Newer Updated Primary bath includes a Bay Window, Walk In Shower and granite counter. Updated Kitchen has tons of storage! Corian & Granite Counters, BUTLERS pantry as well as a WALK IN Pantry. The Modern Great Rm is a perfect place to ENTERTAIN! Enjoy a large open space with natural hardwood flooring, natural light & PHENOMENAL Fall colors out bay windows. Sliding glass door leads to the River, gardens & fire pit. A perfect place to roast marshmallows, look up at the stars and tell stories! 3 Bedrooms upstairs & Full Updated bath with granite counter. ***Newer FOUR car garage, built in 2012 is TWO stories. SECOND level, formally used as an Art & Music Studio, features large windows with picturesque Boyne River views. ***There is a full Dining room, formally used as a sitting room. Additionally, a side entrance leads to the Amazing wrap COVERED front porch. This home has natural gas, NOT propane & Wired for generator. Truly a rare find in Boyne city on the Boyne River! Call me today! ## Location - **Address:** 848 State Street, Boyne City, MI 49712 - **County:** Charlevoix - **Coordinates:** 45.215799, -84.994311 - **Google Maps:** https://www.google.com/maps?q=45.215799,-84.994311 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/nocbor/20261025955 ## Listing Agent - **Name:** Rosemary Dickow - **Brokerage:** Keller Williams Showcase Realty - **Broker Phone:** (248) 406-2921 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/848-State-St_Boyne-City_MI_49712_M44537-02844?f=listhub&s=REALCOMPMI&m=20261025955&c=propsimple) ## Photos ![848 State Street - Photo 1](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3116535429r.jpg) ![848 State Street - Photo 2](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f4040358334r.jpg) ![848 State Street - Photo 3](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3049423005r.jpg) ![848 State Street - Photo 4](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f4188996157r.jpg) ![848 State Street - Photo 5](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3700157292r.jpg) ![848 State Street - Photo 6](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1400342277r.jpg) ![848 State Street - Photo 7](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1518403645r.jpg) ![848 State Street - Photo 8](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f2899723168r.jpg) ![848 State Street - Photo 9](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3194152160r.jpg) ![848 State Street - Photo 10](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1466418020r.jpg) ![848 State Street - Photo 11](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f417461226r.jpg) ![848 State Street - Photo 12](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3137183028r.jpg) ![848 State Street - Photo 13](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f2068285011r.jpg) ![848 State Street - Photo 14](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f833058118r.jpg) ![848 State Street - Photo 15](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f8812707r.jpg) ![848 State Street - Photo 16](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3511228014r.jpg) ![848 State Street - Photo 17](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1789071990r.jpg) ![848 State Street - Photo 18](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1642717560r.jpg) ![848 State Street - Photo 19](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1394077628r.jpg) ![848 State Street - Photo 20](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3426202158r.jpg) ![848 State Street - Photo 21](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3685433357r.jpg) ![848 State Street - Photo 22](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3479719987r.jpg) ![848 State Street - Photo 23](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f4213670620r.jpg) ![848 State Street - Photo 24](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f4262718487r.jpg) ![848 State Street - Photo 25](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3148277870r.jpg) ![848 State Street - Photo 26](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f780900418r.jpg) ![848 State Street - Photo 27](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3059354251r.jpg) ![848 State Street - Photo 28](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f271214441r.jpg) ![848 State Street - Photo 29](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3796902477r.jpg) ![848 State Street - Photo 30](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1670178198r.jpg) ![848 State Street - Photo 31](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1840850789r.jpg) ![848 State Street - Photo 32](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1794646976r.jpg) ![848 State Street - Photo 33](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f2884651055r.jpg) ![848 State Street - Photo 34](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3364126835r.jpg) ![848 State Street - Photo 35](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f746802591r.jpg) ![848 State Street - Photo 36](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1884298995r.jpg) ![848 State Street - Photo 37](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f4121709474r.jpg) ![848 State Street - Photo 38](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f2174335917r.jpg) ![848 State Street - Photo 39](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1849520170r.jpg) ![848 State Street - Photo 40](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1684208188r.jpg) ![848 State Street - Photo 41](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f2498183764r.jpg) ![848 State Street - Photo 42](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1054035941r.jpg) ![848 State Street - Photo 43](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3762351127r.jpg) ![848 State Street - Photo 44](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1186371406r.jpg) ![848 State Street - Photo 45](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3907055502r.jpg) ![848 State Street - Photo 46](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1565730087r.jpg) ![848 State Street - Photo 47](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f3120773921r.jpg) ![848 State Street - Photo 48](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f1813666678r.jpg) ![848 State Street - Photo 49](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f4227706178r.jpg) ![848 State Street - Photo 50](http://lh.rdcpix.com/4c1361d9079d280e8d81a7c9b6e82c09l-f2347654168r.jpg) --- **MLS#:** 20261025955 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Realcomp Limited II. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/848-state-street-boyne-city-mi-49712-796fab72457341fc9aa6f06ad7072e01) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/848-state-street-boyne-city-mi-49712-796fab72457341fc9aa6f06ad7072e01#listing", "url": "https://staging.propertysimple.ai/listing/848-state-street-boyne-city-mi-49712-796fab72457341fc9aa6f06ad7072e01", "name": "848 State Street, Boyne City, MI 49712", "description": "SHORT TERM RENTAL OPPORTUNITY!! This substantial home is within the Boyne city limits AND it is EXEMPT from the short term rental cap! 3.2 acres in the heart of Boyne City. 368 feet BOYNE RIVER FRONTAGE! Just a short walk to Lake Charlevoix and downtown Boyne. It is a DREAM home for anyone who enjoys PRIVACY while FISHING, KAYAKING, or SWIMMING. It's the perfect PRIVATE getaway! ***Do you Ski? 6 miles to Boyne Mountain! 6 miles to Walloon & 15 miles to Petoskey! New addition in 2011, this Victorian with over 3,300 SF combines charming yet modern. *EXTRA * 780 SF FINISHED studio room above the 4 car garage! Complete with knotty pine, oak flooring, recessed lighting and HEAT! Imagine the possibilities!! ***Enjoy lake living festivities near Boyne City: Bike trails, Restaurants, Wineries, Golf, Ski, Boating, public Beaches & Boat launches, Marina, quaint shops, Parks, Boyne Thunder, and MUCH more! ***FIRST FLOOR Primary Bed & Bath and Laundry Rm. Newer Updated Primary bath includes a Bay Window, Walk In Shower and granite counter. Updated Kitchen has tons of storage! Corian & Granite Counters, BUTLERS pantry as well as a WALK IN Pantry. The Modern Great Rm is a perfect place to ENTERTAIN! 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