About This Home

This 3-bedroom, 2-bathroom mobile home at 852 Old Dunlap Rd in Spencer, TN is listed for $164,900 ($145 per sqft). Built in 2026, the home offers 1,140 sqft of living space on a 0.35 acres lot.

Key Features

  • Built in 2026
  • 0.35 acre lot

Property Details

1 story
2 full
2026

Amenities

A/C
Listing Description

FREE APPRAISAL! PLUS YOUR CHOICE WITH PREFERRED LENDER: AN INTEREST RATE AS LOW AS 5.5% OR ALL CLOSING COSTS PAID ON THIS BRAND NEW 3 BEDROOM, 2 BATH MANUFACTURED HOME ON PERMANENT FOUNDATION WITH BONUS FLEX SPACE! This affordable home has everything you need for comfort and easy maintenance.

Situated in the heart of Spencer on a .35 acre lot with city sewer, public water and fiber optic internet available. . This 1140 sq. ft. home features a large open concept kitchen and living area, new appliances, new HVAC, front and back porches, large en-suite primary bedroom and bath, 2 generous guest rooms and one flex space perfect for an office or play room.

Check out the great split bedroom floorplan, kitchen island and handy laundry room. Easy access to Hwy 111 makes this home super convenient to Sparta, Cookeville, McMinnville and Chattanooga while maintaining the small town charm of the friendly city of Spencer.

Call today today to see if you qualify; home ownership may be more than just a dream! This home qualifies for VA, FHA, and USDA zero down payment loans and conveys with manufacturer's one year warranty! Buyers should verify all information in order to make an informed offer.

Monthly Cost Estimate

$882/mo

20% down · 6.5% · 30 years

Principal$119
Interest$715
Insurance$48

Estimates only. Actual payments may vary.

Location

852 Old Dunlap Rd

Spencer, TN 38585

Features & Amenities

Interior Features

Walk-In Closet(s)

Property Details

Flooring

New floor coveringPergo style

Construction

Frame Block Vinyl Siding

Outdoor Features

Deck

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherRefrigeratorElectric Range

Questions & Answers

This 3-bedroom, 2-bathroom mobile home at 852 Old Dunlap Rd is listed at $164,900 ($145/sqft). The estimated monthly payment is $882 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.35 acre lot. Interior Features: Walk-In Closet(s).

This property is listed by Melissa Harmon.

MH

Melissa Harmon

Agent at RE/MAX Finest

Listed by RE/MAX Finest · Broker phone: 9314844003 · View on Broker Site

MLS# 247259· Source: Upper Cumberland Association of Realtors· Added to PropertySimple today

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

852 Old Dunlap Rd, Spencer, TN 38585

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