# 850 FERNSIDE Drive, Toccoa, GA 30577 > **TL;DR:** land, $49,000. > Waterfront. Est. $262/mo. Listed 39 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $49,000 | | Lot Size | 57,020 sqft (1.31 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 39 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $248 | | Estimated Insurance | $14 | | **Total** | **$262** | ## Nearby Schools - **Elementary:** Big A - **Middle:** Stephens - **High:** Stephens ## Key Amenities - Waterfront ## Property Highlights - 1.31 acre lot - Waterfront ## Description ### Agent Description 1.3-acre residential lot in the City of Toccoa with Ward's Creek frontage! This undeveloped homesite offers an opportunity to build a private residence in a natural setting while remaining within the city limits of Toccoa. Approximately 1.3 acres of wooded and varying terrain is bordered along one side by Ward's Creek, providing a peaceful natural feature and the potential for beautiful views, the sound of flowing water, and a private wooded backdrop. Located on Fernside Drive, the property offers the appeal of a residential homesite surrounded by mature natural vegetation and a creekside environment while still being conveniently located within Toccoa. The property is currently undeveloped residential land, offering a blank canvas for a buyer looking to build a home suited to their own needs and preferences. The creek, natural setting, and wooded surroundings create an especially attractive opportunity for buyers looking for a residential property with creek frontage, privacy, and a connection to nature. The 1.3-acre size provides more room than a typical in-town homesite while maintaining the convenience of being within the City of Toccoa. Important zoning/use information: Because this property is located within the city limits of Toccoa, mobile homes are not permitted. Buyers should independently verify zoning, permitted uses, setbacks, building requirements, utility availability, sewer/septic requirements, floodplain information, and all other development requirements with the City of Toccoa and applicable authorities prior to purchase. Property will require a septic tank, as it is not on the City of Toccoa sewer. It is, however, on City of Toccoa water. If you're searching for land for sale in Toccoa, GA, a residential building lot with creek frontage, or a wooded homesite near Ward's Creek, this 1.3-acre property on Fernside Drive offers a unique opportunity to create a home surrounded by natural beauty while enjoying the convenience of an in-town location. ## Location - **Address:** 850 FERNSIDE Drive, Toccoa, GA 30577 - **County:** Stephens - **Coordinates:** 34.578538, -83.292372 - **Google Maps:** https://www.google.com/maps?q=34.578538,-83.292372 ## Virtual Tour & Media - **Video Tour:** https://view.stanleyremedia.com/896_fernside_dr-9221?branding=false ## Listing Agent - **Name:** Kellie Austin - **Brokerage:** Hammock Realty North Georgia - **Broker Phone:** (706) 491-0325 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/850-Fernside-Dr_Toccoa_GA_30577_M91278-62677?f=listhub&s=GAMLS&m=10852263&c=propsimple) ## Photos ![850 FERNSIDE Drive - Photo 1](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f3366231029r.jpg) ![850 FERNSIDE Drive - Photo 2](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f1863911888r.jpg) ![850 FERNSIDE Drive - Photo 3](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f660301844r.jpg) ![850 FERNSIDE Drive - Photo 4](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f1268128698r.jpg) ![850 FERNSIDE Drive - Photo 5](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f2115720452r.jpg) ![850 FERNSIDE Drive - Photo 6](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f449145247r.jpg) ![850 FERNSIDE Drive - Photo 7](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f1853633177r.jpg) ![850 FERNSIDE Drive - Photo 8](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f1202025891r.jpg) ![850 FERNSIDE Drive - Photo 9](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f3881384877r.jpg) ![850 FERNSIDE Drive - Photo 10](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f3535273398r.jpg) ![850 FERNSIDE Drive - Photo 11](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f1168220174r.jpg) ![850 FERNSIDE Drive - Photo 12](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f3541429470r.jpg) ![850 FERNSIDE Drive - Photo 13](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f1354047204r.jpg) ![850 FERNSIDE Drive - Photo 14](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f3139765994r.jpg) ![850 FERNSIDE Drive - Photo 15](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f3364695710r.jpg) ![850 FERNSIDE Drive - Photo 16](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f2403561441r.jpg) ![850 FERNSIDE Drive - Photo 17](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f2076681196r.jpg) ![850 FERNSIDE Drive - Photo 18](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f2246798297r.jpg) ![850 FERNSIDE Drive - Photo 19](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f1756408324r.jpg) ![850 FERNSIDE Drive - Photo 20](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f769996124r.jpg) ![850 FERNSIDE Drive - Photo 21](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f1967111532r.jpg) ![850 FERNSIDE Drive - Photo 22](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f2084775419r.jpg) ![850 FERNSIDE Drive - Photo 23](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f320852387r.jpg) ![850 FERNSIDE Drive - Photo 24](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f2974050692r.jpg) ![850 FERNSIDE Drive - Photo 25](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f434698713r.jpg) ![850 FERNSIDE Drive - Photo 26](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f1848910543r.jpg) ![850 FERNSIDE Drive - Photo 27](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f31970700r.jpg) ![850 FERNSIDE Drive - Photo 28](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f370482024r.jpg) ![850 FERNSIDE Drive - Photo 29](http://lh.rdcpix.com/41d50adddf7b560ce2d6087fe9dcc3dbl-f3008973256r.jpg) --- **MLS#:** 10852263 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/850-fernside-drive-toccoa-ga-30577-09f54a136cc5427f9e5d978a971a7a0e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/850-fernside-drive-toccoa-ga-30577-09f54a136cc5427f9e5d978a971a7a0e#listing", "url": "https://staging.propertysimple.ai/listing/850-fernside-drive-toccoa-ga-30577-09f54a136cc5427f9e5d978a971a7a0e", "name": "850 FERNSIDE Drive, Toccoa, GA 30577", "description": "1.3-acre residential lot in the City of Toccoa with Ward's Creek frontage! This undeveloped homesite offers an opportunity to build a private residence in a natural setting while remaining within the city limits of Toccoa. Approximately 1.3 acres of wooded and varying terrain is bordered along one side by Ward's Creek, providing a peaceful natural feature and the potential for beautiful views, the sound of flowing water, and a private wooded backdrop. Located on Fernside Drive, the property offers the appeal of a residential homesite surrounded by mature natural vegetation and a creekside environment while still being conveniently located within Toccoa. The property is currently undeveloped residential land, offering a blank canvas for a buyer looking to build a home suited to their own needs and preferences. The creek, natural setting, and wooded surroundings create an especially attractive opportunity for buyers looking for a residential property with creek frontage, privacy, and a connection to nature. The 1.3-acre size provides more room than a typical in-town homesite while maintaining the convenience of being within the City of Toccoa. Important zoning/use information: Because this property is located within the city limits of Toccoa, mobile homes are not permitted. Buyers should independently verify zoning, permitted uses, setbacks, building requirements, utility availability, sewer/septic requirements, floodplain information, and all other development requirements with the City of Toccoa and applicable authorities prior to purchase. Property will require a septic tank, as it is not on the City of Toccoa sewer. It is, however, on City of Toccoa water. 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